COMMITMENTS AND UNCERTAINTIES (Details) - USD ($) |
6 Months Ended | 12 Months Ended |
|---|---|---|
Jun. 30, 2026 |
Dec. 31, 2025 |
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| COMMITMENTS AND UNCERTAINTIES | ||
| Undisbursed loans in process | $ 0 | $ 771,227 |
| Unfunded commitments under lines of credit | 7,905,000 | 9,991,000 |
| Standby letters of credit | 5,294,500 | 5,294,500 |
| Letters of credit | $ 0 | $ 0 |
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- References No definition available.
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- Definition Amount of undisbursed portion of financing receivable balance. Excludes financing receivable covered under loss sharing agreement. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition The total amount of the contingent obligation under letters of credit outstanding as of the reporting date. Reference 1: http://www.xbrl.org/2003/role/exampleRef
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- Definition Amount of cash inflow from contractual arrangement with the lender, including but not limited to, letter of credit, standby letter of credit and revolving credit arrangements. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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- Definition Unused amount of commitments to extend credit to customers. Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef
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