The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 3,618,945 58,089 SH SOLE 0 0 58,089
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 789,895 17,944 SH SOLE 0 0 17,944
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,426,233 17,693 SH SOLE 0 0 17,693
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 9,848,111 233,257 SH SOLE 0 0 233,257
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 877,519 20,711 SH SOLE 0 0 20,711
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 4,082,162 120,560 SH SOLE 0 0 120,560
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 830,854 19,915 SH SOLE 0 0 19,915
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 11,927,963 225,994 SH SOLE 0 0 225,994
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 6,150,381 157,864 SH SOLE 0 0 157,864
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 6,314,991 195,996 SH SOLE 0 0 195,996
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 4,023,356 84,030 SH SOLE 0 0 84,030
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 6,226,436 87,536 SH SOLE 0 0 87,536
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 9,861,027 281,422 SH SOLE 0 0 281,422
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 2,317,969 56,412 SH SOLE 0 0 56,412
EA SERIES TRUST FREEDOM 100 EM 02072L607 2,796,386 51,169 SH SOLE 0 0 51,169
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225 391,460 3,311 SH SOLE 0 0 3,311
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,795,648 17,361 SH SOLE 0 0 17,361
ISHARES TR CORE MSCI EAFE 46432F842 230,761 2,549 SH SOLE 0 0 2,549
ISHARES TR CRE U S REIT ETF 464288521 1,946,404 32,884 SH SOLE 0 0 32,884
ISHARES TR EAFE VALUE ETF 464288877 1,274,954 17,148 SH SOLE 0 0 17,148
ISHARES TR ESG EAFE ETF 46436E759 3,821,995 50,656 SH SOLE 0 0 50,656
ISHARES TR GLOBAL REIT ETF 46434V647 689,764 27,426 SH SOLE 0 0 27,426
MASTERCARD INCORPORATED CL A 57636Q104 244,334 489 SH SOLE 0 0 489
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 210,964 7,575 SH SOLE 0 0 7,575
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 204,657 8,269 SH SOLE 0 0 8,269
SPDR INDEX SHS FDS STATE STREET SPD 78463X889 923,363 20,227 SH SOLE 0 0 20,227
SPDR SERIES TRUST STATE STREET SPD 78464A854 12,408,665 162,120 SH SOLE 0 0 162,120
SPDR SERIES TRUST STATE STREET SPD 78468R101 6,665,792 228,437 SH SOLE 0 0 228,437
SPDR SERIES TRUST STATE STREET SPD 78468R853 4,382,237 90,692 SH SOLE 0 0 90,692
SPDR SERIES TRUST STATE STREET SPD 78464A508 7,704,951 136,178 SH SOLE 0 0 136,178
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,268,644 55,308 SH SOLE 0 0 55,308
VANGUARD INDEX FDS SM CP VAL ETF 922908611 411,254 1,893 SH SOLE 0 0 1,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 904,547 2,820 SH SOLE 0 0 2,820
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,922,818 43,258 SH SOLE 0 0 43,258