The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 356,574 1,417 SH SOLE 0 0 1,417
ADVANCED MICRO DEVICES INC COM 007903107 780,744 1,344 SH SOLE 0 0 1,344
ALPHABET INC CAP STK CL A 02079K305 2,076,320 5,810 SH SOLE 0 0 5,810
AMAZON COM INC COM 023135106 604,669 2,537 SH SOLE 0 0 2,537
AMERICAN EXPRESS CO COM 025816109 347,721 1,028 SH SOLE 0 0 1,028
APPLE INC COM 037833100 40,395,525 139,603 SH SOLE 0 0 139,603
AUTOMATIC DATA PROCESSING IN COM 053015103 226,862 1,013 SH SOLE 0 0 1,013
BAILLIE GIFFORD ETF TR LNG TRM GLBL GRW 05686D200 1,756,376 49,811 SH SOLE 0 0 49,811
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,428,614 2,855 SH SOLE 0 0 2,855
CAPITAL ONE FINL CORP COM 14040H105 702,170 3,500 SH SOLE 0 0 3,500
CHEVRON CORPORATION COM 166764100 220,793 1,332 SH SOLE 0 0 1,332
CISCO SYS INC COM 17275R102 621,716 5,293 SH SOLE 0 0 5,293
COCA COLA CO COM 191216100 248,768 3,061 SH SOLE 0 0 3,061
CUMMINS INC COM 231021106 242,492 340 SH SOLE 0 0 340
ELI LILLY & CO COM 532457108 480,972 401 SH SOLE 0 0 401
EXXON MOBIL CORP COM 30231G102 433,950 3,174 SH SOLE 0 0 3,174
GENERAL DYNAMICS CORP COM 369550108 436,778 1,233 SH SOLE 0 0 1,233
INTEL CORP COM 458140100 731,522 5,239 SH SOLE 0 0 5,239
INVESCO QQQ TR UNIT SER 1 46090E103 2,665,032 3,619 SH SOLE 0 0 3,619
JOHNSON & JOHNSON COM 478160104 599,116 2,359 SH SOLE 0 0 2,359
JPMORGAN CHASE & CO COM 46625H100 490,995 1,500 SH SOLE 0 0 1,500
LOCKHEED MARTIN CORP COM 539830109 339,301 666 SH SOLE 0 0 666
LOWES COS INC COM 548661107 318,388 1,444 SH SOLE 0 0 1,444
MARATHON PETE CORP COM 56585A102 653,493 2,556 SH SOLE 0 0 2,556
MERCK & CO INC COM 58933Y105 262,140 2,040 SH SOLE 0 0 2,040
MICROSOFT CORP COM 594918104 936,281 2,510 SH SOLE 0 0 2,510
NVIDIA CORPORATION COM 67066G104 359,562 1,797 SH SOLE 0 0 1,797
ORACLE CORP COM 68389X105 352,307 2,404 SH SOLE 0 0 2,404
PARKER-HANNIFIN CORP COM 701094104 322,780 330 SH SOLE 0 0 330
PFIZER INC COM 717081103 245,400 10,191 SH SOLE 0 0 10,191
PHILIP MORRIS INTL INC COM 718172109 257,978 1,426 SH SOLE 0 0 1,426
PROCTER & GAMBLE CO COM 742718109 226,999 1,548 SH SOLE 0 0 1,548
PROGRESSIVE CORP COM 743315103 246,864 1,130 SH SOLE 0 0 1,130
RTX CORPORATION COM 75513E101 268,468 1,415 SH SOLE 0 0 1,415
S&P GLOBAL INC COM 78409V104 311,962 766 SH SOLE 0 0 766
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 419,018 15,127 SH SOLE 0 0 15,127
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 641,633 21,802 SH SOLE 0 0 21,802
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 277,262 7,674 SH SOLE 0 0 7,674
STARBUCKS CORP COM 855244109 306,570 3,000 SH SOLE 0 0 3,000
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 19,321,181 25,873 SH SOLE 0 0 25,873
UMB FINL CORP COM 902788108 609,443 4,269 SH SOLE 0 0 4,269
UNION PAC CORP COM 907818108 422,416 1,553 SH SOLE 0 0 1,553
VALERO ENERGY CORP COM 91913Y100 205,748 790 SH SOLE 0 0 790
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 8,577,151 116,839 SH SOLE 0 0 116,839
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,501,599 14,222 SH SOLE 0 0 14,222
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,469,361 6,047 SH SOLE 0 0 6,047
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,395,135 23,373 SH SOLE 0 0 23,373
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 6,924,402 136,900 SH SOLE 0 0 136,900
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 10,095,840 141,696 SH SOLE 0 0 141,696
WALMART INC COM 931142103 482,148 4,257 SH SOLE 0 0 4,257
WW GRAINGER INC COM 384802104 217,664 160 SH SOLE 0 0 160