v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 24,675 $ 28,538
Federal funds sold 10,870 55,937
Total cash and cash equivalents 35,545 84,475
Securities held-to-maturity, at amortized cost (fair value of $3,267 as of June 30, 2026 and $3,315 as of December 31, 2025) net of allowance for credit losses of $0 as of June 30, 2026 and December 31, 2025 3,581 3,590
Securities available-for-sale, at fair value 236,832 214,128
Restricted stock, at cost 1,872 1,828
Loans, net of allowance for credit losses of $6,597 as of June 30, 2026 and $6,450 as of December 31, 2025 686,084 661,357
Loans held for sale 5,651 3,472
Premises and equipment, net 19,051 19,132
Interest receivable 3,392 3,380
Cash value - bank owned life insurance 24,101 23,676
Customer relationship intangible 5,884 6,164
Goodwill 2,054 2,054
Other assets 17,260 15,768
Total assets 1,041,307 1,039,024
Deposits    
Noninterest bearing demand 136,390 131,456
NOW, money market and savings 563,425 570,345
Time 235,369 235,328
Total deposits 935,184 937,129
Other borrowings 8,671 8,796
Interest payable 1,121 1,167
Other liabilities 13,178 11,884
Total liabilities 958,154 958,976
Stockholders’ equity    
Common stock $2.14 par value; authorized 10,000,000 shares; issued and outstanding 4,543,338 as of June 30, 2026 and December 31, 2025 9,723 9,723
Additional paid-in-capital 35,253 35,253
Retained earnings 55,114 50,009
Accumulated other comprehensive loss (16,937) (14,937)
Total stockholders’ equity 83,153 80,048
Total liabilities and stockholders’ equity $ 1,041,307 $ 1,039,024