v3.26.1
Loans and Allowance for Credit Losses - By Risk Rating and Year of Origination (Details) - USD ($)
 3 Months Ended 6 Months Ended 12 Months Ended
Jun. 30, 2026
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Total gross        
2026/2025 $ 14,709,502 $ 14,709,502   $ 31,654,464
2025/2024 29,221,334 29,221,334   29,731,578
2024/2023 24,120,505 24,120,505   15,422,108
2023/2022 13,166,516 13,166,516   34,094,421
2022/2021 32,474,176 32,474,176   12,514,047
Prior 65,346,257 65,346,257   60,367,066
Revolving 8,177,998 8,177,998   6,930,038
Total 187,216,288 187,216,288   190,713,722
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   27,840   72,030
Prior   25,877   8,527
Revolving   0   0
Total 27,840 53,717 $ 0 80,557
Real estate | One to four family residential        
Total gross        
2026/2025 5,974,095 5,974,095   13,673,316
2025/2024 13,746,307 13,746,307   19,779,834
2024/2023 16,215,541 16,215,541   7,998,043
2023/2022 6,909,020 6,909,020   30,001,104
2022/2021 28,844,335 28,844,335   10,818,144
Prior 53,665,385 53,665,385   47,402,452
Revolving 0 0   0
Total 125,354,683 125,354,683   129,672,893
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   686
Revolving   0   0
Total   0 0 686
Real estate | One to four family residential | Performing        
Total gross        
2026/2025 5,974,095 5,974,095   13,673,316
2025/2024 13,673,406 13,673,406   19,779,834
2024/2023 16,215,541 16,215,541   7,998,043
2023/2022 6,909,020 6,909,020   30,001,104
2022/2021 28,844,335 28,844,335   10,818,144
Prior 53,665,385 53,665,385   47,107,895
Revolving 0 0   0
Total 125,281,782 125,281,782   129,378,336
Real estate | One to four family residential | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 72,901 72,901   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   294,557
Revolving 0 0   0
Total 72,901 72,901   294,557
Real estate | Home equity        
Total gross        
2026/2025 328,439 328,439   301,733
2025/2024 286,402 286,402   807,240
2024/2023 647,673 647,673   465,994
2023/2022 238,263 238,263   286,981
2022/2021 268,838 268,838   15,261
Prior 100,293 100,293   97,992
Revolving 0 0   0
Total 1,869,908 1,869,908   1,975,201
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 0 0
Real estate | Home equity | Performing        
Total gross        
2026/2025 328,439 328,439   301,733
2025/2024 286,402 286,402   807,240
2024/2023 647,673 647,673   465,994
2023/2022 238,263 238,263   286,981
2022/2021 268,838 268,838   15,261
Prior 100,293 100,293   97,992
Revolving 0 0   0
Total 1,869,908 1,869,908   1,975,201
Real estate | Home equity | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Equity line of credit        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 8,177,998 8,177,998   6,930,038
Total 8,177,998 8,177,998   6,930,038
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 0 0
Real estate | Equity line of credit | Performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 8,177,998 8,177,998   6,930,038
Total 8,177,998 8,177,998   6,930,038
Real estate | Equity line of credit | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Construction        
Total gross        
2026/2025 2,661,426 2,661,426   9,384,639
2025/2024 8,467,051 8,467,051   2,475,561
2024/2023 1,354,944 1,354,944   119,018
2023/2022 115,672 115,672   62,686
2022/2021 60,610 60,610   0
Prior 126,972 126,972   133,176
Revolving 0 0   0
Total 12,786,675 12,786,675   12,175,080
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 0 0
Real estate | Construction | Performing        
Total gross        
2026/2025 2,661,426 2,661,426   9,384,639
2025/2024 8,467,051 8,467,051   2,475,561
2024/2023 1,354,944 1,354,944   119,018
2023/2022 115,672 115,672   62,686
2022/2021 60,610 60,610   0
Prior 126,972 126,972   133,176
Revolving 0 0   0
Total 12,786,675 12,786,675   12,175,080
Real estate | Construction | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Multi-family        
Total gross        
2026/2025 907,647 907,647   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   201,072
Prior 294,042 294,042   866,900
Revolving 0 0   0
Total 1,201,689 1,201,689   1,067,972
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 0 0
Real estate | Multi-family | Pass        
Total gross        
2026/2025 907,647 907,647   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   201,072
Prior 294,042 294,042   866,900
Revolving 0 0   0
Total 1,201,689 1,201,689   1,067,972
Real estate | Multi-family | Special mention        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Multi-family | Substandard        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Multi-family | Doubtful        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Commercial        
Total gross        
2026/2025 0 0   59,001
2025/2024 58,388 58,388   476,965
2024/2023 470,056 470,056   143,525
2023/2022 139,018 139,018   978,898
2022/2021 959,688 959,688   224,550
Prior 258,906 258,906   54,026
Revolving 0 0   0
Total 1,886,056 1,886,056   1,936,965
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 0 0
Real estate | Commercial | Pass        
Total gross        
2026/2025 0 0   59,001
2025/2024 58,388 58,388   476,965
2024/2023 470,056 470,056   143,525
2023/2022 139,018 139,018   978,898
2022/2021 959,688 959,688   224,550
Prior 258,906 258,906   54,026
Revolving 0 0   0
Total 1,886,056 1,886,056   1,936,965
Real estate | Commercial | Special mention        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Commercial | Substandard        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Real estate | Commercial | Doubtful        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Commercial installment        
Total gross        
2026/2025 1,122,851 1,122,851   1,284,063
2025/2024 811,099 811,099   120,517
2024/2023 110,938 110,938   164,205
2023/2022 155,968 155,968   220,173
2022/2021 194,544 194,544   757,869
Prior 1,299,507 1,299,507   958,418
Revolving 0 0   0
Total 3,694,907 3,694,907   3,505,245
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0   0
Commercial installment | Pass        
Total gross        
2026/2025 1,122,851 1,122,851   1,284,063
2025/2024 811,099 811,099   120,517
2024/2023 110,938 110,938   164,205
2023/2022 155,968 155,968   220,173
2022/2021 194,544 194,544   757,869
Prior 1,299,507 1,299,507   958,418
Revolving 0 0   0
Total 3,694,907 3,694,907   3,505,245
Commercial installment | Special mention        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Commercial installment | Substandard        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Commercial installment | Doubtful        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   0
Revolving 0 0   0
Total 0 0   0
Commercial installment | Commercial        
Current year-to-date gross write-offs        
Total   0 0  
Consumer | Marine and recreational        
Total gross        
2026/2025 3,482,962 3,482,962   6,169,142
2025/2024 5,293,500 5,293,500   5,362,958
2024/2023 4,817,316 4,817,316   6,046,790
2023/2022 5,280,975 5,280,975   2,122,067
2022/2021 1,846,844 1,846,844   393,319
Prior 8,942,633 8,942,633   10,148,651
Revolving 0 0   0
Total 29,664,230 29,664,230   30,242,927
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   27,840   72,030
Prior   25,877   7,841
Revolving   0   0
Total 27,840 53,717 0 79,871
Consumer | Marine and recreational | Performing        
Total gross        
2026/2025 3,482,962 3,482,962   6,169,142
2025/2024 5,293,500 5,293,500   5,362,958
2024/2023 4,817,316 4,817,316   6,046,790
2023/2022 5,256,810 5,256,810   2,122,067
2022/2021 1,846,844 1,846,844   393,319
Prior 8,898,569 8,898,569   10,148,651
Revolving 0 0   0
Total 29,596,001 29,596,001   30,242,927
Consumer | Marine and recreational | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 24,165 24,165   0
2022/2021 0 0   0
Prior 44,064 44,064   0
Revolving 0 0   0
Total 68,229 68,229   0
Consumer | Other consumer        
Total gross        
2026/2025 232,082 232,082   782,570
2025/2024 558,587 558,587   708,503
2024/2023 504,037 504,037   484,533
2023/2022 327,600 327,600   422,512
2022/2021 299,317 299,317   103,832
Prior 658,519 658,519   705,451
Revolving 0 0   0
Total 2,580,142 2,580,142   3,207,401
Current year-to-date gross write-offs        
2026/2025   0   0
2025/2024   0   0
2024/2023   0   0
2023/2022   0   0
2022/2021   0   0
Prior   0   0
Revolving   0   0
Total   0 $ 0 0
Consumer | Other consumer | Performing        
Total gross        
2026/2025 232,082 232,082   782,570
2025/2024 558,587 558,587   708,503
2024/2023 504,037 504,037   484,533
2023/2022 327,600 327,600   422,512
2022/2021 299,317 299,317   103,832
Prior 658,519 658,519   698,170
Revolving 0 0   0
Total 2,580,142 2,580,142   3,200,120
Consumer | Other consumer | Non performing        
Total gross        
2026/2025 0 0   0
2025/2024 0 0   0
2024/2023 0 0   0
2023/2022 0 0   0
2022/2021 0 0   0
Prior 0 0   7,281
Revolving 0 0   0
Total $ 0 $ 0   $ 7,281