Three months ended
June 30, 2026

Personal
Lines

Commercial Lines

Total

Gross written premiums

$

13,073

$

(3

)

$

13,070

Net written premiums

$

16,632

$

20

$

16,652

Net earned premiums

$

6,703

$

105

$

6,808

Segment revenue

6,703

105

6,808

Losses and LAE, net

4,033

(2,361

)

Policy acquisition costs

1,913

13

Operating expenses

445

689

Segment underwriting gain (loss)

312

1,764

2,076

Unallocated amounts:

Other corporate expenses

$

1,197

Net investment income

1,040

Net realized investment gains (losses)

(87

)

Change in fair value of equity securities

81

Change in fair value of contingent considerations

1,220

Other income

80

Interest expense

677

Income (loss) before income taxes

$

2,536

Three months ended
June 30, 2025

Personal
Lines

Commercial
Lines

Total

Gross written premiums

$

17,889

$

3,190

$

21,079

Net written premiums

$

1,816

$

(433

)

$

1,383

Net earned premiums

$

9,096

$

468

$

9,564

Segment revenue

9,096

468

9,564

Losses and LAE, net

5,552

1,012

Policy acquisition costs

2,596

(309

)

Operating expenses

2,211

500

Segment underwriting gain (loss)

(1,263

)

(735

)

(1,998

)

Unallocated amounts:

Other corporate expenses

$

1,657

Net investment income

1,298

Net realized investment gains (losses)

(28

)

Change in fair value of equity securities

(65

)

Change in fair value of contingent considerations

5,355

Other income

10

Interest expense

864

Income (loss) before income taxes

$

2,051

Six months ended
June 30, 2026

Personal
Lines

Commercial
Lines

Total

Gross written premiums

$

24,560

$

(21

)

$

24,539

Net written premiums

$

22,723

$

4

$

22,727

Net earned premiums

$

12,495

$

238

$

12,733

Segment revenue

12,495

238

12,733

Losses and LAE, net

7,633

(2,632

)

Policy acquisition costs

3,471

13

Operating expenses

957

1,554

Segment underwriting gain (loss)

434

1,303

1,737

Unallocated amounts:

Other corporate expenses

$

1,920

Net investment income

2,150

Net realized investment gains (losses)

(101

)

Change in fair value of equity securities

111

Change in fair value of contingent consideration

5,710

Other Income

86

Interest expense

2,653

Income (loss) before income taxes

$

5,120

Six months ended
June 30, 2025

Personal
Lines

Commercial
Lines

Total

Gross written premiums

$

32,015

$

5,237

$

37,252

Net written premiums

$

14,259

$

(2,036

)

$

12,223

Net earned premiums

$

18,080

$

1,799

$

19,879

Segment revenue

18,080

1,799

19,879

Losses and LAE, net

13,321

2,517

Policy acquisition costs

5,317

(353

)

Operating expenses

4,403

884

Segment underwriting gain (loss)

(4,961

)

(1,249

)

(6,210

)

Unallocated amounts:

Other corporate expenses

$

1,942

Net investment income

2,587

Net realized investment gains (losses)

(25

)

Change in fair value of equity securities

(257

)

Change in fair value of contingent consideration

9,750

Other income

75

Interest expense

1,405

Income (loss) before income taxes

$

2,573