v3.26.1
Future Policy Benefits - Summarize Balances and Changes in Liability for Future Policy Benefits (Details) - USD ($)
6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year $ (6,724,068) $ (7,950,492)
Expected future policy benefits, beginning of year 50,201,106 48,945,028
Expected net premiums, beginning balance at original discount rate (7,104,342) (8,704,635)
Expected future policy benefits, beginning balance at original discount rate 53,932,616 55,200,468
Expected net premiums, effect of changes in CF considerations 3,216,723 0
Expected future policy benefits, effect of changes in CF considerations 3,906,367 0
Expected net premiums, effect of actual variances from expected (536,394) 419,526
Expected future policy benefits, effect of actual variances from expected (713,369) 464,911
Expected net premiums, adjusted beginning of period balance (4,424,013) (8,285,109)
Expected future policy benefits, adjusted beginning of period balance 57,125,614 55,665,379
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 1,162,983 1,142,479
Expected future policy benefits, interest accrual 990,973 723,778
Expected net premiums, premiums (432,160) (340,595)
Expected future policy benefits, benefit Payments (1,568,695) (1,760,004)
Expected net premiums, ending balance at original discount rate (3,693,190) (7,483,225)
Expected future policy benefits, ending balance at original discount rate 56,547,892 54,629,153
Expected net premiums, effect of changes in discount rate 242,557 462,314
Expected future policy benefits, effect of changes in discount rate (4,976,515) (4,477,374)
Expected net premiums, end of year (3,450,633) (7,020,911)
Expected future policy benefits, balance, end of year 51,571,377 50,151,779
Net liability for future policy benefits 55,022,010 57,172,690
Deferred profit liability 1,308,482 866,468
Traditional Premium Paying [Member]    
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year 3,971,915 4,293,082
Expected future policy benefits, beginning of year 21,601,667 22,118,278
Expected net premiums, beginning balance at original discount rate 4,193,882 4,711,513
Expected future policy benefits, beginning balance at original discount rate 22,968,581 24,563,973
Expected net premiums, effect of changes in CF considerations 804,625 0
Expected future policy benefits, effect of changes in CF considerations 1,146,539 0
Expected net premiums, effect of actual variances from expected (240,567) (262,585)
Expected future policy benefits, effect of actual variances from expected (336,083) (280,702)
Expected net premiums, adjusted beginning of period balance 4,757,940 4,448,928
Expected future policy benefits, adjusted beginning of period balance 23,779,037 24,283,271
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 393,026 845,311
Expected future policy benefits, interest accrual 614,850 1,023,163
Expected net premiums, premiums (417,773) (327,102)
Expected future policy benefits, benefit Payments (818,551) (1,032,617)
Expected net premiums, ending balance at original discount rate 4,733,193 4,967,137
Expected future policy benefits, ending balance at original discount rate 23,575,336 24,273,817
Expected net premiums, effect of changes in discount rate (317,208) (311,849)
Expected future policy benefits, effect of changes in discount rate (1,750,476) (1,714,178)
Expected net premiums, end of year 4,415,985 4,655,288
Expected future policy benefits, balance, end of year 21,824,860 22,559,639
Net liability for future policy benefits 17,408,875 17,904,351
Deferred profit liability 0 0
Traditional Limited Pay [Member]    
Future Policy Benefits [Abstract]    
Expected net premiums, beginning of year (10,695,983) (12,243,574)
Expected future policy benefits, beginning of year 28,599,439 26,826,750
Expected net premiums, beginning balance at original discount rate (11,298,224) (13,416,148)
Expected future policy benefits, beginning balance at original discount rate 30,964,035 30,636,495
Expected net premiums, effect of changes in CF considerations 2,412,098 0
Expected future policy benefits, effect of changes in CF considerations 2,759,828 0
Expected net premiums, effect of actual variances from expected (295,827) 682,111
Expected future policy benefits, effect of actual variances from expected (377,286) 745,613
Expected net premiums, adjusted beginning of period balance (9,181,953) (12,734,037)
Expected future policy benefits, adjusted beginning of period balance 33,346,577 31,382,108
Expected net premiums, new issuances 0 0
Expected future policy benefits, new issuances 0 0
Expected net premiums, interest accrual 769,957 297,168
Expected future policy benefits, interest accrual 376,123 (299,385)
Expected net premiums, premiums (14,387) (13,493)
Expected future policy benefits, benefit Payments (750,144) (727,387)
Expected net premiums, ending balance at original discount rate (8,426,383) (12,450,362)
Expected future policy benefits, ending balance at original discount rate 32,972,556 30,355,336
Expected net premiums, effect of changes in discount rate 559,765 774,163
Expected future policy benefits, effect of changes in discount rate (3,226,039) (2,763,196)
Expected net premiums, end of year (7,866,618) (11,676,199)
Expected future policy benefits, balance, end of year 29,746,517 27,592,140
Net liability for future policy benefits 37,613,135 39,268,339
Deferred profit liability $ 1,308,482 $ 866,468