v3.26.1
Future policy benefits and related reinsurance recoverable - Schedule of Future Policy Benefits (Details) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Dec. 31, 2025
Dec. 31, 2024
Present value of Expected Future Policy Benefits        
Total future policy benefits $ 756,299   $ 781,881  
Less: Reinsurance recoverables, net of allowance for credit losses (4,200)      
Total future policy benefits 756,299   781,881  
Reinsurance recoverable, excluded from computation 2,200 $ 4,400    
Long term care reinsurance        
Present value of expected net premiums        
Beginning Balance 249,322 288,102 273,395 $ 306,206
Beginning balance at locked-in discount rate 274,151 317,102 297,709 343,705
Effect of actual variances from expected experience (5,624) (7,536)    
Adjusted balance     292,085 336,169
Interest accrual 3,609 3,655    
Net premiums collected (21,543) (22,722)    
Ending balance at locked-in discount rate 274,151 317,102    
Effect of changes in discount rate assumptions (24,829) (29,000)    
Ending Balance 249,322 288,102    
Present value of Expected Future Policy Benefits        
Beginning Balance 1,050,807 1,071,361    
Beginning balance at locked-in discount rate 1,239,275 1,306,356    
Change in effect in cashflow assumptions (4,236) 0    
Effect of actual variances from expected experience (2,624) 5,663    
Adjusted balance, beginning of year     1,232,415 $ 1,312,019
Interest accrual 15,361 14,297    
Benefit payments (53,951) (55,495)    
Ending balance at locked-in discount rate 1,193,825 1,270,821    
Effect of changes in discount rate assumptions (190,436) (207,265)    
Balance, end of year 1,003,389 1,063,556    
Total future policy benefits 754,067 775,454 $ 777,412  
Less: Reinsurance recoverables, net of allowance for credit losses (444,008) (450,696)    
Total future policy benefits 310,059 324,758    
Medico Insurance Company        
Present value of Expected Future Policy Benefits        
Total future policy benefits $ 2,200 $ 4,400    
Reinsurance, reinsured risk, percentage 100.00% 100.00%