The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 200,608 1,898 SH SOLE 0 136 0 1,762
ABBVIE INC COM 00287Y109 786,950 3,136 SH SOLE 0 94 0 3,042
ADVANCED MICRO DEVICES INC COM 007903107 753,269 1,582 SH SOLE 0 112 0 1,470
ALLSTATE CORP COM 020002101 334,870 1,268 SH SOLE 0 59 0 1,209
ALPHABET INC CAP STK CL A 02079K305 3,239,678 9,097 SH SOLE 0 82 0 9,015
ALPHABET INC CAP STK CL C 02079K107 2,084,162 5,844 SH SOLE 0 498 0 5,345
AMAZON COM INC COM 023135106 3,074,694 11,322 SH SOLE 0 450 0 10,872
AMERICAN CENTY ETF TR US SML CP VALU 025072877 4,137,265 33,024 SH SOLE 0 0 0 33,024
AMERICAN CENTY ETF TR US EQT ETF 025072885 95,845,105 751,137 SH SOLE 0 0 0 751,137
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 53,436,559 585,863 SH SOLE 0 0 0 585,863
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 2,893,127 27,648 SH SOLE 0 1,253 0 26,395
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 43,800,142 489,332 SH SOLE 0 1,385 0 487,947
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349 14,407,259 156,329 SH SOLE 0 0 0 156,329
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364 5,288,030 65,519 SH SOLE 0 0 0 65,519
AMERICAN EXPRESS CO COM 025816109 668,637 1,989 SH SOLE 0 100 0 1,889
AMERIPRISE FINL INC COM 03076C106 660,148 1,209 SH SOLE 0 54 0 1,155
AMGEN INC COM 031162100 409,828 1,064 SH SOLE 0 69 0 995
AMPHENOL CORP CL A 032095101 204,264 1,271 SH SOLE 0 0 0 1,271
ANALOG DEVICES INC COM 032654105 387,469 1,055 SH SOLE 0 14 0 1,041
AON PLC SHS CL A G0403H108 233,601 648 SH SOLE 0 54 0 594
APPLE INC COM 037833100 29,897,706 96,785 SH SOLE 0 524 0 96,260
APPLIED MATLS INC COM 038222105 531,020 1,046 SH SOLE 0 184 0 862
ASML HLDG NV N Y REGISTRY SHS N07059210 919,264 564 SH SOLE 0 0 0 564
ASTRAZENECA PLC ORD G0593M107 549,634 3,240 SH SOLE 0 0 0 3,240
AUTOMATIC DATA PROCESSING IN COM 053015103 228,888 859 SH SOLE 0 57 0 802
AUTONATION INC COM 05329W102 261,252 1,230 SH SOLE 0 0 0 1,230
AUTOZONE INC COM 053332102 257,889 86 SH SOLE 0 0 0 86
BANK OF AMER CORP COM 060505104 1,501,813 24,242 SH SOLE 0 2,043 0 22,199
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 2,093,222 4,092 SH SOLE 0 279 0 3,813
BERKSHIRE HATHAWAY INC DEL CL A 084670108 766,600 1 SH SOLE 0 0 0 1
BLACKROCK INC COM 09290D101 309,769 284 SH SOLE 0 12 0 272
BOOKING HOLDINGS INC COM 09857L108 244,260 1,266 SH SOLE 0 0 0 1,266
BRISTOL-MYERS SQUIBB CO COM 110122108 422,670 6,472 SH SOLE 0 324 0 6,147
BROADCOM INC COM 11135F101 1,534,301 3,941 SH SOLE 0 0 0 3,941
CAPITAL ONE FINL CORP COM 14040H105 595,081 2,847 SH SOLE 0 68 0 2,779
CASEYS GEN STORES INC COM 147528103 429,667 493 SH SOLE 0 0 0 493
CATERPILLAR INC COM 149123101 657,100 806 SH SOLE 0 0 0 806
CENCORA INC COM 03073E105 414,216 1,330 SH SOLE 0 0 0 1,330
CHEVRON CORPORATION COM 166764100 475,416 2,415 SH SOLE 0 0 0 2,415
CHUBB LIMITED COM H1467J104 375,923 1,072 SH SOLE 0 35 0 1,037
CISCO SYS INC COM 17275R102 733,944 6,328 SH SOLE 0 764 0 5,563
CITIGROUP INC COM NEW 172967424 359,403 2,714 SH SOLE 0 0 0 2,714
COCA COLA CO COM 191216100 412,292 4,707 SH SOLE 0 244 0 4,463
COSTCO WHOLESALE CORPORATION COM 22160K105 871,511 916 SH SOLE 0 61 0 855
CSX CORP COM 126408103 616,692 12,239 SH SOLE 0 190 0 12,049
DEERE & CO COM 244199105 290,529 490 SH SOLE 0 18 0 472
DIMENSIONAL ETF TRUST SHOR DUR FIX ETF 25434V864 501,391 10,598 SH SOLE 0 6,909 0 3,689
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 9,593,507 241,894 SH SOLE 0 0 0 241,894
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781 4,720,594 111,493 SH SOLE 0 0 0 111,493
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 33,357,379 600,061 SH SOLE 0 4,454 0 595,607
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 12,830,652 430,559 SH SOLE 0 0 0 430,559
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 50,677,663 621,126 SH SOLE 0 0 0 621,126
DIMENSIONAL ETF TRUST US COR EQU 2 ETF 25434V708 13,440,832 302,109 SH SOLE 0 0 0 302,109
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 19,566,584 241,473 SH SOLE 0 0 0 241,473
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 16,020,122 226,497 SH SOLE 0 609 0 225,888
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 20,226,140 353,172 SH SOLE 0 9,297 0 343,875
DISNEY WALT CO COM 254687106 454,523 4,725 SH SOLE 0 212 0 4,513
DUKE ENERGY CORP NEW COM NEW 26441C204 240,043 1,914 SH SOLE 0 86 0 1,828
DYCOM INDS INC COM 267475101 241,845 603 SH SOLE 0 0 0 603
EATON CORP PLC SHS G29183103 357,226 860 SH SOLE 0 89 0 771
EBAY INC. COM 278642103 213,940 1,877 SH SOLE 0 0 0 1,877
ELEVANCE HEALTH INC FORMERLY COM 036752103 217,535 579 SH SOLE 0 57 0 522
ELI LILLY & CO COM 532457108 1,631,828 1,420 SH SOLE 0 0 0 1,420
EMCOR GROUP INC COM 29084Q100 557,404 699 SH SOLE 0 0 0 699
EXXON MOBIL CORP COM 30231G102 769,167 4,948 SH SOLE 0 682 0 4,266
FAIR ISAAC CORP COM 303250104 233,578 208 SH SOLE 0 0 0 208
FIRST SOLAR INC COM 336433107 1,228,828 5,823 SH SOLE 0 0 0 5,823
GALLAGHER ARTHUR J & CO COM 363576109 4,341,976 17,408 SH SOLE 0 0 0 17,408
GE AEROSPACE COM NEW 369604301 231,165 642 SH SOLE 0 0 0 642
GENERAL DYNAMICS CORP COM 369550108 267,619 698 SH SOLE 0 37 0 661
GILEAD SCIENCES INC COM 375558103 230,253 1,768 SH SOLE 0 143 0 1,625
GOLDMAN SACHS GROUP INC COM 38141G104 841,081 826 SH SOLE 0 68 0 758
HARTFORD INSURANCE GROUP INC COM 416515104 250,997 1,769 SH SOLE 0 243 0 1,526
HOME DEPOT INC COM 437076102 839,808 2,530 SH SOLE 0 132 0 2,398
INTEL CORP COM 458140100 306,811 3,401 SH SOLE 0 407 0 2,994
INTERNATIONAL BUSINESS MACHS COM 459200101 243,353 1,088 SH SOLE 0 71 0 1,017
INVESCO EXCH TRADED FD TR II S&P500 HDL VOL 46138E362 949,891 18,145 SH SOLE 0 0 0 18,145
INVESCO QQQ TR UNIT SER 1 46090E103 929,292 1,351 SH SOLE 0 0 0 1,351
ISHARES INC MSCI EQUAL WEITE 464286681 1,041,105 9,095 SH SOLE 0 0 0 9,095
ISHARES TR EAFE SML CP ETF 464288273 606,816 7,233 SH SOLE 0 0 0 7,233
ISHARES TR EAFE VALUE ETF 464288877 10,947,591 135,356 SH SOLE 0 0 0 135,356
ISHARES TR 3YRTB ETF 464288125 648,310 8,636 SH SOLE 0 0 0 8,636
ISHARES TR CORE US AGGBD ET 464287226 36,174,773 371,519 SH SOLE 0 0 0 371,519
ISHARES TR CORE S&P MCP ETF 464287507 686,845 9,125 SH SOLE 0 0 0 9,125
ISHARES TR CORE S&P SCP ETF 464287804 201,882 1,388 SH SOLE 0 0 0 1,388
ISHARES TR CORE S&P500 ETF 464287200 1,506,786 2,008 SH SOLE 0 700 0 1,308
ISHARES TR S&P 500 GRWT ETF 464287309 632,034 4,673 SH SOLE 0 0 0 4,673
ISHARES TR RUSSELL 2000 ETF 464287655 13,121,016 45,058 SH SOLE 0 3,096 0 41,962
ISHARES TR RUS 2000 VAL ETF 464287630 6,422,546 29,030 SH SOLE 0 891 0 28,139
ISHARES TR RUSSELL 3000 ETF 464287689 593,182 1,396 SH SOLE 0 0 0 1,396
ISHARES TR MSCI EAFE ETF 464287465 3,330,542 31,545 SH SOLE 0 0 0 31,545
ISHARES TR CORE DIV GRWTH 46434V621 1,368,813 17,547 SH SOLE 0 0 0 17,547
ISHARES TR GLOBAL REIT ETF 46434V647 350,495 12,350 SH SOLE 0 0 0 12,350
ISHARES TR INTL DIV GRWTH 46435G524 238,984 2,609 SH SOLE 0 0 0 2,609
ISHARES TR IBONDS 26 TRM TS 46436E858 275,175 12,019 SH SOLE 0 0 0 12,019
ISHARES TR 0-3 MTH TREASURY 46436E718 3,035,563 30,142 SH SOLE 0 7,354 0 22,788
JABIL INC COM 466313103 549,068 1,743 SH SOLE 0 0 0 1,743
JOHNSON & JOHNSON COM 478160104 825,016 3,218 SH SOLE 0 236 0 2,983
JPMORGAN CHASE & CO COM 46625H100 2,430,023 6,908 SH SOLE 0 699 0 6,209
KLA CORP COM NEW 482480100 1,459,530 7,983 SH SOLE 0 0 0 7,983
LAM RESEARCH CORP COM NEW 512807306 1,546,548 5,278 SH SOLE 0 0 0 5,278
LOCKHEED MARTIN CORP COM 539830109 270,486 464 SH SOLE 0 33 0 431
LOWES COS INC COM 548661107 201,403 969 SH SOLE 0 175 0 794
MANHATTAN ASSOCIATES INC COM 562750109 448,745 2,345 SH SOLE 0 0 0 2,345
MAPLEBEAR INC COM 565394103 279,107 6,258 SH SOLE 0 0 0 6,258
MARATHON PETE CORP COM 56585A102 286,204 904 SH SOLE 0 0 0 904
MARRIOTT INTL INC NEW CL A 571903202 295,435 792 SH SOLE 0 0 0 792
MASTERCARD INCORPORATED CL A 57636Q104 995,939 1,738 SH SOLE 0 61 0 1,676
MCDONALDS CORP COM 580135101 412,511 1,524 SH SOLE 0 37 0 1,487
MCKESSON CORP COM 58155Q103 419,599 490 SH SOLE 0 0 0 490
MERCK & CO INC COM 58933Y105 503,934 3,870 SH SOLE 0 447 0 3,423
META PLATFORMS INC CL A 30303M102 984,649 1,769 SH SOLE 0 106 0 1,663
MICRON TECHNOLOGY INC COM 595112103 437,029 531 SH SOLE 0 0 0 531
MICROSOFT CORP COM 594918104 6,099,379 13,125 SH SOLE 0 400 0 12,725
MOODYS CORP COM 615369105 358,918 750 SH SOLE 0 0 0 750
MORGAN STANLEY COM NEW 617446448 635,236 3,019 SH SOLE 0 384 0 2,635
MOTOROLA SOLUTIONS INC COM NEW 620076307 274,499 630 SH SOLE 0 0 0 630
NETFLIX INC. COM 64110L106 297,914 4,154 SH SOLE 0 0 0 4,154
NEXTERA ENERGY INC COM 65339F101 261,081 3,004 SH SOLE 0 199 0 2,805
NORFOLK SOUTHN CORP COM 655844108 253,671 756 SH SOLE 0 60 0 696
NORTHROP GRUMMAN CORP COM 666807102 350,297 646 SH SOLE 0 0 0 646
NVIDIA CORPORATION COM 67066G104 9,690,882 48,273 SH SOLE 0 1,108 0 47,165
ORACLE CORP COM 68389X105 638,765 4,918 SH SOLE 0 207 0 4,712
OREILLY AUTOMOTIVE INC COM 67103H107 475,699 5,324 SH SOLE 0 0 0 5,324
PFIZER INC COM 717081103 210,238 8,406 SH SOLE 0 1,182 0 7,224
PHILIP MORRIS INTL INC COM 718172109 412,387 2,161 SH SOLE 0 179 0 1,982
PNC FINL SVCS GROUP INC COM 693475105 233,691 935 SH SOLE 0 103 0 833
PROCTER & GAMBLE CO COM 742718109 284,720 1,971 SH SOLE 0 129 0 1,841
REGENERON PHARMACEUTICALS COM 75886F107 203,622 267 SH SOLE 0 0 0 267
ROPER TECHNOLOGIES INC COM 776696106 251,317 641 SH SOLE 0 0 0 641
ROSS STORES INC COM 778296103 252,156 1,004 SH SOLE 0 125 0 879
RTX CORPORATION COM 75513E101 483,769 2,248 SH SOLE 0 176 0 2,072
SCHWAB CHARLES CORP COM 808513105 215,742 2,050 SH SOLE 0 0 0 2,050
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 2,976,181 123,493 SH SOLE 0 0 0 123,493
SCHWAB STRATEGIC TR US TIPS ETF 808524870 2,018,362 77,362 SH SOLE 0 0 0 77,362
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 612,274 12,666 SH SOLE 0 0 0 12,666
SHOPIFY INC CL A SUB VTG SHS 82509L107 233,429 1,993 SH SOLE 0 0 0 1,993
SOUTHERN CO COM 842587107 730,706 7,729 SH SOLE 0 80 0 7,649
SPDR SERIES TRUST ST BLOO HIGH ETF 78468R622 310,482 3,245 SH SOLE 0 0 0 3,245
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 14,037,004 18,790 SH SOLE 0 484 0 18,306
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 446,292 1,104 SH SOLE 0 0 0 1,104
TE CONNECTIVITY PLC ORD SHS G87052109 227,596 1,107 SH SOLE 0 0 0 1,107
TERADYNE INC COM 880770102 390,487 1,062 SH SOLE 0 0 0 1,062
TESLA INC COM 88160R101 467,749 1,503 SH SOLE 0 0 0 1,503
TEXAS INSTRS INC COM 882508104 559,184 2,028 SH SOLE 0 20 0 2,008
THERMO FISHER SCIENTIFIC INC COM 883556102 318,828 555 SH SOLE 0 4 0 551
TJX COS INC NEW COM 872540109 437,065 2,778 SH SOLE 0 161 0 2,617
TRAVELERS COMPANIES INC COM 89417E109 355,597 950 SH SOLE 0 63 0 886
UNION PAC CORP COM 907818108 549,580 1,881 SH SOLE 0 81 0 1,800
UNITEDHEALTH GROUP INC COM 91324P102 845,754 2,041 SH SOLE 0 125 0 1,916
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 1,043,682 7,739 SH SOLE 0 0 0 7,739
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 732,895 10,147 SH SOLE 0 0 0 10,147
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 678,824 8,750 SH SOLE 0 3,469 0 5,281
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 26,395,957 552,563 SH SOLE 0 0 0 552,563
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 643,657 937 SH SOLE 0 0 0 937
VANGUARD INDEX FDS MID CAP ETF 922908629 351,424 4,341 SH SOLE 0 0 0 4,341
VANGUARD INDEX FDS SM CP VAL ETF 922908611 234,254 958 SH SOLE 0 0 0 958
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 724,789 7,325 SH SOLE 0 0 0 7,325
VANGUARD INDEX FDS SMALL CP ETF 922908751 852,883 2,890 SH SOLE 0 0 0 2,890
VANGUARD INDEX FDS GROWTH ETF 922908736 1,119,358 13,138 SH SOLE 0 0 0 13,138
VANGUARD INDEX FDS VALUE ETF 922908744 6,418,286 29,181 SH SOLE 0 1,331 0 27,850
VANGUARD INDEX FDS TOTAL STK MKT 922908769 9,363,472 25,430 SH SOLE 0 0 0 25,430
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 842,109 14,334 SH SOLE 0 0 0 14,334
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 474,731 5,730 SH SOLE 0 0 0 5,730
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,110,205 7,376 SH SOLE 0 0 0 7,376
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 12,725,219 256,247 SH SOLE 0 3,685 0 252,562
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 2,893,554 24,578 SH SOLE 0 1,701 0 22,877
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 1,065,932 5,464 SH SOLE 0 0 0 5,464
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 44,604,925 767,727 SH SOLE 0 1,028 0 766,699
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 19,250,866 236,905 SH SOLE 0 0 0 236,905
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 664,098 2,777 SH SOLE 0 0 0 2,777
VANGUARD STAR FDS VG TL INTL STK F 921909768 452,027 5,344 SH SOLE 0 0 0 5,344
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,123,666 15,911 SH SOLE 0 0 0 15,911
VANGUARD WORLD FD ESG US STK ETF 921910733 1,756,130 13,302 SH SOLE 0 0 0 13,302
VANGUARD WORLD FD ESG INTL STK ETF 921910725 248,452 3,101 SH SOLE 0 0 0 3,101
VERIZON COMMUNICATIONS INC COM 92343V104 377,378 8,062 SH SOLE 0 195 0 7,867
VISA INC COM CL A 92826C839 1,271,537 3,473 SH SOLE 0 95 0 3,378
WALMART INC COM 931142103 963,292 8,663 SH SOLE 0 324 0 8,338
WELLS FARGO & CO COM 949746101 251,123 2,905 SH SOLE 0 0 0 2,905
WISDOMTREE TR INTL SMCAP DIV 97717W760 1,598,773 18,554 SH SOLE 0 1,504 0 17,050
WW GRAINGER INC COM 384802104 266,076 192 SH SOLE 0 0 0 192