The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR RUS 1000 GRW ETF 464287614 15,624,937 125,835 SH SOLE 0 0 125,835
ISHARES TR RUS MID CAP ETF 464287499 14,365,826 130,220 SH SOLE 0 0 130,220
ISHARES TR RUS 1000 VAL ETF 464287598 13,382,867 55,203 SH SOLE 0 0 55,203
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 12,034,784 124,803 SH SOLE 0 0 124,803
SPDR GOLD TR GOLD SHS 78463V107 10,936,834 29,689 SH SOLE 0 0 29,689
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,601,453 34,974 SH SOLE 0 0 34,974
VANGUARD INDEX FDS GROWTH ETF 922908736 8,450,272 98,099 SH SOLE 0 0 98,099
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 8,116,385 104,176 SH SOLE 0 0 104,176
VANGUARD INDEX FDS VALUE ETF 922908744 8,054,272 36,958 SH SOLE 0 0 36,958
VANGUARD INDEX FDS MID CAP ETF 922908629 6,556,736 81,379 SH SOLE 0 0 81,379
APPLE INC COM 037833100 6,265,168 21,652 SH SOLE 0 0 21,652
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,000,081 100,521 SH SOLE 0 0 100,521
ISHARES TR MSCI EAFE ETF 464287465 5,867,616 56,485 SH SOLE 0 0 56,485
ISHARES TR RUSSELL 2000 ETF 464287655 5,516,363 18,360 SH SOLE 0 0 18,360
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 4,835,413 67,865 SH SOLE 0 0 67,865
ISHARES TR U.S. REAL ES ETF 464287739 1,911,220 18,692 SH SOLE 0 0 18,692
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,909,532 26,012 SH SOLE 0 0 26,012
APPLIED MATLS INC COM 038222105 1,539,802 2,130 SH SOLE 0 0 2,130
JPMORGAN CHASE & CO COM 46625H100 1,334,791 4,078 SH SOLE 0 0 4,078
ELBIT SYS LTD ORD M3760D101 1,289,824 1,700 SH SOLE 0 0 1,700
BROADCOM INC COM 11135F101 1,215,535 3,218 SH SOLE 0 0 3,218
MORGAN STANLEY COM NEW 617446448 1,090,534 5,217 SH SOLE 0 0 5,217
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,060,375 1,420 SH SOLE 0 0 1,420
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,050,273 1,529 SH SOLE 0 0 1,529
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 948,172 4,007 SH SOLE 0 0 4,007
ALPHABET INC CAP STK CL C 02079K107 914,268 2,588 SH SOLE 0 0 2,588
TESLA INC COM 88160R101 810,917 1,928 SH SOLE 0 0 1,928
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 767,999 48,363 SH SOLE 0 0 48,363
QUALCOMM INC COM 747525103 761,794 4,122 SH SOLE 0 0 4,122
CATERPILLAR INC COM 149123101 626,482 588 SH SOLE 0 0 588
COSTCO WHOLESALE CORPORATION COM 22160K105 617,163 660 SH SOLE 0 0 660
MICROSOFT CORP COM 594918104 613,230 1,644 SH SOLE 0 0 1,644
VANGUARD INDEX FDS TOTAL STK MKT 922908769 589,491 1,593 SH SOLE 0 0 1,593
AMAZON COM INC COM 023135106 551,280 2,313 SH SOLE 0 0 2,313
VANGUARD STAR FDS VG TL INTL STK F 921909768 470,340 5,502 SH SOLE 0 0 5,502
ALPHABET INC CAP STK CL A 02079K305 426,529 1,194 SH SOLE 0 0 1,194
ISHARES TR CRE U S REIT ETF 464288521 401,419 6,041 SH SOLE 0 0 6,041
ISHARES TR CORE S&P SCP ETF 464287804 393,510 2,653 SH SOLE 0 0 2,653
NVIDIA CORPORATION COM 67066G104 373,922 1,869 SH SOLE 0 0 1,869
META PLATFORMS INC CL A 30303M102 358,252 636 SH SOLE 0 0 636
DISNEY WALT CO COM 254687106 328,968 3,418 SH SOLE 0 0 3,418
ISHARES TR MSCI EMG MKT ETF 464287234 325,759 4,762 SH SOLE 0 0 4,762
ISHARES TR CORE S&P MCP ETF 464287507 317,444 4,117 SH SOLE 0 0 4,117
BANK MONTREAL MEDIUM COM 063671101 307,105 1,738 SH SOLE 0 0 1,738
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 301,655 6,289 SH SOLE 0 0 6,289
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 294,261 1,383 SH SOLE 0 0 1,383
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885 227,809 1,747 SH SOLE 0 0 1,747
ISHARES TR CORE S&P500 ETF 464287200 225,810 302 SH SOLE 0 0 302
HONEYWELL INTL INC COM 438516205 217,224 970 SH SOLE 0 0 970
WISDOMTREE TR US LARGECAP DIVD 97717W307 214,552 2,227 SH SOLE 0 0 2,227
HONEYWELL AEROSPACE INC COM 43849R105 214,227 969 SH SOLE 0 0 969
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS G7997R103 208,440 216 SH SOLE 0 0 216
NETFLIX INC. COM 64110L106 207,845 2,911 SH SOLE 0 0 2,911
FIDELITY WISE ORIGIN BITCOIN SHS 315948109 203,383 3,984 SH SOLE 0 0 3,984
ISHARES TR SELECT DIVID ETF 464287168 203,111 1,299 SH SOLE 0 0 1,299