| Segment Reporting |
Note 13: Segment Reporting The Company’s has one reportable segment (“Banking”) as determined by the after considering the level of information to review and the performance of various components of the business. The Company’s Management will use the consolidated information to benchmark against similar entities to evaluate financial performance and budget to actual results. Accounting policies followed by the Company are the same used for the single segment. The one segment identified is evaluated using net income, earnings per share, return of average assets and equity. Information used for performance assessment follows. Since reported consolidated financial results are used for the performance assessment, there are no reconciling items noted from our financial reporting results published and segment reporting financial information. | | | | | | | | | Three Months Ended June 30, | | | 2026 | | 2025 | | | | (In thousands) | Banking Segment | | | | | | | Total interest income | | $ | 10,533 | | $ | 10,411 | Total interest expense | | | 3,529 | | | 3,816 | Net interest income | | | 7,004 | | | 6,595 | Provision for credit loss expense | | | 126 | | | 206 | Net interest income after provision for (reversal of) credit losses | | | 6,878 | | | 6,389 | Noninterest income | | | 1,617 | | | 1,390 | Noninterest expense (including taxes) | | | 6,400 | | | 5,865 | Net income | | | 2,095 | | | 1,914 | Net income (consolidated statements of income) | | $ | 2,095 | | $ | 1,914 | Total assets Banking segment | | $ | 877,972 | | $ | 847,884 | Total assets (consolidated balance sheets) | | $ | 877,972 | | $ | 847,884 |
| | | | | | | | | Six Months Ended June 30, | | | 2026 | | 2025 | | | | (In thousands) | Banking Segment | | | | | | | Total interest income | | $ | 20,547 | | $ | 20,253 | Total interest expense | | | 7,032 | | | 7,411 | Net interest income | | | 13,515 | | | 12,842 | Provision for credit loss expense | | | 156 | | | 302 | Net interest income after provision for (reversal of) credit losses | | | 13,359 | | | 12,540 | Noninterest income | | | 3,042 | | | 2,671 | Noninterest expense (including taxes) | | | 12,395 | | | 11,425 | Net income | | | 4,006 | | | 3,786 | Net income (consolidated statements of income) | | $ | 4,006 | | $ | 3,786 | Total assets Banking segment | | $ | 877,972 | | $ | 847,884 | Total assets (consolidated balance sheets) | | $ | 877,972 | | $ | 847,884 |
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