v3.26.1
LOANS AND RELATED ALLOWANCE FOR CREDIT LOSSES (Allowance for Credit Loss Activity By Loan Class) (Details) - USD ($)
$ in Thousands
3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Financing Receivable, Allowance for Credit Losses        
Beginning balance $ 7,265 $ 6,278 $ 7,083 $ 6,183
Provision for credit losses 376 349 556 453
Loans charged off (13) (11) (19) (22)
Recoveries collected 1 6 9 8
Total ending allowance balance 7,629 6,622 7,629 6,622
Commercial, financial and agricultural | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 1,135 1,120 1,201 994
Provision for credit losses 40 29 (26) 155
Total ending allowance balance 1,175 1,149 1,175 1,149
Commercial Loan | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 3,239 3,100 3,087 3,010
Provision for credit losses 116 18 268 108
Total ending allowance balance 3,355 3,118 3,355 3,118
1-4 family residential construction | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 5 10 6 32
Provision for credit losses 3 2 2 (20)
Total ending allowance balance 8 12 8 12
Other construction loans | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 1,495 712 1,415 821
Provision for credit losses 188 284 268 175
Total ending allowance balance 1,683 996 1,683 996
Mortgage Loan | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 1,338 1,269 1,320 1,258
Provision for credit losses 23 12 41 27
Loans charged off (8)   (8) (4)
Recoveries collected   4   4
Total ending allowance balance 1,353 1,285 1,353 1,285
Obligations of states and political subdivisions | Commercial Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 30 24 30 24
Provision for credit losses   (4)   (4)
Total ending allowance balance 30 20 30 20
Personal Loan | Consumer Portfolio Segment        
Financing Receivable, Allowance for Credit Losses        
Beginning balance 23 43 24 44
Provision for credit losses 6 8 3 12
Loans charged off (5) (11) (11) (18)
Recoveries collected 1 2 9 4
Total ending allowance balance $ 25 $ 42 $ 25 $ 42