Note 4 - Allowance for Credit Losses on Loans (Tables)

6 Months Ended

Jun. 30, 2026

Notes Tables

Financing Receivable, Allowance for Credit Loss [Table Text Block]

		*Three Months Ended June 30,*								*Six Months Ended June 30,*
(In thousands)		*2026*				*2025*				*2026*				*2025*
Balance, beginning of period		$	20,938			$	18,722			$	22,261			$	18,679
Provision for credit losses on loans			2,461				891				3,894				891
Charge-offs			(1,901	)			-				(5,072	)			-
Recoveries			3				11				418				54
Balance, end of period		$	21,501			$	19,624			$	21,501			$	19,624

		*For the Three Months Ended June 30,*
		*2026*
		*Commercial*								*Residential*				*Commercial*
(In thousands)		*and Industrial*				*Construction*				*Real Estate*				*Real Estate*				*Consumer*				*Total*
Balance, March 31, 2026		$	13,856			$	2,233			$	530			$	4,317			$	2			$	20,938
Provision for credit losses on loans ⁽¹⁾			763				1,202				(93	)			589				-				2,461
Charge-offs			(26	)			(1,875	)			-				-				-				(1,901	)
Recoveries			3				-				-				-				-				3
Balance, June 30, 2026		$	14,596			$	1,560			$	437			$	4,906			$	2			$	21,501

		*2025*
		*Commercial*								*Residential*				*Commercial*
(In thousands)		*and Industrial*				*Construction*				*Real Estate*				*Real Estate*				*Consumer*				*Total*
Balance, March 31, 2025		$	10,989			$	2,822			$	367			$	4,523			$	21			$	18,722
Provision for credit losses on loans ⁽¹⁾			1,058				(288	)			(14	)			131				4				891
Charge-offs			-				-				-				-				-				-
Recoveries			11				-				-				-				-				11
Balance, June 30, 2025		$	12,058			$	2,534			$	353			$	4,654			$	25			$	19,624

		For the Six Months Ended June 30,
		2026
		Commercial								Residential				Commercial
(In thousands)		and Industrial				Construction				Real Estate				Real Estate				Consumer				Total
Balance, December 31, 2025		$	15,612			$	1,972			$	494			$	4,150			$	33			$	22,261
Provision for credit losses on loans ⁽¹⁾			1,763				1,463				(57	)			756				(31	)			3,894
Charge-offs			(3,197	)			(1,875	)			-				-				-				(5,072	)
Recoveries			418				-				-				-				-				418
Balance, June 30, 2026		$	14,596			$	1,560			$	437			$	4,906			$	2			$	21,501

		*2025*
		*Commercial*								*Residential*				*Commercial*
(In thousands)		*and Industrial*				*Construction*				*Real Estate*				*Real Estate*				*Consumer*				*Total*
Balance, December 31, 2024		$	10,170			$	3,005			$	286			$	5,207			$	11			$	18,679
Provision for credit losses on loans ⁽¹⁾			1,834				(471	)			67				(553	)			14				891
Charge-offs			-				-				-				-				-				-
Recoveries			54				-				-				-				-				54
Balance, June 30, 2025		$	12,058			$	2,534			$	353			$	4,654			$	25			$	19,624

Financing Receivable, Nonaccrual [Table Text Block]

		*June 30, 2026*
		*Non-accrual*				*Non-accrual*								*Loans Past*
		*Loans With No*				*Loans With*				*Total*				*Due over 89*
		*Allowance for*				*Allowance for*				*Non-accrual*				*Days Still*
(In thousands)		*Credit Losses*				*Credit Losses*				*Loans*				*Accruing*
Commercial and industrial		$	-			$	-			$	-			$	-
Construction			14,448				-				14,448				-
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total		$	14,448			$	-			$	14,448			$	-

		*December 31, 2025*
		*Non-accrual*				*Non-accrual*								*Loans Past*
		*Loans With No*				*Loans With*				*Total*				*Due over 89*
		*Allowance for*				*Allowance for*				*Non-accrual*				*Days Still*
(In thousands)		*Credit Losses*				*Credit Losses*				*Loans*				*Accruing*
Commercial and industrial		$	-			$	5,088			$	5,088			$	-
Construction			19,414				-				19,414				-
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total		$	19,414			$	5,088			$	24,502			$	-

Financing Receivable Credit Quality Indicators [Table Text Block]

		*Term Loans Amortized Cost Basis by Origination Year*
																										*Revolving*				*Revolving*
																										*Loans*				*Loans*
																										*Amortized*				*Converted*
(In thousands)		*2026*				*2025*				*2024*				*2023*				*2022*				*Prior*				*Cost Basis*				*to Term*				*Total*
June 30, 2026
Commercial and industrial
Risk Rating
Pass		$	129,558			$	225,923			$	65,111			$	31,788			$	23,798			$	12,370			$	600,806			$	-			$	1,089,354
Special Mention			-				1,316				559				-				4,167				-				9,323				-				15,365
Substandard			1,964				-				-				1,222				413				-				3,292				-				6,891
Substandard - Non-accrual			-				-				-				-				-				-				-				-				-
Total		$	131,522			$	227,239			$	65,670			$	33,010			$	28,378			$	12,370			$	613,421			$	-			$	1,111,610
Gross charge-offs		$	-			$	-			$	-			$	3,197			$	-			$	-			$	-			$	-			$	3,197

Construction
Risk Rating
Pass		$	25,572			$	42,535			$	44,193			$	23,687			$	6,297			$	3,582			$	-			$	-			$	145,866
Special Mention			-				-				1,500				-				-				2,386				-				-				3,886
Substandard - Non-accrual			-				-				-				-				-				14,448				-				-				14,448
Total		$	25,572			$	42,535			$	45,693			$	23,687			$	6,297			$	20,416			$	-			$	-			$	164,200
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	1,875			$	-			$	-			$	1,875

Residential Real Estate
Risk Rating
Pass		$	-			$	3,969			$	-			$	4,291			$	666			$	2,685			$	26,396			$	-			$	38,007
Total		$	-			$	3,969			$	-			$	4,291			$	666			$	2,685			$	26,396			$	-			$	38,007
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial Real Estate
Risk Rating
Pass		$	90,578			$	161,208			$	52,145			$	145,512			$	123,597			$	296,049			$	12,007			$	-			$	881,096
Special Mention			-				18,819				-				-				-				10,017				-				-				28,836
Total		$	90,578			$	180,027			$	52,145			$	145,512			$	123,597			$	306,066			$	12,007			$	-			$	909,932
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Consumer
Risk Rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	370			$	-			$	370
Total		$	-			$	-			$	-			$	-			$	-			$	-			$	370			$	-			$	370
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Total
Pass		$	245,708			$	433,635			$	161,449			$	205,278			$	154,358			$	314,686			$	639,579			$	-			$	2,154,693
Special Mention			-				20,135				2,059				-				4,167				12,403				9,323				-				48,087
Substandard			1,964				-				-				1,222				413				-				3,292				-				6,891
Substandard - Non-accrual			-				-				-				-				-				14,448				-				-				14,448
Total		$	247,672			$	453,770			$	163,508			$	206,500			$	158,938			$	341,537			$	652,194			$	-			$	2,224,119

		*Term Loans Amortized Cost Basis by Origination Year*
																										*Revolving*				*Revolving*
																										*Loans*				*Loans*
																										*Amortized*				*Converted*
(In thousands)		*2025*				*2024*				*2023*				*2022*				*2021*				*Prior*				*Cost Basis*				*to Term*				*Total*
December 31, 2025
Commercial and industrial
Risk Rating
Pass		$	273,105			$	69,415			$	46,268			$	30,290			$	15,579			$	5,807			$	586,324			$	5,000			$	1,031,788
Special Mention			1,016				-				-				3,522				-				-				6,305				-				10,843
Substandard			-				-				1,295				26				-				-				490				-				1,811
Substandard - Non-accrual			-				-				3,850				-				-				-				-				-				3,850
Doubtful - Non-accrual			-				-				1,238				-				-				-				-				-				1,238
Total		$	274,121			$	69,415			$	52,651			$	33,838			$	15,579			$	5,807			$	593,119			$	5,000			$	1,049,530
Gross charge-offs		$	1,523			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	1,523

Construction
Risk Rating
Pass		$	42,573			$	65,573			$	46,201			$	12,847			$	6,005			$	3,630			$	-			$	-			$	176,829
Substandard - Non-accrual			-				-				-				3,091				16,323				-				-				-				19,414
Total		$	42,573			$	65,573			$	46,201			$	15,938			$	22,328			$	3,630			$	-			$	-			$	196,243
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Residential Real Estate
Risk Rating
Pass		$	3,477			$	2,663			$	4,325			$	673			$	-			$	2,724			$	31,807			$	-			$	45,669
Total		$	3,477			$	2,663			$	4,325			$	673			$	-			$	2,724			$	31,807			$	-			$	45,669
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Commercial Real Estate
Risk Rating
Pass		$	179,320			$	56,045			$	152,850			$	128,199			$	124,128			$	206,499			$	7,301			$	-			$	854,342
Total		$	179,320			$	56,045			$	152,850			$	128,199			$	124,128			$	206,499			$	7,301			$	-			$	854,342
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Consumer
Risk Rating
Pass		$	-			$	-			$	-			$	-			$	-			$	-			$	2,655			$	-			$	2,655
Total		$	-			$	-			$	-			$	-			$	-			$	-			$	2,655			$	-			$	2,655
Gross charge-offs		$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-			$	-

Total
Pass		$	498,475			$	193,696			$	249,644			$	172,009			$	145,712			$	218,660			$	628,087			$	5,000			$	2,111,283
Special Mention			1,016				-				-				3,522				-				-				6,305				-				10,843
Substandard			-				-				1,295				26				-				-				490				-				1,811
Substandard - Non-accrual			-				-				3,850				3,091				16,323				-				-				-				23,264
Doubtful - Non-accrual			-				-				1,238				-				-				-				-				-				1,238
Total		$	499,491			$	193,696			$	256,027			$	178,648			$	162,035			$	218,660			$	634,882			$	5,000			$	2,148,439

Financing Receivable, Past Due [Table Text Block]

		*June 30, 2026*
										*Greater than*								*Total Past*
										*89 days and*								*Due and*
		*30-59 Days*				*60-89 Days*				*Still*				*Non-accrual*				*Non-accrual*
(In thousands)		*Past Due*				*Past Due*				*Accruing*				*Loans*				*Loans*				*Current*				*Total*
Commercial and industrial		$	-			$	-			$	-			$	-			$	-			$	1,111,610			$	1,111,610
Construction			-				1,500				-				14,448				15,948				148,252				164,200
Residential Real Estate			-				-				-				-				-				38,007				38,007
Commercial Real Estate			-				-				-				-				-				909,932				909,932
Consumer			-				-				-				-				-				370				370
Total		$	-			$	1,500			$	-			$	14,448			$	15,948			$	2,208,171			$	2,224,119

		*December 31, 2025*
										*Greater than*								*Total Past*
										*89 days and*								*Due and*
		*30-59 Days*				*60-89 Days*				*Still*				*Non-accrual*				*Non-accrual*
(In thousands)		*Past Due*				*Past Due*				*Accruing*				*Loans*				*Loans*				*Current*				*Total*
Commercial and industrial		$	-			$	-			$	-			$	5,088			$	5,088			$	1,044,442			$	1,049,530
Construction			-				-				-				19,414				19,414				176,829				196,243
Residential Real Estate			-				-				-				-				-				45,669				45,669
Commercial Real Estate			1,374				-				-				-				1,374				852,968				854,342
Consumer			-				-				-				-				-				2,655				2,655
Total		$	1,374			$	-			$	-			$	24,502			$	25,876			$	2,122,563			$	2,148,439

Schedule of Financial Instruments Owned and Pledged as Collateral [Table Text Block]

		*Collateral Type*
		*Real*				*Business*				*Accounts*
(In thousands)		*Property*				*Assets*				*Receivable*				*Equipment*				*Other*				*Total*
June 30, 2026
Commercial and industrial		$	-			$	-			$	-			$	-			$	-			$	-
Construction			14,448				-				-				-				-				14,448
Residential Real Estate			-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-
Consumer			-				-				-				-				-				-
Total		$	14,448			$	-			$	-			$	-			$	-			$	14,448

December 31, 2025
Commercial and industrial		$	-			$	-			$	-			$	-			$	3,850				3,850
Construction			19,414				-				-				-				-				19,414
Residential Real Estate			-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-
Consumer			-				-				-				-				-				-
Total		$	19,414			$	-			$	-			$	-			$	3,850			$	23,264

Financing Receivable, Modified [Table Text Block]

														*Interest*				*Principal*
														*Rate*				*Forgiveness,*
														*Reduction,*				*Interest Rate*
						*Payment*				*Interest Rate*				*Payment*				*Reduction,*
						*Delay*				*Reduction*				*Delay*				*Payment*
						*and/or*				*and/or*				*and/or*				*Delay and*
		*Term*				*Term*				*Payment*				*Term*				*Term*								*% of*
(In thousands)		*Extension*				*Extension*				*Delay*				*Extension*				*Extension*				*Total*				*Total Class*
Three Months Ended June 30, 2026
Commercial and industrial		$	1,221			$	4,167			$	-			$	-			$	-			$	5,388				0.48	%
Construction			-				-				-				-				-				-				-
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	1,221			$	4,167			$	-			$	-			$	-			$	5,388				0.24	%

Six Months Ended June 30, 2026
Commercial and industrial		$	7,266			$	4,167			$	-			$	-			$	-			$	11,433				1.03	%
Construction			2,385				-				-				-				-				2,385				1.45	%
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	9,651			$	4,167			$	-			$	-			$	-			$	13,818				0.62	%

Three Months Ended June 30, 2025
Commercial and industrial		$	-			$	-			$	-			$	-			$	-			$	-				-
Construction			4,509				-				-				-				-				4,509				2.19
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	4,509			$	-			$	-			$	-			$	-			$	4,509				0.24	%

Six Months Ended June 30, 2025
Commercial and industrial		$	2,295			$	-			$	-			$	-			$	-			$	2,295				0.27	%
Construction			28,276				-				-				-				-				28,276				13.76
Residential Real Estate			-				-				-				-				-				-				-
Commercial Real Estate			-				-				-				-				-				-				-
Consumer			-				-				-				-				-				-				-
Total		$	30,571			$	-			$	-			$	-			$	-			$	30,571				1.60	%

														Weighted
										*Weighted*				*Average*
										*Average*				*Term*
		*Principal*				*Payment*				*Interest Rate*				*Extension*
(In thousands)		*Forgiveness ($)*				Delays ($) ⁽¹⁾				*Reduction (%)*				*(Months)*
Three Months Ended June 30, 2026
Commercial and industrial			-				567				-				1.0
Construction			-				-				-				-
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total			-				567				-				1.0

Six Months Ended June 30, 2026
Commercial and industrial			-				567				-				10.1
Construction			-				-				-				6.0
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total			-				567				-				9.0

Three Months Ended June 30, 2025
Commercial and industrial			-				-				-				-
Construction			-				-				-				3.0
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total			-				-				-				3.0

Six Months Ended June 30, 2025
Commercial and industrial			-				-				-				-
Construction			-				-				-				2.4
Residential Real Estate			-				-				-				-
Commercial Real Estate			-				-				-				-
Consumer			-				-				-				-
Total			-				-				-				2.4