LOANS - Grading category and year (Details) - USD ($) |
12 Months Ended | |
|---|---|---|
Dec. 31, 2025 |
Jun. 30, 2026 |
|
| LOANS | ||
| Loans, net | $ 92,991,369 | $ 92,308,006 |
| Single family | ||
| LOANS | ||
| Year 1 | 5,983,526 | 2,293,126 |
| Year 2 | 2,694,260 | 5,828,052 |
| Year 3 | 3,707,506 | 3,184,041 |
| Year 4 | 6,191,774 | 3,606,281 |
| Year 5 | 7,731,470 | 6,092,035 |
| Prior | 14,920,097 | 20,527,829 |
| Loans, net | 41,228,633 | 41,531,364 |
| Single family | Pass | ||
| LOANS | ||
| Year 1 | 5,983,526 | 2,293,126 |
| Year 2 | 2,694,260 | 5,828,052 |
| Year 3 | 3,707,506 | 3,184,041 |
| Year 4 | 6,191,774 | 3,606,281 |
| Year 5 | 7,731,470 | 6,092,035 |
| Prior | 14,847,338 | 20,417,883 |
| Loans, net | 41,155,874 | 41,421,418 |
| Single family | Special mention | ||
| LOANS | ||
| Prior | 41,414 | 36,418 |
| Loans, net | 41,414 | 36,418 |
| Single family | Substandard | ||
| LOANS | ||
| Prior | 31,345 | 73,528 |
| Loans, net | 31,345 | 73,528 |
| Multifamily and nonresidential | ||
| LOANS | ||
| Year 1 | 5,703,362 | 398,990 |
| Year 2 | 1,338,858 | 5,649,532 |
| Year 3 | 981,509 | 1,320,729 |
| Year 4 | 4,425,969 | 723,788 |
| Year 5 | 1,975,842 | 4,330,762 |
| Prior | 7,006,915 | 8,678,464 |
| Revolving | 795,559 | |
| Loans, net | 21,432,455 | 21,897,824 |
| Multifamily and nonresidential | Pass | ||
| LOANS | ||
| Year 1 | 5,703,362 | 398,990 |
| Year 2 | 1,338,858 | 5,649,532 |
| Year 3 | 981,509 | 1,320,729 |
| Year 4 | 4,425,969 | 723,788 |
| Year 5 | 1,975,842 | 4,330,762 |
| Prior | 7,006,915 | 8,678,464 |
| Revolving | 795,559 | |
| Loans, net | 21,432,455 | 21,897,824 |
| Construction and land | ||
| LOANS | ||
| Year 1 | 1,228,023 | |
| Year 2 | 706,450 | 1,958,171 |
| Year 3 | 303,735 | |
| Year 4 | 69,497 | 300,782 |
| Year 5 | 65,463 | |
| Prior | 345,126 | 334,219 |
| Loans, net | 2,652,831 | 2,658,635 |
| Construction and land | Pass | ||
| LOANS | ||
| Year 1 | 1,228,023 | |
| Year 2 | 706,450 | 1,958,171 |
| Year 3 | 303,735 | |
| Year 4 | 69,497 | 300,782 |
| Year 5 | 65,463 | |
| Prior | 345,126 | 334,219 |
| Loans, net | 2,652,831 | 2,658,635 |
| Second mortgage | ||
| LOANS | ||
| Year 1 | 55,716 | |
| Year 2 | 52,993 | |
| Year 3 | 25,054 | |
| Year 4 | 23,862 | |
| Prior | 15,899 | 17,661 |
| Revolving | 2,675,671 | 3,739,357 |
| Loans, net | 2,772,340 | 3,833,873 |
| Second mortgage | Pass | ||
| LOANS | ||
| Year 1 | 55,716 | |
| Year 2 | 52,993 | |
| Year 3 | 25,054 | |
| Year 4 | 23,862 | |
| Prior | 15,899 | 17,661 |
| Revolving | 2,675,671 | 3,739,357 |
| Loans, net | 2,772,340 | 3,833,873 |
| Commercial | ||
| LOANS | ||
| Year 1 | 222,572 | |
| Year 2 | 383,040 | |
| Year 3 | 719,469 | |
| Year 4 | 928,039 | |
| Year 5 | 1,055,341 | |
| Prior | 637,687 | |
| Revolving | 3,256,001 | |
| Loans, net | 7,202,149 | |
| Gross charge offs | ||
| Year 1 | 395,075 | |
| Year 2 | 882,621 | |
| Year 3 | 1,006,291 | |
| Year 4 | 1,236,962 | |
| Year 5 | 110,556 | |
| Prior | 756,438 | |
| Revolving | 3,269,837 | |
| Gross charge offs | 7,657,780 | |
| Commercial | Pass | ||
| LOANS | ||
| Year 1 | 222,572 | |
| Year 2 | 882,621 | 383,040 |
| Year 3 | 1,006,291 | 719,469 |
| Year 4 | 1,236,962 | 928,039 |
| Year 5 | 110,556 | 1,055,341 |
| Prior | 756,438 | 637,687 |
| Revolving | 3,269,837 | 3,256,001 |
| Loans, net | 7,657,780 | 7,202,149 |
| Gross charge offs | ||
| Year 1 | 395,075 | |
| Consumer loans | ||
| LOANS | ||
| Year 1 | 15,361,842 | 1,425,346 |
| Year 2 | 2,086,467 | 12,570,873 |
| Year 3 | 1,387,440 | |
| Prior | 23,441 | 22,862 |
| Loans, net | 17,471,750 | 15,406,521 |
| Consumer loans | Pass | ||
| LOANS | ||
| Year 1 | 15,361,842 | 1,425,346 |
| Year 2 | 2,086,467 | 12,570,873 |
| Year 3 | 1,387,440 | |
| Prior | 23,441 | 22,862 |
| Loans, net | $ 17,471,750 | $ 15,406,521 |