Future Policy Benefits - Summarize Balances and Changes in Liability for Future Policy Benefits (Details) - USD ($)
|
6 Months Ended |
Jun. 30, 2026 |
Jun. 30, 2025 |
| Future Policy Benefits [Abstract] |
|
|
| Expected net premiums, beginning of year |
$ (6,724,068)
|
$ (7,950,492)
|
| Expected future policy benefits, beginning of year |
50,201,106
|
48,945,028
|
| Expected net premiums, beginning balance at original discount rate |
(7,104,342)
|
(8,704,635)
|
| Expected future policy benefits, beginning balance at original discount rate |
53,932,616
|
55,200,468
|
| Expected net premiums, effect of changes in CF considerations |
3,216,723
|
0
|
| Expected future policy benefits, effect of changes in CF considerations |
3,906,367
|
0
|
| Expected net premiums, effect of actual variances from expected |
(536,394)
|
419,526
|
| Expected future policy benefits, effect of actual variances from expected |
(713,369)
|
464,911
|
| Expected net premiums, adjusted beginning of period balance |
(4,424,013)
|
(8,285,109)
|
| Expected future policy benefits, adjusted beginning of period balance |
57,125,614
|
55,665,379
|
| Expected net premiums, new issuances |
0
|
0
|
| Expected future policy benefits, new issuances |
0
|
0
|
| Expected net premiums, interest accrual |
1,162,983
|
1,142,479
|
| Expected future policy benefits, interest accrual |
990,973
|
723,778
|
| Expected net premiums, premiums |
(432,160)
|
(340,595)
|
| Expected future policy benefits, benefit Payments |
(1,568,695)
|
(1,760,004)
|
| Expected net premiums, ending balance at original discount rate |
(3,693,190)
|
(7,483,225)
|
| Expected future policy benefits, ending balance at original discount rate |
56,547,892
|
54,629,153
|
| Expected net premiums, effect of changes in discount rate |
242,557
|
462,314
|
| Expected future policy benefits, effect of changes in discount rate |
(4,976,515)
|
(4,477,374)
|
| Expected net premiums, end of year |
(3,450,633)
|
(7,020,911)
|
| Expected future policy benefits, balance, end of year |
51,571,377
|
50,151,779
|
| Net liability for future policy benefits |
55,022,010
|
57,172,690
|
| Deferred profit liability |
1,308,482
|
866,468
|
| Traditional Premium Paying [Member] |
|
|
| Future Policy Benefits [Abstract] |
|
|
| Expected net premiums, beginning of year |
3,971,915
|
4,293,082
|
| Expected future policy benefits, beginning of year |
21,601,667
|
22,118,278
|
| Expected net premiums, beginning balance at original discount rate |
4,193,882
|
4,711,513
|
| Expected future policy benefits, beginning balance at original discount rate |
22,968,581
|
24,563,973
|
| Expected net premiums, effect of changes in CF considerations |
804,625
|
0
|
| Expected future policy benefits, effect of changes in CF considerations |
1,146,539
|
0
|
| Expected net premiums, effect of actual variances from expected |
(240,567)
|
(262,585)
|
| Expected future policy benefits, effect of actual variances from expected |
(336,083)
|
(280,702)
|
| Expected net premiums, adjusted beginning of period balance |
4,757,940
|
4,448,928
|
| Expected future policy benefits, adjusted beginning of period balance |
23,779,037
|
24,283,271
|
| Expected net premiums, new issuances |
0
|
0
|
| Expected future policy benefits, new issuances |
0
|
0
|
| Expected net premiums, interest accrual |
393,026
|
845,311
|
| Expected future policy benefits, interest accrual |
614,850
|
1,023,163
|
| Expected net premiums, premiums |
(417,773)
|
(327,102)
|
| Expected future policy benefits, benefit Payments |
(818,551)
|
(1,032,617)
|
| Expected net premiums, ending balance at original discount rate |
4,733,193
|
4,967,137
|
| Expected future policy benefits, ending balance at original discount rate |
23,575,336
|
24,273,817
|
| Expected net premiums, effect of changes in discount rate |
(317,208)
|
(311,849)
|
| Expected future policy benefits, effect of changes in discount rate |
(1,750,476)
|
(1,714,178)
|
| Expected net premiums, end of year |
4,415,985
|
4,655,288
|
| Expected future policy benefits, balance, end of year |
21,824,860
|
22,559,639
|
| Net liability for future policy benefits |
17,408,875
|
17,904,351
|
| Deferred profit liability |
0
|
0
|
| Traditional Limited Pay [Member] |
|
|
| Future Policy Benefits [Abstract] |
|
|
| Expected net premiums, beginning of year |
(10,695,983)
|
(12,243,574)
|
| Expected future policy benefits, beginning of year |
28,599,439
|
26,826,750
|
| Expected net premiums, beginning balance at original discount rate |
(11,298,224)
|
(13,416,148)
|
| Expected future policy benefits, beginning balance at original discount rate |
30,964,035
|
30,636,495
|
| Expected net premiums, effect of changes in CF considerations |
2,412,098
|
0
|
| Expected future policy benefits, effect of changes in CF considerations |
2,759,828
|
0
|
| Expected net premiums, effect of actual variances from expected |
(295,827)
|
682,111
|
| Expected future policy benefits, effect of actual variances from expected |
(377,286)
|
745,613
|
| Expected net premiums, adjusted beginning of period balance |
(9,181,953)
|
(12,734,037)
|
| Expected future policy benefits, adjusted beginning of period balance |
33,346,577
|
31,382,108
|
| Expected net premiums, new issuances |
0
|
0
|
| Expected future policy benefits, new issuances |
0
|
0
|
| Expected net premiums, interest accrual |
769,957
|
297,168
|
| Expected future policy benefits, interest accrual |
376,123
|
(299,385)
|
| Expected net premiums, premiums |
(14,387)
|
(13,493)
|
| Expected future policy benefits, benefit Payments |
(750,144)
|
(727,387)
|
| Expected net premiums, ending balance at original discount rate |
(8,426,383)
|
(12,450,362)
|
| Expected future policy benefits, ending balance at original discount rate |
32,972,556
|
30,355,336
|
| Expected net premiums, effect of changes in discount rate |
559,765
|
774,163
|
| Expected future policy benefits, effect of changes in discount rate |
(3,226,039)
|
(2,763,196)
|
| Expected net premiums, end of year |
(7,866,618)
|
(11,676,199)
|
| Expected future policy benefits, balance, end of year |
29,746,517
|
27,592,140
|
| Net liability for future policy benefits |
37,613,135
|
39,268,339
|
| Deferred profit liability |
$ 1,308,482
|
$ 866,468
|