The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 1,365,217 19,531 SH SOLE 0 0 19,531
COSTCO WHOLESALE CORPORATION COM 22160K105 553,277 591 SH SOLE 0 0 591
ALPHABET INC CAP STK CL C 02079K107 1,219,402 3,451 SH SOLE 0 0 3,451
BROADCOM INC COM 11135F101 1,515,489 4,012 SH SOLE 0 0 4,012
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 459,958 919 SH SOLE 0 0 919
AMAZON COM INC COM 023135106 3,325,539 13,953 SH SOLE 0 0 13,953
COCA COLA CO COM 191216100 387,593 4,769 SH SOLE 0 0 4,769
CHEVRON CORPORATION COM 166764100 243,999 1,472 SH SOLE 0 0 1,472
DIMENSIONAL ETF TRUST US LARG VALU ETF 25434V666 28,272,326 715,031 SH SOLE 0 0 715,031
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807 32,990,045 610,701 SH SOLE 0 0 610,701
ASTRAZENECA PLC ORD G0593M107 237,215 1,251 SH SOLE 0 0 1,251
CISCO SYS INC COM 17275R102 475,007 4,044 SH SOLE 0 0 4,044
APPLE INC COM 037833100 7,091,840 24,509 SH SOLE 0 0 24,509
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V815 17,886,199 461,103 SH SOLE 0 0 461,103
CATERPILLAR INC COM 149123101 257,706 242 SH SOLE 0 0 242
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773 23,105,200 659,583 SH SOLE 0 0 659,583
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 11,067,407 201,189 SH SOLE 0 0 201,189
ABBVIE INC COM 00287Y109 280,430 1,114 SH SOLE 0 0 1,114
ASSURANT INC COM 04621X108 679,112 2,529 SH SOLE 0 0 2,529
ALPHABET INC CAP STK CL A 02079K305 1,840,875 5,151 SH SOLE 0 0 5,151
ISHARES TR S&P 500 VAL ETF 464287408 2,048,535 9,022 SH SOLE 0 0 9,022
ISHARES TR US HOME CONS ETF 464288752 210,664 2,016 SH SOLE 0 0 2,016
ISHARES TR EAFE SML CP ETF 464288273 1,040,279 12,645 SH SOLE 0 0 12,645
VANGUARD INDEX FDS TOTAL STK MKT 922908769 865,570 2,339 SH SOLE 0 0 2,339
ELECTROCORE INC COM NEW 28531P202 86,400 10,000 SH SOLE 0 0 10,000
ISHARES TR S&P SML 600 GWT 464287887 3,791,962 21,232 SH SOLE 0 0 21,232
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 2,458,833 29,359 SH SOLE 0 0 29,359
JOHNSON & JOHNSON COM 478160104 575,496 2,266 SH SOLE 0 0 2,266
META PLATFORMS INC CL A 30303M102 869,582 1,544 SH SOLE 0 0 1,544
ISHARES TR RUSSELL 2000 ETF 464287655 301,351 1,003 SH SOLE 0 0 1,003
ISHARES TR RUS 1000 GRW ETF 464287614 12,223,729 98,443 SH SOLE 0 0 98,443
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 495,719 16,844 SH SOLE 0 0 16,844
VANGUARD SCOTTSDALE FDS VNG RUS2000IDX 92206C664 1,006,920 8,293 SH SOLE 0 0 8,293
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,368,541 8,660 SH SOLE 0 0 8,660
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 1,646,770 2,205 SH SOLE 0 0 2,205
ISHARES GOLD TR ISHARES NEW 464285204 239,518 3,172 SH SOLE 0 0 3,172
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 1,516,378 10,687 SH SOLE 0 0 10,687
KIMCO REALTY CORP COM 49446R109 300,224 11,843 SH SOLE 0 0 11,843
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,077,447 13,006 SH SOLE 0 0 13,006
VANGUARD ADMIRAL FDS INC 500 VAL IDX FD 921932703 932,958 4,256 SH SOLE 0 0 4,256
SPDR INDEX SHS FDS ST INTL CAP ETF 78463X871 3,916,409 89,497 SH SOLE 0 0 89,497
VANGUARD INDEX FDS VALUE ETF 922908744 4,282,230 19,650 SH SOLE 0 0 19,650
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206C649 1,464,627 7,494 SH SOLE 0 0 7,494
VANGUARD INDEX FDS SML CP GRW ETF 922908595 2,674,035 7,312 SH SOLE 0 0 7,312
HOME DEPOT INC COM 437076102 829,338 2,352 SH SOLE 0 0 2,352
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 362,953 760 SH SOLE 0 0 760
ISHARES TR 3 7 YR TREAS BD 464288661 239,246 2,037 SH SOLE 0 0 2,037
ISHARES TR CORE S&P SCP ETF 464287804 304,432 2,053 SH SOLE 0 0 2,053
ISHARES TR RUS 2000 GRW ETF 464287648 16,804,804 42,656 SH SOLE 0 0 42,656
SPDR SERIES TRUST ST STR P500GRW 78464A409 10,443,712 87,770 SH SOLE 0 0 87,770
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 466,991 9,235 SH SOLE 0 0 9,235
ISHARES TR SP SMCP600VL ETF 464287879 1,873,231 13,705 SH SOLE 0 0 13,705
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 1,836,201 3,515 SH SOLE 0 0 3,515
ISHARES TR CORE S&P500 ETF 464287200 1,969,690 2,630 SH SOLE 0 0 2,630
T ROWE PRICE EXCHANGE-TRADED US EQUI RESH ETF 87283Q503 1,204,695 25,346 SH SOLE 0 0 25,346
ISHARES TR MSCI INTL QUALTY 46434V456 52,594,545 1,061,444 SH SOLE 0 0 1,061,444
VISA INC COM CL A 92826C839 1,276,980 3,722 SH SOLE 0 0 3,722
VANGUARD STAR FDS VG TL INTL STK F 921909768 888,066 10,388 SH SOLE 0 0 10,388
SPDR SERIES TRUST ST STR SP500DIV 78468R788 1,549,592 32,479 SH SOLE 0 0 32,479
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 1,889,387 15,860 SH SOLE 0 0 15,860
PROGRESSIVE CORP COM 743315103 274,592 1,257 SH SOLE 0 0 1,257
WISDOMTREE TR US LARGECAP DIVD 97717W307 5,946,296 61,735 SH SOLE 0 0 61,735
SPDR SERIES TRUST ST STR P500VAL 78464A508 1,432,690 23,568 SH SOLE 0 0 23,568
MESOBLAST LTD SPONS ADR 590717401 135,300 10,000 SH SOLE 0 0 10,000
ISHARES TR CORE S&P US VLU 464287663 3,514,446 31,906 SH SOLE 0 0 31,906
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810 3,705,665 39,684 SH SOLE 0 0 39,684
TJX COS INC NEW COM 872540109 234,068 1,545 SH SOLE 0 0 1,545
STRYKER CORPORATION COM 863667101 203,701 647 SH SOLE 0 0 647
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 113,005,768 4,428,126 SH SOLE 0 0 4,428,126
FIRST TR EXCHANGE TRADED FD RBA INDL ETF 33738R704 338,322 2,539 SH SOLE 0 0 2,539
EXXON MOBIL CORP COM 30231G102 514,686 3,765 SH SOLE 0 0 3,765
ORACLE CORP COM 68389X105 200,334 1,367 SH SOLE 0 0 1,367
ISHARES TR US AER DEF ETF 464288760 280,101 1,155 SH SOLE 0 0 1,155
ISHARES TR NATIONAL MUN ETF 464288414 371,935 3,456 SH SOLE 0 0 3,456
WESTERN DIGITAL CORP COM 958102105 436,246 683 SH SOLE 0 0 683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 9,706,505 132,223 SH SOLE 0 0 132,223
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 282,984 1,330 SH SOLE 0 0 1,330
MARVELL TECHNOLOGY INC COM 573874104 252,505 848 SH SOLE 0 0 848
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 18,343,238 190,223 SH SOLE 0 0 190,223
VANGUARD WORLD FD INF TECH ETF 92204A702 252,426 2,112 SH SOLE 0 0 2,112
WALMART INC COM 931142103 1,273,581 11,245 SH SOLE 0 0 11,245
ISHARES TR CORE MSCI EAFE 46432F842 3,547,866 36,735 SH SOLE 0 0 36,735
ISHARES TR CORE 80 20 ETF 464289859 2,088,529 21,399 SH SOLE 0 0 21,399
PACER FDS TR US CASH COWS 100 69374H881 288,359 4,636 SH SOLE 0 0 4,636
SPDR SERIES TRUST ST STR SP600SM C 78464A300 367,658 3,370 SH SOLE 0 0 3,370
SELECT SECTOR SPDR TR ST STR ENERG ETF 81369Y506 294,229 5,540 SH SOLE 0 0 5,540
GOLDMAN SACHS GROUP INC COM 38141G104 408,083 403 SH SOLE 0 0 403
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,249,582 17,538 SH SOLE 0 0 17,538
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 4,898,191 31,747 SH SOLE 0 0 31,747
KLA CORP COM NEW 482480100 362,052 1,200 SH SOLE 0 0 1,200
MASTERCARD INCORPORATED CL A 57636Q104 422,113 822 SH SOLE 0 0 822
SPDR SERIES TRUST ST STR SP BIOT 78464A870 214,429 1,355 SH SOLE 0 0 1,355
GE VERNOVA INC COM 36828A101 339,538 289 SH SOLE 0 0 289
EATON CORP PLC SHS G29183103 228,400 536 SH SOLE 0 0 536
ISHARES TR S&P 500 GRWT ETF 464287309 6,897,130 50,150 SH SOLE 0 0 50,150
SPDR INDEX SHS FDS ST STR ACWI ETF 78463X848 7,466,996 183,600 SH SOLE 0 0 183,600
ISHARES TR U.S. TECH ETF 464287721 762,996 3,025 SH SOLE 0 0 3,025
ISHARES TR CORE 60 BALA ETF 464289867 233,321 3,357 SH SOLE 0 0 3,357
ISHARES TR RUS MID CAP ETF 464287499 410,611 3,722 SH SOLE 0 0 3,722
SIMON PPTY GROUP INC NEW COM 828806109 852,277 3,811 SH SOLE 0 0 3,811
ISHARES TR MSCI EAFE ETF 464287465 2,382,245 22,933 SH SOLE 0 0 22,933
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 392,619 12,382 SH SOLE 0 0 12,382
SANDISK CORP COM 80004C200 472,936 208 SH SOLE 0 0 208
NVIDIA CORPORATION COM 67066G104 5,959,864 29,786 SH SOLE 0 0 29,786
ISHARES TR MSCI USA QLT FCT 46432F339 23,428,066 106,768 SH SOLE 0 0 106,768
TRANE TECHNOLOGIES PLC SHS G8994E103 391,740 798 SH SOLE 0 0 798
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 580,399 845 SH SOLE 0 0 845
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332 17,518,979 310,180 SH SOLE 0 0 310,180
ISHARES TR RUS 1000 VAL ETF 464287598 3,956,484 16,320 SH SOLE 0 0 16,320
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 2,268,369 13,465 SH SOLE 0 0 13,465
ISHARES TR SHRT NAT MUN ETF 464288158 6,291,951 59,096 SH SOLE 0 0 59,096
ISHARES INC CORE MSCI EMKT 46434G103 33,480,230 404,155 SH SOLE 0 0 404,155
ISHARES TR CORE US AGGBD ET 464287226 5,402,035 54,577 SH SOLE 0 0 54,577
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 557,001 17,910 SH SOLE 0 0 17,910
ISHARES TR ISHARES SEMICDTR 464287523 619,481 967 SH SOLE 0 0 967
GE AEROSPACE COM NEW 369604301 222,788 596 SH SOLE 0 0 596
VANGUARD INDEX FDS GROWTH ETF 922908736 35,678,715 414,195 SH SOLE 0 0 414,195
PARKER-HANNIFIN CORP COM 701094104 263,114 269 SH SOLE 0 0 269
SPDR GOLD TR GOLD SHS 78463V107 797,543 2,165 SH SOLE 0 0 2,165
ISHARES TR U.S. REAL ES ETF 464287739 311,965 3,051 SH SOLE 0 0 3,051
ISHARES TR EAFE VALUE ETF 464288877 1,402,865 18,326 SH SOLE 0 0 18,326
MICROSOFT CORP COM 594918104 1,865,241 5,000 SH SOLE 0 0 5,000
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714 385,161 3,623 SH SOLE 0 0 3,623
WELLS FARGO & CO COM 949746101 288,881 3,496 SH SOLE 0 0 3,496
EMPIRE ST RLTY TR INC CL A 292104106 76,757 14,188 SH SOLE 0 0 14,188
PNC FINL SVCS GROUP INC COM 693475105 202,885 824 SH SOLE 0 0 824
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 5,213,340 100,682 SH SOLE 0 0 100,682
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,239,300 9,216 SH SOLE 0 0 9,216
VERTIV HOLDINGS CO COM CL A 92537N108 284,597 850 SH SOLE 0 0 850
INTEL CORP COM 458140100 338,742 2,426 SH SOLE 0 0 2,426
SPACE EXPLORATION TECHN CORP CLASS A COM STK 84615Q103 288,390 1,688 SH SOLE 0 0 1,688
HARTFORD INSURANCE GROUP INC COM 416515104 757,484 5,716 SH SOLE 0 0 5,716
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 44,135,542 566,494 SH SOLE 0 0 566,494
MICRON TECHNOLOGY INC COM 595112103 348,596 302 SH SOLE 0 0 302
ELI LILLY & CO COM 532457108 578,478 482 SH SOLE 0 0 482
WISDOMTREE TR INTL EQUITY FD 97717W703 2,787,762 38,077 SH SOLE 0 0 38,077
ISHARES TR RUS 2000 VAL ETF 464287630 3,921,276 17,727 SH SOLE 0 0 17,727
JPMORGAN CHASE & CO COM 46625H100 1,017,352 3,108 SH SOLE 0 0 3,108
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649 46,354,445 153,000 SH SOLE 0 0 153,000
TESLA INC COM 88160R101 328,085 780 SH SOLE 0 0 780
NEXTERA ENERGY INC COM 65339F101 418,809 4,772 SH SOLE 0 0 4,772
VANGUARD INDEX FDS SMALL CP ETF 922908751 320,019 1,056 SH SOLE 0 0 1,056
PIMCO ETF TR ACTIVE BD ETF 72201R775 276,740 3,001 SH SOLE 0 0 3,001
SSGA ACTIVE ETF TR ST STR REAL ETF 78467V103 37,243,989 1,079,223 SH SOLE 0 0 1,079,223
ISHARES TR MSCI EMG MKT ETF 464287234 3,651,233 53,373 SH SOLE 0 0 53,373
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 24,113,042 403,971 SH SOLE 0 0 403,971
NETFLIX INC. COM 64110L106 303,113 4,245 SH SOLE 0 0 4,245
NETFLIX INC. COM 64110L106 7,140 10,000 SH Call SOLE 0 0 100