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LONG-TERM DEBT OBLIGATIONS
6 Months Ended
Jun. 30, 2026
Debt Disclosure [Abstract]  
LONG-TERM DEBT OBLIGATIONS

9. LONG-TERM DEBT OBLIGATIONS

 

Long-term debt consists of bank term debt which was consolidated from existing lines of credit in September 2025. The bank term loan has a principal balance of $1,600,000 with a maturity date of June 30, 2030. The bank term loan bears interest at the fixed rate of seven and three-quarters percent (7.75%). Quarterly interest only payments were required through December 2025. Beginning in 2026, quarterly principal and interest payments are required in March, June, September and December.

 

A summary of payments due under the Company’s long-term debt as of June 30, 2026 is as follows:

 

      
July 2026 through June 2027  $400,000 
July 2027 through June 2028   400,000 
July 2028 through June 2029   400,000 
July 2029 through June 2030   400,000 
Total long-term debt  $1,600,000