New York Life Insurance Company
44 S. Broadway
White Plains, NY 10601
Tel: (914) 846-3178
E-Mail: Haroula_KordolemisBallas@newyorklife.com
www.newyorklife.com
Haroula Ballas
Associate General Counsel
VIA EDGAR
August 12, 2026
U.S. Securities and Exchange Commission
100 F Street, N.E.
Washington, D.C. 20549
Re:
New York Life Insurance and Annuity Corporation
NYLIAC Variable Annuity Separate Account-IV
File No. 333-172044 and 811-21397
Commissioners:
On behalf of the above-captioned registrant (the “Registrant”), I hereby certify, pursuant to Rule 497(j) under the Securities Act of 1933, as amended, that: (i) the form of Prospectus, as supplemented, and Statement of Additional Information that the Registrant would have filed pursuant to Rule 497(c) would not have differed from that contained in Post-Effective Amendment No. 24 on Form N-4 that was filed by the Registrant on August 10, 2026 (the “Amendment”); and (ii) the text of the Amendment was filed electronically on August 10, 2026.
If you have any questions regarding the foregoing, please contact the undersigned at phone number (914) 846-3178.
Very truly yours,  
/s/ Haroula Ballas
Haroula Ballas
Associate General Counsel