v3.26.1
Regulatory Matters (Tables)
6 Months Ended
Jun. 30, 2026
Regulatory Matters [Abstract]  
Schedule of Bank’s Actual Capital Amounts and Ratios

The Bank’s actual capital amounts and ratios as of June 30, 2026 and December 31, 2025 are presented in the tables below (dollars in thousands).

 

   Actual   Minimum for capital
adequacy purposes
   Minimum to be well capitalized
under prompt corrective
action provisions
 
   Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of June 30, 2026:                        
Total capital (to risk-weighted assets)  $278,850    14.0%  $159,719    8.0%  $199,649    10.0%
                               
Tier I capital (to risk-weighted assets)  $260,015    13.0%  $119,789    6.0%  $159,719    8.0%
                               
Common equity Tier 1 capital (to risk-weighted assets)  $260,015    13.0%  $89,842    4.5%  $129,772    6.5%
                               
Tier 1 capital (to average assets)  $260,015    11.6%  $89,788    4.0%  $112,235    5.0%
   Actual   Minimum for capital
adequacy purposes
   Minimum to be well capitalized
under prompt corrective
action provisions
 
   Amount   Ratio   Amount   Ratio   Amount   Ratio 
As of December 31, 2025:                        
Total capital (to risk-weighted assets)  $255,727    13.5%  $151,732    8.0%  $189,665    10.0%
                               
Tier I capital (to risk-weighted assets)  $237,827    12.5%  $113,799    6.0%  $151,732    8.0%
                               
Common equity Tier 1 capital (to risk-weighted assets)  $237,827    12.5%  $85,349    4.5%  $123,282    6.5%
                               
Tier 1 capital (to average assets)  $237,827    10.8%  $88,218    4.0%  $110,272    5.0%