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  <xsd:element name="ForeclosedAssetsHeldForSaleMeasurementInput" id="ubcp_ForeclosedAssetsHeldForSaleMeasurementInput" type="xbrli:decimalItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="instant" abstract="false" />
  <xsd:element name="CollateralDependentLoansValuationTechniqueExtensibleEnumeration" id="ubcp_CollateralDependentLoansValuationTechniqueExtensibleEnumeration" type="enum2:enumerationSetItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" enum2:linkrole="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" enum2:domain="us-gaap:ValuationTechniqueDomain" enum2:headUsable="false" />
  <xsd:element name="ForeclosedAssetsHeldForSaleValuationTechniqueExtensibleEnumeration" id="ubcp_ForeclosedAssetsHeldForSaleValuationTechniqueExtensibleEnumeration" type="enum2:enumerationSetItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" enum2:linkrole="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" enum2:domain="us-gaap:ValuationTechniqueDomain" enum2:headUsable="false" />
  <xsd:element name="CollateralDependentLoansMeasurementInputExtensibleEnumeration" id="ubcp_CollateralDependentLoansMeasurementInputExtensibleEnumeration" type="enum2:enumerationSetItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" enum2:linkrole="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" enum2:domain="us-gaap:MeasurementInputTypeDomain" enum2:headUsable="false" />
  <xsd:element name="ForeclosedAssetsHeldForSaleMeasurementInputExtensibleEnumeration" id="ubcp_ForeclosedAssetsHeldForSaleMeasurementInputExtensibleEnumeration" type="enum2:enumerationSetItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" enum2:linkrole="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" enum2:domain="us-gaap:MeasurementInputTypeDomain" enum2:headUsable="false" />
  <xsd:element name="FinancialAssetNotAccruingInterestMember" id="ubcp_FinancialAssetNotAccruingInterestMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
  <xsd:element name="ProceedsFromRepaymentsOfFhlbankBorrowingsFinancingActivities" id="ubcp_ProceedsFromRepaymentsOfFhlbankBorrowingsFinancingActivities" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="ProceedsFromSaleOfForeclosedAssetsAndFixedAssets" id="ubcp_ProceedsFromSaleOfForeclosedAssetsAndFixedAssets" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="debit" />
  <xsd:element name="AccretionOfPriorServiceCostAndNetLoss" id="ubcp_AccretionOfPriorServiceCostAndNetLoss" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" xbrli:balance="credit" />
  <xsd:element name="ScheduleOfAmortizedCostBasisOfCollateralDependentNonAccrualLoansTableTextBlock" id="ubcp_ScheduleOfAmortizedCostBasisOfCollateralDependentNonAccrualLoansTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="false" />
  <xsd:element name="OtherLoanMember" id="ubcp_OtherLoanMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration" abstract="true" />
</xsd:schema>
