| Schedule of bank’s
actual capital amounts and ratios presented | |
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Actual | | |
Minimum Capital Requirement | | |
Minimum to Be Well
Capitalized Under
Prompt Corrective
Action Provisions | |
| (Dollars in thousands) | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | | |
Amount | | |
Ratio | |
| June 30, 2026: |
| Total capital to risk weighted assets | |
$ | 115,070 | | |
| 16.73 | % | |
$ | 55,017 | | |
| 8.00 | % | |
$ | 68,772 | | |
| 10.00 | % |
| Tier 1 capital to risk weighted assets | |
| 106,473 | | |
| 15.48 | % | |
| 41,263 | | |
| 6.00 | % | |
| 55,017 | | |
| 8.00 | % |
| Tier 1 capital to average assets | |
| 106,473 | | |
| 11.17 | % | |
| 38,144 | | |
| 4.00 | % | |
| 47,681 | | |
| 5.00 | % |
| Common equity Tier 1 capital to risk weighted assets | |
| 106,473 | | |
| 15.48 | % | |
| 30,947 | | |
| 4.50 | % | |
| 44,701 | | |
| 6.50 | % |
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December 31, 2025: | |
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| Total capital to risk weighted assets | |
$ | 110,354 | | |
| 16.51 | % | |
$ | 53,467 | | |
| 8.00 | % | |
$ | 66,834 | | |
| 10.00 | % |
| Tier 1 capital to risk weighted assets | |
| 101,997 | | |
| 15.26 | % | |
| 40,100 | | |
| 6.00 | % | |
| 53,467 | | |
| 8.00 | % |
| Tier 1 capital to average assets | |
| 101,997 | | |
| 10.93 | % | |
| 37,344 | | |
| 4.00 | % | |
| 46,680 | | |
| 5.00 | % |
| Common equity Tier 1 capital to risk weighted
assets | |
| 101,997 | | |
| 15.26 | % | |
| 30,075 | | |
| 4.50 | % | |
| 43,442 | | |
| 6.50 | % |