SUMMARIZED CONSOLIDATED STATEMENTS OF FINANCIAL POSITION SUMMARIZED CONSOLIDATED STATEMENTS OF INCOME FOR THE PERIOD Principal assets MCh$ Operational results MCh$ Cash and deposits in banks 2,024,164 Net interest income 1,271,737 Loans and accounts receivables from customers and banks, net 40,253,784 Net fee and commission income 340,344 Loans and accounts receivables from customers at fair value, net 496,609 Result from financial operations 176,379 Financial instruments 10,119,403 Total operating income 1,788,460 Financial derivative contracts 11,335,439 Provision for loan losses (335,477) Other asset ítems 7,055,181 Support expenses (541,993) Total assets 71,284,580 Other results (33,088) Income before tax 877,902 Principal liabilities MCh$ Income tax expense (130,293) Deposits and other demand liabilities 13,658,488 Net income for the period 747,609 Time deposits and other time liabilities 18,956,443 Issued debt and regulatory capital instruments 9,811,226 Attributable to: Financial derivative contracts 11,310,677 Equity holders of the Bank 728,829 Other liabilities ítems 12,436,337 Non-controlling interest 18,780 Total equity 5,111,409 Total liabilities and Equity 71,284,580 Equity attributable to: Equity holders of the Bank 4,945,116 Non-controlling interest 166,293 BANCO SANTANDER-CHILE AND SUBSIDIARIES CONSOLIDATED FINANCIAL INFORMATION As of July 31, 2026 The principal balances and results accumulated for the period ending July 2026 (amounts in millions of Chilean pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Chief Accounting Officer Chief Executive Officer
B ESTADO DE SITUACIÓN FINANCIERA CONSOLIDADO RESUMIDO ESTADO DE RESULTADOS CONSOLIDADO DEL PERIODO RESUMIDO Principales rubros del activo MM$ Resultados operacionales MM$ Efectivo y depósitos en bancos 2.024.164 Ingresos netos por intereses y reajustes 1.271.737 Créditos y cuentas por cobrar a clientes y bancos 40.253.784 Ingresos netos de comisiones 340.344 Créditos y cuentas por cobrar a clientes a valor razonable 496.609 Resultado de operaciones financieras 176.379 Instrumentos financieros 10.119.403 Total ingresos operacionales 1.788.460 Contratos de derivados financieros 11.335.439 Gasto de pérdidas crediticias (335.477) Otros rubros del activo 7.055.181 Gastos de apoyo (541.993) Total Activos 71.284.580 Otros resultados (33.088) Resultado antes de impuesto 877.902 Principales rubros del pasivo MM$ Impuesto a la renta (130.293) Depósitos y otras obligaciones a la vista 13.658.488 Utilidad consolidada del periodo 747.609 Depósitos y otras captaciones a plazo 18.956.443 Instrumentos de deuda y capital regulatorio emitidos 9.811.226 Resultado atribuible a: Contratos de derivados financieros 11.310.677 Tenedores patrimoniales del Banco 728.829 Otros rubros del pasivo 12.436.337 Interés no controlador 18.780 Total patrimonio 5.111.409 Total Pasivos y Patrimonio 71.284.580 Patrimonio atribuible a: Tenedores patrimoniales del Banco 4.945.116 Interés no controlador 166.293 BANCO SANTANDER-CHILE Y AFILIADAS INFORMACIÓN FINANCIERA CONSOLIDADA Al 31 de Julio de 2026 A continuación, se presentan los principales saldos de balance y resultados acumulados por el periodo de cierre de mes de Julio de 2026 (cifras en millones de pesos). JONATHAN COVARRUBIAS H. ANDRES TRAUTMANN B. Gerente de Contabilidad Gerente General
IMPORTANT NOTICE The unaudited financial information has been prepared in accordance with the Compendium of Accounting Standards for Banks effective from January 1, 2022 issued by the Financial Market Commission (FMC), The accounting principles issued by the FMC are substantially similar to IFRS but there are some exceptions, The FMC is the banking industry regulator according to article 2 of the General Banking Law, which by General Regulation establishes the accounting principles to be used by the banking industry, For those principles not covered by the Compendium of Accounting Standards for Banks, banks can use generally accepted accounting principles issued by the Chilean Accountant’s Association AG which coincide with International Financial Reporting Standards (IFRS) issued by the International Accounting Standards Board (IASB), If discrepancies exist between the accounting principles issued by the FMC (Compendium of Accounting Standards for Banks) and IFRS the Compendium of Accounting Standards for Banks will take precedence, ¿Qué podemos hacer por ti hoy?