v3.26.1
CONDENSED BALANCE SHEETS - USD ($)
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 307,366 $ 275,464
Interest-bearing deposits in other financial institutions 15,469,471 6,153,204
Cash and cash equivalents 15,776,837 6,428,668
Available-for-sale securities 5,399,403 5,538,692
Loans receivable 92,308,006 92,991,369
Allowance for credit losses (438,595) (435,675)
Net loans 91,869,411 92,555,694
Premises and equipment 532,976 561,605
Federal Home Loan Bank stock 599,500 599,500
Bank owned life insurance 3,101,855 3,067,607
Accrued interest receivable 480,000 424,559
Net deferred federal income taxes 491,398 518,381
Other assets 1,384,547 507,777
Total assets 119,635,927 110,202,483
Liabilities    
Demand deposits 22,999,697 10,863,097
Savings and money market 24,496,314 24,041,834
Time deposits 46,907,995 47,249,270
Total deposits 94,404,006 82,154,201
Advances from the Federal Home Loan Bank 7,400,000 10,600,000
Advances by borrowers for taxes and insurance 579,030 582,076
Allowance for credit losses on off-balance sheet credit exposures 5,073 5,073
Accrued interest payable and other liabilities 1,211,075 1,067,113
Total liabilities 103,599,184 94,408,463
Stockholders' Equity    
Retained earnings 16,152,717 15,896,832
Accumulated other comprehensive loss (115,974) (102,812)
Total equity 16,036,743 15,794,020
Total liabilities and equity $ 119,635,927 $ 110,202,483