v3.26.1
Revision of Previously Issued Condensed Consolidated Financial Statements
6 Months Ended
Jun. 30, 2026
Revision of Previously Issued Condensed Consolidated Financial Statements [Abstract]  
Revision of Previously Issued Condensed Consolidated Financial Statements
Note 12 – Revision of Previously Issued Condensed Consolidated Financial Statements
 
As disclosed in Note 17 of the December 31, 2025 Form 10-K filing, the Company adopted ASU 2018-12 on December 31, 2025, for the liability for future policy benefits. ASU 2018-12 was adopted on a modified retrospective basis such that the balance for the liability for future policy benefits was adjusted to conform to ASU 2018-12 effective January 1, 2024. With respect to an analysis for market risk benefits, the Company concluded that it had no market-based options or guarantees associated with its liability for policyholders’ account balances. Also, the Company does not currently have a deferred acquisition cost asset and did not have such an asset at January 1, 2024.
 
To improve the consistency and comparability of the 2025 quarterly condensed consolidated financial statements, Management has revised the June 30, 2025 condensed consolidated financial statements and related disclosures to reflect the implementation.
 
  As Previously         
June 30, 2025 Reported   Adjustments   As Restated 
Consolidated Balance Sheets           
Future policy benefits$215,605,523  $(100,327,099 $115,278,424 
Policyholder account balances 0   94,063,407   94,063,407 
Deferred income taxes 26,580,146   1,315,375   27,895,521 
Retained earnings 191,636,958   1,045,962   192,682,920 
Accumulated other comprehensive income (loss) (1,924,855  3,902,355   1,977,500 
            
            
Consolidated Statements of Operations           
Benefits, claims and settlement expenses: Life$6,772,397  $(432,142 $6,340,255 
Income tax expense 3,322,136   90,750   3,412,886 
Net income attributable to common shareholders 11,005,381   341,392   11,346,773 
Basic income per share 3.49   0.11   3.60 
Diluted income per share 3.49   0.11   3.60 
            
            
Consolidated Statements of Comprehensive Income (Loss)           
Net income$11,053,296  $341,392  $11,394,688 
Subtotal: Other comprehensive income (loss), net of tax 1,017,458   (1,635,214  (617,756
Comprehensive income (loss) attributable to UTG, Inc. 12,022,839   (1,293,822  10,729,017 
            
            
Consolidated Statements of Cash Flows           
Net income$11,053,296  $341,392  $11,394,688 
Provision for deferred income tax expense 3,237,621   90,750   3,328,371 
Change in policy liabilities and accruals (2,112,376  (432,142  (2,544,518