The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 332,481 930 SH SOLE 0 0 930
AMAZON COM INC COM 023135106 507,664 2,130 SH SOLE 0 0 2,130
APPLE INC COM 037833100 961,288 3,322 SH SOLE 0 0 3,322
AT&T INC COM 00206R102 895,526 43,262 SH SOLE 0 0 43,262
BROWN & BROWN INC COM 115236101 292,979 4,567 SH SOLE 0 0 4,567
CBIZ INC COM 124805102 263,677 8,219 SH SOLE 0 0 8,219
CUMMINS INC COM 231021106 468,031 656 SH SOLE 0 0 656
CVS HEALTH CORP COM 126650100 427,538 4,133 SH SOLE 0 0 4,133
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104 1,978,313 38,273 SH SOLE 0 0 38,273
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203 28,997,456 702,969 SH SOLE 0 0 702,969
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302 13,705,949 340,859 SH SOLE 0 0 340,859
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 1,099,502 13,418 SH SOLE 0 0 13,418
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500 24,547,015 298,118 SH SOLE 0 0 298,118
DIMENSIONAL ETF TRUST GLOBAL REAL EST 25434V658 6,404,961 221,089 SH SOLE 0 0 221,089
DIMENSIONAL ETF TRUST US REAL ESTA ETF 25434V823 991,709 37,909 SH SOLE 0 0 37,909
DIMENSIONAL ETF TRUST CORE FIXE IN ETF 25434V872 769,390 18,228 SH SOLE 0 0 18,228
ELI LILLY & CO COM 532457108 6,689,513 5,577 SH SOLE 0 0 5,577
EXXON MOBIL CORP COM 30231G102 298,849 2,186 SH SOLE 0 0 2,186
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309 1,057,774 23,253 SH SOLE 0 0 23,253
FIFTH THIRD BANCORP COM 316773100 480,949 8,532 SH SOLE 0 0 8,532
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108 886,070 17,250 SH SOLE 0 0 17,250
FIRST TR EXCH TRADED FD III INSTL PFD SECS 33739P855 576,550 29,889 SH SOLE 0 0 29,889
HOME DEPOT INC COM 437076102 257,985 731 SH SOLE 0 0 731
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 1,417,752 12,560 SH SOLE 0 0 12,560
ISHARES TR CORE S&P500 ETF 464287200 13,139,899 17,546 SH SOLE 0 0 17,546
ISHARES TR CORE US AGGBD ET 464287226 4,430,409 44,761 SH SOLE 0 0 44,761
ISHARES TR MSCI EMG MKT ETF 464287234 422,893 6,182 SH SOLE 0 0 6,182
ISHARES TR S&P 500 GRWT ETF 464287309 254,826 1,853 SH SOLE 0 0 1,853
ISHARES TR S&P 500 VAL ETF 464287408 1,903,416 8,383 SH SOLE 0 0 8,383
ISHARES TR 1 3 YR TREAS BD 464287457 361,364 4,401 SH SOLE 0 0 4,401
ISHARES TR MSCI EAFE ETF 464287465 607,723 5,850 SH SOLE 0 0 5,850
ISHARES TR RUS MID CAP ETF 464287499 521,106 4,724 SH SOLE 0 0 4,724
ISHARES TR CORE S&P MCP ETF 464287507 3,178,109 41,215 SH SOLE 0 0 41,215
ISHARES TR RUS 1000 VAL ETF 464287598 412,445 1,701 SH SOLE 0 0 1,701
ISHARES TR RUS 1000 GRW ETF 464287614 1,741,108 14,022 SH SOLE 0 0 14,022
ISHARES TR RUSSELL 2000 ETF 464287655 312,977 1,042 SH SOLE 0 0 1,042
ISHARES TR CORE S&P SCP ETF 464287804 1,227,035 8,273 SH SOLE 0 0 8,273
ISHARES TR SP SMCP600VL ETF 464287879 850,940 6,226 SH SOLE 0 0 6,226
ISHARES TR NATIONAL MUN ETF 464288414 359,558 3,341 SH SOLE 0 0 3,341
ISHARES TR ISHS 1-5YR INVS 464288646 762,813 14,555 SH SOLE 0 0 14,555
ISHARES TR RUS TP200 GR ETF 464289438 26,388,806 90,802 SH SOLE 0 0 90,802
ISHARES TR RUS TOP 200 ETF 464289446 662,265 3,581 SH SOLE 0 0 3,581
ISHARES TR MSCI EAFE MIN VL 46429B689 209,382 2,387 SH SOLE 0 0 2,387
ISHARES TR MSCI USA MIN ETF 46429B697 1,695,223 17,574 SH SOLE 0 0 17,574
ISHARES TR CORE MSCI TOTAL 46432F834 10,675,073 111,851 SH SOLE 0 0 111,851
ISHARES TR CORE UNIVRSL USD 46434V613 16,428,061 355,971 SH SOLE 0 0 355,971
ISHARES TR CORE INTL AGGR 46435G672 9,406,032 185,890 SH SOLE 0 0 185,890
ISHARES TR CYBERSECURITY 46435U135 249,945 4,117 SH SOLE 0 0 4,117
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647 1,217,955 24,044 SH SOLE 0 0 24,044
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 33,555,016 714,849 SH SOLE 0 0 714,849
JOHNSON & JOHNSON COM 478160104 299,330 1,179 SH SOLE 0 0 1,179
JPMORGAN CHASE & CO COM 46625H100 881,653 2,693 SH SOLE 0 0 2,693
KROGER CO COM 501044101 278,650 5,018 SH SOLE 0 0 5,018
META PLATFORMS INC CL A 30303M102 242,527 431 SH SOLE 0 0 431
MICRON TECHNOLOGY INC COM 595112103 261,335 226 SH SOLE 0 0 226
MICROSOFT CORP COM 594918104 595,144 1,595 SH SOLE 0 0 1,595
NVIDIA CORPORATION COM 67066G104 504,403 2,521 SH SOLE 0 0 2,521
PALO ALTO NETWORKS INC COM 697435105 232,977 683 SH SOLE 0 0 683
PROCTER & GAMBLE CO COM 742718109 251,395 1,714 SH SOLE 0 0 1,714
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 433,515 13,671 SH SOLE 0 0 13,671
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 201,663 1,058 SH SOLE 0 0 1,058
SNAP ON INC COM 833034101 678,346 1,686 SH SOLE 0 0 1,686
SPDR SERIES TRUST ST INTER BD ETF 78464A375 8,683,163 259,509 SH SOLE 0 0 259,509
SPDR SERIES TRUST ST STR SP400GRW 78464A821 229,991 2,052 SH SOLE 0 0 2,052
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 499,608 669 SH SOLE 0 0 669
TRANE TECHNOLOGIES PLC SHS G8994E103 266,209 542 SH SOLE 0 0 542
VANGUARD BD INDEX FDS INTERMED TERM 921937819 300,615 3,919 SH SOLE 0 0 3,919
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 2,826,974 36,285 SH SOLE 0 0 36,285
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 3,168,535 43,162 SH SOLE 0 0 43,162
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 9,134,736 188,617 SH SOLE 0 0 188,617
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,119,925 1,631 SH SOLE 0 0 1,631
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 447,215 2,263 SH SOLE 0 0 2,263
VANGUARD INDEX FDS MID CAP ETF 922908629 16,222,726 201,349 SH SOLE 0 0 201,349
VANGUARD INDEX FDS GROWTH ETF 922908736 4,097,255 47,565 SH SOLE 0 0 47,565
VANGUARD INDEX FDS VALUE ETF 922908744 246,031 1,129 SH SOLE 0 0 1,129
VANGUARD INDEX FDS SMALL CP ETF 922908751 297,209 981 SH SOLE 0 0 981
VANGUARD INDEX FDS TOTAL STK MKT 922908769 267,067 722 SH SOLE 0 0 722
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 330,339 5,534 SH SOLE 0 0 5,534
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 2,072,407 40,973 SH SOLE 0 0 40,973
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 505,139 8,679 SH SOLE 0 0 8,679
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 6,772,284 85,693 SH SOLE 0 0 85,693
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 1,617,776 19,574 SH SOLE 0 0 19,574
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 5,693,821 24,063 SH SOLE 0 0 24,063
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 217,313 3,050 SH SOLE 0 0 3,050
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 36,464,570 230,745 SH SOLE 0 0 230,745
VANGUARD WORLD FD MEGA GRWTH IND 921910816 4,331,951 49,277 SH SOLE 0 0 49,277