Exhibit 99.04 Schedule 2

 

Loan ID Seller Loan ID Redaction ID Loan Program Guideline Product Name Originator Name Originating Entity CDFI Flag Guideline Name Guideline Author Guideline Date Guideline Version Application Date TILA Status TRID GSE Verified Safe Harbor Flag Verified Safe Harbor Reference Document QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate AUS Decision System Rating Result Property Inspection Waiver (PIW) Calculated APR HUD 1 Page 1 Credits Total Verified Qualifying Rate Originator Qualifying Rate Qualifying P&I Default Interest Rate Present Default Interest Rate Annual Property Tax Monthly Property Tax Annual Insurance Costs Monthly Insurance Cost Annual HOA Costs Monthly HOA Costs Monthly Other Costs PITIA Residual Income HOA Questionnaire Flag HOA Name HOA Address State HOA Fee Amount HOA Next Due Date HOA Payment Frequency Originator DTI TPR Verified DTI QM DTI Is Borrower Non Occupant Is Co Borrower Non Occupant Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower 2 Length of Employment Co Borrower 3 Length of Employment Document Level Borrower Years of W2s/1099 CoBorrower Years of W2s/1099 Borrower Months of Paystubs Verified Co Borrower Months of Paystubs Verified Borrower Employment Gap Letter Borrower Months of Employment Gap Co Borrower Employment Gap Letter Co Borrower Months of Employment Gap Borrower Years of Personal Tax Returns Borrower Years of Business Tax Returns CoBorrower Years of Personal Tax Returns CoBorrower Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Borrower Award/Offer Letter Co Borrower Award/Offer Letter Asset Depletion Flag Partial Asset Depletion Flag Asset Depletion Months Amortized Asset Utilization Flag (No DTI) Borrower Bank Statements Flag Borrower Bank Statement Summary/Lender Worksheet Borrower Number of Personal Bank Statements Borrower Number of Business Bank Statements CoBorrower Bank Statements Flag Co Borrower Bank Statement Summary/Lender Worksheet CoBorrower Number of Personal Bank Statements CoBorrower Number of Business Bank Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % Bespoke Eligible Assets Borrower P&L Type Borrower Number of Months P&L Borrower P&L Prepared By CoBorrower P&L Type CoBorrower P&L Prepared By CoBorrower Number of Months P&L Borrower CPA Letter Flag # of Months CPA verified income CoBorrower CPA Letter Flag CoBorrower # of Months CPA verified income Borrower WVOE Flag Borrower # of Months Employment Validated WVOE Borrower # of Months Income Validated WVOE Borrower WVOE Form Type CoBorrower WVOE Flag CoBorrower # of Months WVOE CoBorrower # of Months Income Validated WVOE CoBorrower WVOE Form Type DSCR Flag TPR DSCR Originator DSCR Expense Letter Income Doc Detail Tax Return Doc Details Property Address Property City Property State Property Zip Property County Original Credit Report Date Borrower 1 Credit Report Date Borrower 2 Credit Report Date Borrower 3 Credit Report Date Borrower 4 Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Co Borrower 2 FICO Most Recent Co Borrower 3 FICO Updated Credit Report Flag Updated Credit Report Date Updated FICO Method Primary Wage Earner Updated FICO Equifax Primary Wage Earner Updated FICO Experian Primary Wage Earner Updated FICO Transunion Secondary Wage Earner Updated FICO Equifax Secondary Wage Earner Updated FICO Experian Secondary Wage Earner Updated FICO Transunion Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Fourth Wage Earner Updated FICO Equifax Fourth Wage Earner Updated FICO Experian Fourth Wage Earner Updated FICO Transunion Updated Primary Borrower FICO Updated Co Borrower FICO Updated Co Borrower 2 FICO Updated Co Borrower 3 FICO Updated Qualifying FICO Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11  Months Bankruptcy 13  Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC)  Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Lates 30d in 0-12m Prior Mortgage/Rent Lates 60d in 0-12m Prior Mortgage/Rent Lates 90d in 0-12m Prior Mortgage/Rent Lates 120d+ in 0-12m Prior Mortgage/Rent Lates 30d in 13-24m Prior Mortgage/Rent Lates 60d in 13-24m Prior Mortgage/Rent Lates 90d in 13-24m Prior Mortgage/Rent Lates 120d+ in 13-24m Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Is Equity Shared Loan Subordinate Lien Type Subordinate Lien Max Draw Amount (HELOC) Subordinate Lien 2 Type Subordinate Lien 2 Max Draw Amount (HELOC) Subordinate Lien 3 Type Subordinate Lien 3 Max Draw Amount (HELOC) Is Shared Appreciation Mortgage ITIN Flag Borrower Originator Citizenship Designation Borrower Verified Citizenship Designation Borrower Individual Tax Identification Number (ITIN)? Borrower Photo Identification Type Borrower Photo Identification Other Type Borrower Photo ID State of Issuance Borrower Photo ID Country of Issuance Borrower Photo ID Expiration Date Borrower Passport Country of Origin Borrower Passport Expiration Date Borrower Non-US Citizen Identification Document Borrower Date of Resident Since/Valid Date Borrower Non-US Document Expiration Date Co Borrower Originator Citizenship Designation Co Borrower Verified Citizenship Designation Co Borrower Individual Tax Identification Number (ITIN)? Co Borrower Photo Identification Type Co Borrower Photo Identification Other Type Co Borrower Photo ID State of Issuance Co Borrower Photo ID Country of Issuance Co Borrower Photo ID Expiration Date Co Borrower Passport Country of Origin Co Borrower Passport Expiration Date Co Borrower Non-US Citizen Identification Document Co Borrower Date of Resident Since/Valid Date Co Borrower Non-US Document Expiration Date Co Borrower 2 Originator Citizenship Designation Co Borrower 2 Verified Citizenship Designation Co Borrower 2 Individual Tax Identification Number (ITIN)? Co Borrower 2 Photo Identification Type Co Borrower 2 Photo Identification Other Type Co Borrower 2 Photo ID State of Issuance Co Borrower 2 Photo ID Country of Issuance Co Borrower 2 Photo ID Expiration Date Co Borrower 2 Passport Country of Origin Co Borrower 2 Passport Expiration Date Co Borrower 2 Non-US Citizen Identification Document Co Borrower 2 Date of Resident Since/Valid Date Co Borrower 2 Non-US Document Expiration Date Co Borrower 3 Originator Citizenship Designation Co Borrower 3 Verified Citizenship Designation Co Borrower 3 Individual Tax Identification Number (ITIN)? Co Borrower 3 Photo Identification Type Co Borrower 3 Photo Identification Other Type Co Borrower 3 Photo ID State of Issuance Co Borrower 3 Photo ID Country of Issuance Co Borrower 3 Photo ID Expiration Date Co Borrower 3 Passport Country of Origin Co Borrower 3 Passport Expiration Date Co Borrower 3 Non-US Citizen Identification Document Co Borrower 3 Date of Resident Since/Valid Date Co Borrower 3 Non-US Document Expiration Date Property Rights Leasehold Lease Expiration Date Buydown Flag Assumable Mortgage Flag Foreign National Alternative Credit Documentation Liquid / Cash Reserves (ASF) Months Liquid Reserves Total Assets Available for Reserves Months Reserves Blanket Mortgage Flag Qualifying HCLTV Condo Warrantability Flag E-Note Flag O&E in lieu of Title Insurance Business Purpose Flag Borrower Note Executed As Co Borrower Note Executed As Co Borrower 2 Note Executed As Co Borrower 3 Note Executed As Borrower 1 Trust Name Borrower 2 Trust Name Borrower 3 Trust Name Borrower 4 Trust Name Delayed Financing Flag Title Company Name Settlement Agent Company Neighborhood Location Gift Funds Gift Funds Percentage of Total Funds Required
XXXX   4000102624 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.240% Manual Underwriting   No 6.891%   6.875%   XXXX No   XXXX XXXX $3,213.12 $267.76 $0.00 $0.00 $0.00 $19,425.18 $47,392.29 N/A     $0.00     0.00% 30.88% 30.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 21 CPA       Yes 168 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified, Lease Agreements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XXXX XXXX XXXX 10/16/2025 10/16/2025       796                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.3 XXXX 9.3 No 70.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000113352 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15390 XXXX 6.190% Manual Underwriting Manual Underwriting No 6.316%   6.250% 6.250% XXXX No   XXXX XXXX $6,339.96 $528.33 $2,580.00 $215.00 $0.00 $20,593.29 $249,204.49 N/A XXXX XXXX $215.00 04/01/2026 Monthly 0.00% 8.85% 8.85% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership, Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XXXX XXXX XXXX 01/06/2026 01/06/2026       795                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No     Closed End - Fixed       No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 14.9 XXXX 14.9 No 68.18 N/A No No No Borrower As Individual N/A N/A N/A         No XXXX XXXX Suburban No  
XXXX   4000115676 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2390 XXXX 6.140% Manual Underwriting Manual Underwriting No 7.181%   7.125% 7.125% XXXX No   XXXX XXXX $1,628.04 $135.67 $0.00 $0.00 $0.00 $5,608.45 $52,241.53 N/A     $0.00     0.00% 27.74% 27.74% Yes No             Self-Employed Employed         1YR Business P&L 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No No N/A 0 0 No N/A 0 0 0.00% 100.00% 0.00%   Third-Party Prepared (Unaudited) 12 CPA N/A N/A 0 Yes 132 No 0 NA 0 0 N/A Yes 6 6 Work Number No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 || Co Borrower - Wage - Written VOE Verified - 2025, 2026 Borrower - 2025, 2024 || Co Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 12/17/2025 12/17/2025 12/17/2025     754                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 26.6 XXXX 26.6 No 80.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A         No   XXXX Suburban Yes 53.11
XXXX   4000119384 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 12335 XXXX 6.170% Manual Underwriting   No 7.811%   7.500% 7.500% XXXX No   XXXX XXXX $1,374.96 $114.58 $0.00 $0.00 $0.00 $4,153.89 $18,100.27 N/A     $0.00     0.00% 18.67% 18.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 84 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 01/16/2026 01/16/2026       755                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 96.8 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000117599 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 22107.5 XXXX 6.140% Manual Underwriting   No 7.119%   6.875% 6.875% XXXX No   XXXX XXXX $2,273.04 $189.42 $0.00 $0.00 $0.00 $7,568.05 $16,718.12 N/A     $0.00     0.00% 33.14% 33.14% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SEPartnership - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 02/03/2026 02/03/2026       716                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No Closed End - Fixed           No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 13.4 XXXX 16.0 No 62.58 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000118043 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 11495 XXXX 6.060% Manual Underwriting   No 6.260%   6.250% 6.250% XXXX No   XXXX XXXX $6,897.96 $574.83 $0.00 $0.00 $0.00 $13,339.25 $50,103.36 N/A     $0.00     0.00% 28.23% 28.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%   Stocks/Bonds,Stocks/Bonds N/A 0 N/A       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XXXX XXXX XXXX 01/15/2026 01/15/2026       789                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 89.4 XXXX 89.4 No 61.54 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000122002 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $1,106.04 $92.17 $0.00 $0.00 $0.00 $2,011.93 $4,363.07 N/A     $0.00     0.00% 27.28% 27.28% Yes               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 27 25 FNMA 1005     0   No 0     Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 01/23/2026 01/23/2026       779                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.5 XXXX 7.5 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000118605 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2690 XXXX 6.140% Manual Underwriting Manual Underwriting No 6.590%   6.500% 6.500% XXXX No   XXXX XXXX $1,580.04 $131.67 $0.00 $0.00 $0.00 $4,766.31 $53,404.02 N/A     $0.00     0.00% 8.23% 8.23% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 40 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2024, 2025 Borrower - 2024, 2025 XXXX XXXX XXXX XXXX XXXX 01/15/2026 01/15/2026       781                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 14.4 XXXX 14.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000118984 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6550 XXXX 6.100% Manual Underwriting Manual Underwriting No 7.340%   7.000% 7.000% XXXX No   XXXX XXXX $1,274.16 $106.18 $0.00 $0.00 $185.71 $2,105.66 $7,897.65 N/A     $0.00     0.00% 23.02% 23.02% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 01/21/2026 01/21/2026       807                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.1 XXXX 6.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123071 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7795 XXXX 6.130% Manual Underwriting Manual Underwriting No 7.018%   6.875% 6.875% XXXX No   XXXX XXXX $1,479.00 $123.25 $5,523.60 $460.30 $0.00 $3,417.24 $4,840.26 Yes XXXX XXXX $460.30   Monthly 0.00% 41.63% 41.63% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 02/04/2026 02/04/2026       766                 No                                       NA     0       0     0     0                         Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 12.6 XXXX 12.6 No 80.0 Yes No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 38.89
XXXX   4000123078 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5390 XXXX 6.100% Manual Underwriting   No 7.578%   7.500% 7.500% XXXX No   XXXX XXXX $2,102.76 $175.23 $0.00 $0.00 $0.00 $7,718.16 $12,468.84 N/A     $0.00     0.00% 41.46% 41.46% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/10/2026 02/10/2026       736                 No                                       NA     0       0     0     0                         Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 0.0 XXXX 29.8 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123414 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.500%   XXXX No   XXXX XXXX $1,755.72 $146.31 $0.00 $0.00 $0.00 $3,348.36   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.344 1.344   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 02/11/2026 02/11/2026       791                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 10.9 XXXX 10.9 No 31.37 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123309 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,179.24 $98.27 $0.00 $0.00 $0.00 $9,688.14   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.454 0.45   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 02/17/2026 02/17/2026       710                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 29.7 No 60.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121087 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8525.8 XXXX 5.990% Manual Underwriting Manual Underwriting No 6.866%   6.750% 6.750% XXXX No   XXXX XXXX $623.04 $51.92 $0.00 $0.00 $0.00 $2,949.08 $3,870.17 N/A     $0.00     0.00% 43.59% 43.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 49 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 02/22/2026 02/22/2026       768                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 11.5 XXXX 11.5 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Urban Yes 93.78
XXXX   4000121069 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2240 XXXX 5.990% Manual Underwriting Manual Underwriting No 6.681%   6.625% 6.625% XXXX No   XXXX XXXX $1,079.04 $89.92 $900.00 $75.00 $0.00 $4,265.90 $89,038.52 N/A XXXX XXXX $75.00 04/01/2026 Annually 0.00% 4.59% 4.59% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes N/A 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 233 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 01/29/2026 01/29/2026       816                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 60.9 XXXX 60.9 No 79.99 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121070 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 4428.65 XXXX 5.990% Manual Underwriting Manual Underwriting No 7.186%   7.000% 7.000% XXXX No   XXXX XXXX $766.20 $63.85 $300.00 $25.00 $0.00 $1,559.66 $3,611.34 N/A XXXX XXXX $25.00   Annually 0.00% 38.30% 38.30% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 0 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX 02/09/2026 02/09/2026       744                 No                                       NA     0       0     0     0                         Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 8.1 XXXX 8.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 101.01
XXXX   4000121443 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.500%   XXXX No   XXXX XXXX $909.00 $75.75 $0.00 $0.00 $0.00 $3,345.18   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.001 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 02/23/2026 02/23/2026       762                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 55.5 XXXX 55.5 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121083 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 9090 XXXX 5.980% Manual Underwriting Manual Underwriting No 7.352%   7.125% 7.125% XXXX No   XXXX XXXX $1,397.04 $116.42 $0.00 $0.00 $0.00 $3,473.17 $7,736.66 N/A     $0.00     0.00% 40.33% 40.33% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 72 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025 Borrower - 2025 XXXX XXXX XXXX XXXX XXXX 01/16/2026 01/16/2026       744                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 18.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121440 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 7690 XXXX 5.990% Manual Underwriting   No 6.959%   6.750% 6.750% XXXX No   XXXX XXXX $1,202.04 $100.17 $0.00 $0.00 $0.00 $4,067.12 $5,226.26 N/A     $0.00     0.00% 47.50% 47.50% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     N/A 0 N/A       NA 0 No   Yes 79 25 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/24/2026 02/24/2026       718                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 71.94 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121430 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Higher Priced APOR (APOR HP) Yes No No N/A N/A 10077.92 XXXX 6.020% Manual Underwriting Manual Underwriting No 7.590%   7.250% 7.250% XXXX No   XXXX XXXX $1,205.04 $100.42 $1,584.00 $132.00 $0.00 $3,065.96 $5,874.04 N/A XXXX XXXX $132.00 05/01/2026 Monthly 0.00% 38.17% 38.17% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 25 25 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/12/2026 02/12/2026       693                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 5.2 XXXX 5.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123095 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2690 XXXX 6.220% Manual Underwriting Manual Underwriting No 6.968%   6.875% 6.875% XXXX No   XXXX XXXX $2,337.96 $194.83 $660.00 $55.00 $0.00 $6,546.93 $72,275.13 N/A XXXX XXXX $55.00   Monthly 0.00% 8.46% 8.46% No               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%   Stocks/Bonds N/A 0 N/A       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 03/09/2026 03/09/2026       798                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.0 XXXX 5.0 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000121729 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX $1,075.20 $89.60 $5,400.00 $450.00 $0.00 $3,519.67   N/A XXXX XXXX $450.00   Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.706 0.7   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 01/28/2026 01/28/2026       764                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 140.7 No 50.0 N/A No No Yes Borrower As Individual N/A N/A N/A XXXX       No   XXXX Suburban No  
XXXX   4000122301 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15226.25 XXXX 5.990% Manual Underwriting   No 6.779%   6.750% 6.750% XXXX No   XXXX XXXX $1,563.00 $130.25 $0.00 $0.00 $0.00 $6,845.87 $10,425.13 N/A     $0.00     0.00% 40.43% 40.43% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     2 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified, 2 YRS Executed 4506T Verified - 2026, 2025, 2024 Borrower - 2 YRS Executed 4506T Verified - 2026, 2025, 2024 XXXX XXXX XXXX XXXX XXXX 02/25/2026 02/25/2026       789                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.7 XXXX 4.7 No 75.45 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000122715 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX Non-QM: Lender documented all ATR UW factors Yes No No N/A APOR Threshold 6690 XXXX 6.140% Manual Underwriting Manual Underwriting No 8.324%   8.625% 9.000% XXXX No   XXXX XXXX $1,141.92 $95.16 $8,160.00 $680.00 $0.00 $11,297.97 $26,901.80 Yes XXXX XXXX $680.00 05/01/2026 Monthly 0.00% 33.16% 35.59% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 13 CPA       Yes 143 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/18/2026 02/18/2026       700                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 20.4 No 74.53 Yes No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000122712 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     6.750%   XXXX No   XXXX XXXX $2,412.00 $201.00 $0.00 $0.00 $0.00 $4,125.40   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.091 1.09   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 02/26/2026 02/26/2026       698                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen N/A       XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 11.6 XXXX 11.6 No 60.71 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000122719 XXXX XXXX XXXX No XXXX XXXX XXXX 3 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $794.04 $66.17 $600.00 $50.00 $0.00 $1,999.98   N/A XXXX XXXX $50.00 06/05/2026 Monthly 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.0 1.0   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 03/16/2026 03/16/2026       783                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 24.4 XXXX 24.4 No 68.36 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000124844 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 6662 XXXX 6.220% Manual Underwriting   No 7.361%   7.125% 7.125% XXXX No   XXXX XXXX $2,118.48 $176.54 $0.00 $0.00 $0.00 $3,450.13 $3,710.87 N/A     $0.00     0.00% 48.46% 48.46% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 33 27 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2025, 2026, 2024 Borrower - 2025, 2026, 2024 XXXX XXXX XXXX XXXX XXXX 03/26/2026 03/26/2026       743                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 4.4 XXXX 4.4 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 109.04
XXXX   4000123419 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15670 XXXX 6.220% Manual Underwriting   No 6.948%   6.875% 6.875% XXXX No   XXXX XXXX $2,733.36 $227.78 $0.00 $0.00 $0.00 $7,842.01 $23,403.26 N/A     $0.00     0.00% 37.01% 37.01% No No             Self-Employed Not Employed         12 Month Bank Statement 0 0 NA NA N/A 0 N/A 0 0 0 0 0 0 0 NA NA No No 0 No Yes Yes 0 12 No N/A 0 0 100.00% 25.00%     N/A 0 N/A N/A N/A 0 Yes 120 No 0 NA 0 0 N/A NA 0 0 N/A No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 || Co Borrower Borrower - 2025, 2026 || Co Borrower XXXX XXXX XXXX XXXX XXXX 03/19/2026 03/19/2026 03/19/2026     703                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A     US Citizen US Citizen N/A       XXXX       N/A                                                         Fee Simple   No No N/A XXXX 26.0 XXXX 26.0 No 70.0 N/A No No No Borrower As Individual Borrower As Individual N/A N/A         No   XXXX Suburban No  
XXXX   4000124826 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 15835 XXXX 6.430% Manual Underwriting   No 7.111%   6.875% 6.875% XXXX No   XXXX XXXX $1,197.36 $99.78 $10,800.00 $900.00 $0.00 $8,225.48 $19,681.85 Yes XXXX XXXX $900.00   Monthly 0.00% 34.92% 34.92% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 12 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 03/18/2026 03/18/2026       785                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 21.4 XXXX 21.4 No 60.0 Yes No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000125712 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 48245 XXXX 6.430% Manual Underwriting Manual Underwriting No 7.184%   6.875% 6.875% XXXX No   XXXX XXXX $2,842.68 $236.89 $1,044.00 $87.00 $0.00 $14,085.49 $41,010.91 N/A XXXX XXXX $87.00 06/01/2026 Monthly 0.00% 35.86% 35.86% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 15 CPA       Yes 36 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2024 Borrower - 2025, 2024 XXXX XXXX XXXX XXXX XXXX 02/03/2026 02/03/2026       751                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.1 XXXX 7.1 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 77.78
XXXX   4000124827 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $1,044.96 $87.08 $699.96 $58.33 $0.00 $3,677.19   N/A XXXX XXXX $58.33   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.816 0.81   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 03/25/2026 03/25/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 6.2 XXXX 6.2 No 69.94 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000125166 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.000%   XXXX No   XXXX XXXX $1,704.36 $142.03 $650.04 $54.17 $0.00 $3,920.82   N/A XXXX XXXX $54.17   Annually 0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 0.905 0.9   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 03/25/2026 03/25/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 8.7 XXXX 8.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000127433 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2415 XXXX 6.430% Manual Underwriting Manual Underwriting No 7.496%   7.375% 7.375% XXXX No   XXXX XXXX $2,470.20 $205.85 $0.00 $0.00 $0.00 $2,862.24 $5,571.01 N/A     $0.00     0.00% 42.88% 42.88% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified Borrower XXXX XXXX XXXX XXXX XXXX 01/28/2026 01/28/2026       739                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 5.0 XXXX 5.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000124447 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 14105 XXXX 6.430% Manual Underwriting Manual Underwriting No 7.212%   6.875% 6.875% XXXX No   XXXX XXXX $2,450.52 $204.21 $0.00 $0.00 $0.00 $4,234.36 $5,056.33 N/A     $0.00     0.00% 45.97% 45.97% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 24 24 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 01/30/2026 01/30/2026       775                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 26.7 XXXX 26.7 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 114.84
XXXX   4000122460 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10157.5 XXXX 6.120% Manual Underwriting Manual Underwriting No 7.200%   7.000% 7.000% XXXX No   XXXX XXXX $1,254.00 $104.50 $0.00 $0.00 $0.00 $4,622.95 $7,272.05 N/A     $0.00     0.00% 39.40% 39.40% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 26 26 FNMA 1005     0   No 0     Borrower - Wage - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/19/2026 02/19/2026       720                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Non Permanent Resident Alien Non-Permanent Non-US Citizen         XXXX       I-766 Employment Authorization Document   XXXX                                                                               Fee Simple   No No N/A XXXX 9.4 XXXX 9.4 No 77.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123090 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 16190 XXXX 6.120% Manual Underwriting Manual Underwriting No 7.370%   7.125% 7.125% XXXX No   XXXX XXXX $1,211.04 $100.92 $0.00 $0.00 $0.00 $6,532.34 $22,403.37 N/A     $0.00     0.00% 22.67% 22.67% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%   Stocks/Bonds Third-Party Prepared (Unaudited) 14 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 04/05/2026 04/05/2026       773                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No Permanent Resident Alien Permanent Non-US Citizen         XXXX       I-551 Permanent Resident Card    XXXX                                                                               Fee Simple   No No N/A XXXX 47.2 XXXX 47.2 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 218.00
XXXX   4000123507 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     6.875%   XXXX No   XXXX XXXX $2,357.64 $196.47 $0.00 $0.00 $0.00 $8,522.71 $23,286.02 N/A     $0.00     0.00% 30.13% 30.13% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0   N/A Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified Borrower XXXX XXXX XXXX XXXX XXXX 03/26/2026 03/26/2026       804                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 143.2 XXXX 143.2 No 75.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000125713 XXXX XXXX XXXX No XXXX XXXX XXXX 7 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 2490 XXXX 6.370% Manual Underwriting   No 7.500%   7.375% 7.375% XXXX No   XXXX XXXX $1,006.56 $83.88 $0.00 $0.00 $0.00 $4,883.35 $8,091.65 N/A     $0.00     0.00% 37.76% 37.76% No               Employed           Written Verification of Employment 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 0.00%     N/A 0 N/A       NA 0 No   Yes 36 27 FNMA 1005     0   No 0     Borrower - Wage, Bonus - Written VOE Verified - 2024, 2025, 2026 Borrower - 2024, 2025, 2026 XXXX XXXX XXXX XXXX XXXX 03/23/2026 03/23/2026       702                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.9 XXXX 9.9 No 80.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 95.01
XXXX   4000123303 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 10495 XXXX 6.220% Manual Underwriting Manual Underwriting No 7.159%   7.000% 7.000% XXXX No   XXXX XXXX $2,000.04 $166.67 $375.00 $31.25 $0.00 $5,909.34 $30,588.37 N/A XXXX XXXX $31.25   Annually 0.00% 41.12% 41.12% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 50.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 180 No   NA 0 0 N/A     0   No 0     Borrower - SECorporation, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 02/27/2026 02/27/2026       783                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 76.0 No 75.0 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000123088 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt Yes No No N/A N/A       Manual Underwriting   No     8.625%   XXXX No   XXXX XXXX $1,155.60 $96.30 $0.00 $0.00 $0.00 $5,285.25 $23,195.95 N/A     $0.00     0.00% 23.12% 23.12% Yes               Self-Employed           12 Month Bank Statement 0   NA   N/A 0     0 0     0 0 NA   No No 0 No Yes Yes 0 12 No       100.00% 100.00%     N/A 0 N/A       Yes 54 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, Business Bank Statements Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 03/20/2026 03/20/2026       814                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 7.7 XXXX 7.7 No 70.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 98.57
XXXX   4000125158 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8775.81 XXXX 6.430% Manual Underwriting Manual Underwriting No 7.082%   6.875% 6.875% XXXX No   XXXX XXXX $2,527.92 $210.66 $0.00 $0.00 $0.00 $5,575.91 $32,318.71 N/A     $0.00     0.00% 18.23% 18.23% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2026, 2025 Borrower - 2026, 2025 XXXX XXXX XXXX XXXX XXXX 03/24/2026 03/24/2026       808                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 13.6 XXXX 13.6 No 19.27 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban Yes 61.27
XXXX   4000125883 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 8995 XXXX 6.430% Manual Underwriting Manual Underwriting No 6.783%   6.750% 6.750% XXXX No   XXXX XXXX $1,504.92 $125.41 $0.00 $0.00 $0.00 $5,621.99 $22,758.32 N/A     $0.00     0.00% 28.43% 28.43% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 60 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 04/02/2026 04/02/2026       740                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 150.6 No 42.86 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000125876 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX QM: Safe Harbor APOR (APOR SH) Yes No No N/A N/A 5388.75 XXXX 6.430% Manual Underwriting   No 7.272%   7.125% 7.125% XXXX No   XXXX XXXX $2,408.28 $200.69 $375.96 $31.33 $0.00 $2,228.87 $5,521.26 N/A XXXX XXXX $31.33 07/01/2026 Annually 0.00% 35.55% 35.55% No               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 15 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Other REO Net Rental Income(Loss) - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 04/10/2026 04/10/2026       743                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.2 XXXX 0.2 No 67.46 N/A No No No Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000130242 XXXX XXXX XXXX No XXXX XXXX XXXX 1 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.125%   XXXX No   XXXX XXXX $1,299.12 $108.26 $0.00 $0.00 $0.00 $2,759.36   N/A     $0.00     0.00% 0.00% 0.00% Yes               Unknown           Debt Service Coverage Ratio           0             0 0     No No 0 No No   0 0 No       0.00%         0           0 No     0 0       0   Yes 1.051 1.05   Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null W2 1099 Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified XXXX XXXX XXXX XXXX XXXX 04/17/2026 04/17/2026       681                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 0.0 XXXX 0.0 No 65.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No  
XXXX   4000125184 XXXX XXXX XXXX No XXXX XXXX XXXX 8 XXXX ATR/QM: Exempt No No No N/A N/A       Manual Underwriting   No     7.250%   XXXX No   XXXX XXXX $798.96 $66.58 $0.00 $0.00 $0.00 $8,612.86 $64,114.80 N/A     $0.00     0.00% 34.22% 34.22% Yes               Self-Employed           1YR Business P&L 0   NA   N/A 0     0 0     0 0 NA   No No 0 No No N/A 0 0 No       0.00% 100.00%     Third-Party Prepared (Unaudited) 12 CPA       Yes 24 No   NA 0 0 N/A     0   No 0     Borrower - SESoleProprietor, Subject Property Net Rental Income(Loss) if NOO - CPA Letter Verified, YTD Profit And Loss Verified - 2025, 2026 Borrower - 2025, 2026 XXXX XXXX XXXX XXXX XXXX 03/12/2026 03/12/2026       804                 No                                       NA     0       0     0     0   0 0 0 0         0 0 0 Unknown No             No No US Citizen US Citizen N/A       XXXX       N/A                                                                                   Fee Simple   No No N/A XXXX 9.1 XXXX 9.1 No 80.0 N/A No No Yes Borrower As Individual N/A N/A N/A         No   XXXX Suburban No