v3.26.1
Reinsurance - Narrative (Details) - USD ($)
3 Months Ended 6 Months Ended 12 Months Ended
Jun. 01, 2026
Dec. 31, 2025
Jun. 01, 2025
Nov. 01, 2022
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
May 31, 2026
Mar. 31, 2026
Mar. 31, 2025
Dec. 31, 2024
Effects Of Reinsurance [Line Items]                        
Ceded earned premiums         $ (5,431,000) $ (6,920,000) $ (13,220,000) $ (12,723,000)        
Reinsurance recoverables on paid losses   $ 5,929,000     6,170,000   6,170,000          
Stated net reserves retained   82,353,000     64,832,000 86,752,000 64,832,000 86,752,000   $ 75,487,000 $ 98,490,000 $ 104,795,000
Aggregate losses         1,672,000 6,564,000 5,001,000 15,838,000        
Prior period         (2,110,000) 549,000 (2,289,000) 693,000        
Reinsurance recoverables on unpaid losses   63,909,000     60,410,000 $ 77,892,000 60,410,000 77,892,000   $ 62,014,000 $ 77,872,000 $ 84,490,000
Loss Portfolio Transfer (“LPT”) Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses   3,400,000     368,000   368,000          
Aggregate losses   $ 16,500,000         18,300,000          
Reinsurance recoverables on unpaid losses         1,900,000   1,900,000          
Loss Portfolio Transfer (“LPT”) Reinsurance Agreement | Maximum                        
Effects Of Reinsurance [Line Items]                        
Coverage       $ 20,000,000                
New Quota Share Reinsurance Agreement                        
Effects Of Reinsurance [Line Items]                        
Ceded earned premiums         $ (9,300,000)   (9,300,000)          
Percentage of ceding commission     36.20%                  
Reinsurance retention policy, reinsured percentage                 50.00%      
Property Catastrophe Reinsurance Treaty | Maximum                        
Effects Of Reinsurance [Line Items]                        
Reinsurance recoverables on paid losses $ 61,000,000   $ 56,000,000                  
Property Catastrophe Reinsurance Treaty | Minimum                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of) $ 4,000,000   $ 4,000,000                  
Specific Commercial Property and Liability Risks                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)             0          
Specific Commercial Property and Liability Risks | Minimum                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)               400,000        
Ceded Homeowners Specific Risks in Excess of $500,000 | Minimum                        
Effects Of Reinsurance [Line Items]                        
Amount retained (excess of)             500,000 500,000        
Homeowners Quota Share | Maximum                        
Effects Of Reinsurance [Line Items]                        
Amount reinsured             500,000 250,000        
Catastrophe Reinsurance Coverage | Maximum                        
Effects Of Reinsurance [Line Items]                        
Amount reinsured             $ 4,000,000 $ 2,000,000