Deposits consisted of the following:


	June 30, 2026			December 31, 2025
(dollars in thousands)	Balance		Percentage	Balance		Percentage
Noninterest-bearing checking accounts	$	138,384	20.47%	$	138,360	20.46%
Interest-bearing checking accounts		69,324	10.26%		80,882	11.96%
Money market accounts		131,081	19.39%		123,264	18.23%
Savings accounts		127,754	18.90%		129,436	19.14%
Certificates of deposit		209,347	30.98%		204,152	30.21%
Total deposits	$	675,890	100.00%	$	676,094	100.00%

At June 30, 2026, and December 31, 2025, the Bank had an account relationship with a local government entity that comprised 2.4% and 2.8% of total deposits, respectively. The Company had $50.1 million and $50.3 million of brokered certificates of deposit at June 30, 2026 and December 31, 2025, respectively.

At June 30, 2026 and December 31, 2025, the Bank had $38.4 million and $35.7 million in certificates of deposits of $250,000 or more, respectively. Deposits in excess of $250,000 may not be insured by the FDIC.

At June 30, 2026 scheduled maturities of certificates of deposit are as follows:


(dollars in thousands)	June 30, 2026
Within one year	$	72,111
Year 2		14,717
Year 3		59,321
Year 4		27,454
Year 5		35,744
Thereafter		—
Total certificates of deposit	$	209,347