v3.26.1
LONG-TERM DEBT
6 Months Ended
Jun. 30, 2026
LONG-TERM DEBT  
LONG-TERM DEBT

NOTE 14 – LONG-TERM DEBT

Long-term debt was as follows:

  ​ ​ ​

June 30, 2026

  ​ ​ ​

December 31, 2025

Equipment financing - maturing May 2027

$

127,550

$

195,425

Equipment financing - maturing May 2030

 

207,225

 

Total debt

334,775

195,425

Less current portion of debt payments

(175,913)

(136,942)

Long-term debt, net of current portion

$

158,862

$

58,483

In May 2024, BRZ acquired a large front-end wheel loader pursuant to a financing arrangement with a total contractual obligation of approximately $425,000, payable in 36 monthly installments of $11,799 maturing in May 2027. The financing arrangement provided for a fixed rate of 3.49% per annum. The financing arrangement is secured by a purchase money security interest in the wheel loader and is guaranteed by the Company. As of June 30, 2026, the outstanding principal balance under the agreement was $127,550, all of which was classified as current portion of long-term debt.

In April 2026, the Company acquired a mid-size front-end wheel loader to be used at its precious metals milling facility located in Radersburg, Montana pursuant to a financing arrangement with a total contractual obligation of approximately $238,000, payable in 48 monthly installments of $4,958 maturing in May 2030. The financing arrangement does not bear a stated rate of interest; accordingly, the Company recorded the equipment and related financing obligation at the present value of the future contractual payments using an imputed market interest rate of 6.0%. As a result, the Company recorded the equipment and debt at approximately $211,000 which is net of a debt discount of approximately $27,000, which is being amortized to interest expense over the term of the financing arrangement using the effective interest method. The financing obligation is secured by a purchase money security interest in the equipment. As of June 30, 2026, the outstanding principal balance consisted of $48,363 classified as current portion of long-term debt and $158,862 classified as long-term.

At June 30, 2026, principal payments on debt were due as follows:

Twelve months ending June 30,

  ​ ​ ​

Total

2027

$

187,050

2028

 

59,500

2029

59,500

2030

54,542

2031

Total debt payments

360,592

Less: discount on debt

(25,817)

Total debt payments net of discount

334,775

Less: current portion of debt payments

(175,913)

Long-term debt, net of current portion

$

158,862