| Schedule of carrying amounts and estimated fair value of financial instruments |
The carrying amounts and estimated fair value (in thousands) of our financial instruments at June 30, 2026 and December 31, 2025 are as follows (in thousands): | | | | | | | | | | | | | | | | | | | June 30, | | December 31, | | | | | 2026 | | 2025 | | | | | Carrying | | Estimated | | Carrying | | Estimated | | | | | Amount | | Fair Value | | Amount | | Fair Value | Financial assets: | | | | | | | | | | | | | | | Cash and cash equivalents | | Level 1 | | $ | 25,376 | | $ | 25,376 | | $ | 47,595 | | $ | 47,595 | Certificates of deposit | | Level 2 | | | 870 | | | 870 | | | 870 | | | 870 | Investment securities AFS | | Level 2 | | | 100,856 | | | 100,856 | | | 106,654 | | | 106,654 | Investment securities HTM | | Level 2 | | | 25,915 | | | 23,449 | | | 28,368 | | | 26,040 | Other Investments | | Level 3 | | | 2,158 | | | 2,158 | | | 2,158 | | | 2,158 | Accrued interest receivable | | Level 1 | | | 1,685 | | | 1,685 | | | 1,451 | | | 1,451 | Loans, net | | Level 3 | | | 282,289 | | | 273,980 | | | 267,949 | | | 258,840 | Financial liabilities: | | | | | | | | | | | | | | | Deposits | | Level 2 | | | 312,562 | | | 311,341 | | | 321,551 | | | 320,437 | Accrued interest payable | | Level 1 | | | 596 | | | 596 | | | 735 | | | 735 |
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