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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323 3,417,963 58,188 SH SOLE 0 0 58,188
AMERICAN CENTY ETF TR REAL ESTATE ETF 025072356 781,102 17,944 SH SOLE 0 0 17,944
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 1,340,599 17,693 SH SOLE 0 0 17,693
APPLE INC COM 037833100 923,508 3,397 SH SOLE 0 0 3,397
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872 8,008,643 188,173 SH SOLE 0 0 188,173
DIMENSIONAL ETF TRUST EMERGING MARKETS 25434V682 859,092 20,711 SH SOLE 0 0 20,711
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 3,932,241 120,732 SH SOLE 0 0 120,732
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856 827,568 19,915 SH SOLE 0 0 19,915
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 11,033,788 221,118 SH SOLE 0 0 221,118
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 6,023,667 158,060 SH SOLE 0 0 158,060
DIMENSIONAL ETF TRUST INTL HIGH PROFIT 25434V765 5,998,618 189,440 SH SOLE 0 0 189,440
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864 4,030,150 84,049 SH SOLE 0 0 84,049
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 5,379,081 77,208 SH SOLE 0 0 77,208
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815 8,676,382 263,800 SH SOLE 0 0 263,800
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716 2,460,266 56,649 SH SOLE 0 0 56,649
EA SERIES TRUST FREEDOM 100 EM 02072L607 2,451,731 47,820 SH SOLE 0 0 47,820
INVESCO EXCHANGE TRADED FD T S&P MIDCAP 400 46137V225 397,353 3,311 SH SOLE 0 0 3,311
ISHARES TR 0-5 YR TIPS ETF 46429B747 1,520,184 14,847 SH SOLE 0 0 14,847
ISHARES TR CORE MSCI EAFE 46432F842 228,034 2,549 SH SOLE 0 0 2,549
ISHARES TR CRE U S REIT ETF 464288521 1,749,583 30,716 SH SOLE 0 0 30,716
ISHARES TR EAFE VALUE ETF 464288877 1,224,539 17,148 SH SOLE 0 0 17,148
ISHARES TR ESG EAFE ETF 46436E759 3,228,874 42,960 SH SOLE 0 0 42,960
ISHARES TR GLOBAL REIT ETF 46434V647 684,254 27,425 SH SOLE 0 0 27,425
MASTERCARD INCORPORATED CL A 57636Q104 277,448 486 SH SOLE 0 0 486
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 865,906 19,498 SH SOLE 0 0 19,498
SPDR SERIES TRUST STATE STREET SPD 78468R853 4,198,047 89,587 SH SOLE 0 0 89,587
SPDR SERIES TRUST STATE STREET SPD 78468R101 5,691,505 194,382 SH SOLE 0 0 194,382
SPDR SERIES TRUST STATE STREET SPD 78464A854 11,929,757 148,713 SH SOLE 0 0 148,713
SPDR SERIES TRUST STATE STREET SPD 78464A508 7,311,617 128,703 SH SOLE 0 0 128,703
VANGUARD BD INDEX FDS INTERMED TERM 921937819 4,307,359 55,308 SH SOLE 0 0 55,308
VANGUARD INDEX FDS SM CP VAL ETF 922908611 400,918 1,893 SH SOLE 0 0 1,893
VANGUARD INDEX FDS TOTAL STK MKT 922908769 945,318 2,820 SH SOLE 0 0 2,820
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,853,174 40,427 SH SOLE 0 0 40,427