v3.26.1
Note 2 - Loans Receivable (Tables)
6 Months Ended
Jun. 30, 2026
Notes Tables  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]
  

June 30,

  

December 31,

 
  

2026

  

2025

 
  

(dollars in thousands)

 

Residential real estate

 $29,120  $30,037 

Construction

  151   - 

Commercial real estate

  590   476 

Total real estate loans

  29,861   30,513 

Share loans

  208   212 

Total loans

  30,069   30,725 

Unamortized, net deferred loan costs

  188   179 

Less allowance for credit losses

  (185)  (185)

Loans receivable, net

 $30,072  $30,719 
Financing Receivable, Past Due [Table Text Block]
  

As of June 30, 2026

 
  

30 to 89 days past due

  

90 days and over past due

  

Current Loans

  

Total

  

Past due greater than 90 days accruing

 
  

(dollars in thousands)

 

Residential real estate

 $88  $67  $28,965  $29,120  $- 

Construction

  -   -   151   151   - 

Commercial real estate

  -   -   590   590   - 

Share loans

  -   -   208   208   - 

Loans receivable, total

 $88  $67  $29,914  $30,069  $- 
  

As of December 31, 2025

 
  

30 to 89 days past due

  

90 days and over past due

  

Current Loans

  

Total

  

Past due greater than 90 days accruing

 
  

(dollars in thousands)

 

Residential real estate

 $-  $136  $29,901  $30,037  $- 

Construction

  -   -   -   -   - 

Commercial real estate

  -   -   476   476   - 

Share loans

  -   -   212   212   - 

Loans receivable, total

 $-  $136  $30,589  $30,725  $- 
Financing Receivable Credit Quality Indicators [Table Text Block]

June 30, 2026

(dollars in thousands)

 

2026

  

2025

  

2024

  

2023

  

2022

  

Prior

  

Total

 

Residential Real Estate:

                            

Pass/Watch

 $1,369  $4,500  $1,186  $1,574  $4,912  $15,512  $29,053 

Special Mention

  -   -   -   -   -   67   67 

Classified

  -   -   -   -   -   -   - 

Total

 $1,369  $4,500  $1,186  $1,574  $4,912  $15,579  $29,120 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Construction:

                            

Pass/Watch

 $-  $151  $-  $-  $-  $-  $151 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $-  $151  $-  $-  $-  $-  $151 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Commercial Real Estate:

                            

Pass/Watch

 $179  $-  $-  $-  $-  $411  $590 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $179  $-  $-  $-  $-  $411  $590 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Share Loans:

                            

Pass/Watch

 $-  $-  $-  $-  $155  $53  $208 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $-  $-  $-  $-  $155  $53  $208 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Total Loans:

                            

Pass/Watch

 $1,548  $4,651  $1,186  $1,574  $5,067  $15,976  $30,002 

Special Mention

  -   -   -   -   -   67   67 

Classified

  -   -   -   -   -   -   - 

Total

 $1,548  $4,651  $1,186  $1,574  $5,067  $16,043  $30,069 

Current period gross charge-offs

 $-  $-  $-  $-  $-  $-  $- 

December 31, 2025

(dollars in thousands)

 

2025

  

2024

  

2023

  

2022

  

2021

  

Prior

  

Total

 

Residential Real Estate:

                            

Pass/Watch

 $4,814  $1,226  $1,911  $5,039  $4,688  $12,223  $29,901 

Special Mention

  -   -   -   -   -   136   136 

Classified

  -   -   -   -   -   -   - 

Total

 $4,814  $1,226  $1,911  $5,039  $4,688  $12,359  $30,037 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Construction:

                            

Pass/Watch

 $-  $-  $-  $-  $-  $-  $- 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $-  $-  $-  $-  $-  $-  $- 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Commercial Real Estate:

                            

Pass/Watch

 $-  $-  $-  $-  $-  $476  $476 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $-  $-  $-  $-  $-  $476  $476 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Share Loans:

                            

Pass/Watch

 $-  $-  $-  $159  $-  $53  $212 

Special Mention

  -   -   -   -   -   -   - 

Classified

  -   -   -   -   -   -   - 

Total

 $-  $-  $-  $159  $-  $53  $212 

Current period gross charge-offs

  -   -   -   -   -   -   - 
                             

Total Loans:

                            

Pass/Watch

 $4,814  $1,226  $1,911  $5,198  $4,688  $12,752  $30,589 

Special Mention

  -   -   -   -   -   136   136 

Classified

  -   -   -   -   -   -   - 

Total

 $4,814  $1,226  $1,911  $5,198  $4,688  $12,887  $30,725 

Current period gross charge-offs

 $-  $-  $-  $-  $-  $-  $- 
Financing Receivable, Allowance for Credit Loss [Table Text Block]

Three Months Ended June 30, 2026
(dollars in thousands

 

Residential Real Estate

  

Construction

  

Commercial Real Estate

  

Share Loans

  

Total

 

Allowance for Credit Losses

                    

Beginning Balance

 $179  $-  $6  $-  $185 

Charge-offs

  -   -   -   -   - 

Recoveries

  -   -   -   -   - 

Provision for credit losses

  (3)  2   1   -   - 

Ending Balances

 $176  $2  $7  $-  $185 
                     

Ending Balances Allocated to:

                    

Individually Evaluated for Impairment

 $-  $-  $-  $-  $- 

Collectively Evaluated for Impairment

  176   2   7   -   185 

Total

 $176  $2  $7  $-  $185 

Three Months Ended June 30, 2025
(dollars in thousands)

 

Residential Real Estate

  

Construction

  

Commercial Real Estate

  

Share Loans

  

Total

 

Allowance for Credit Losses

                    

Beginning Balance

 $155  $22  $8  $-  $185 

Charge-offs

  -   -   -   -   - 

Recoveries

  -   -   -   -   - 

Provision for credit losses

  (8)  5   3   -   - 

Ending Balances

 $147  $27  $11  $-  $185 
                     

Ending Balances Allocated to:

                    

Individually Evaluated for Impairment

 $-  $-  $-  $-  $- 

Collectively Evaluated for Impairment

  147   27   11   -   185 

Total

 $147  $27  $11  $-  $185 

Six Months Ended June 30, 2026
(dollars in thousands)

 

Residential Real Estate

  

Construction

  

Commercial Real Estate

  

Share Loans

  

Total

 

Allowance for Credit Losses

                    

Beginning Balance

 $178  $-  $7  $-  $185 

Charge-offs

  -   -   -   -   - 

Recoveries

  -   -   -   -   - 

Provision for credit losses

  (2)  2   -   -   - 

Ending Balances

 $176  $2  $7  $-  $185 
                     

Ending Balances Allocated to:

                    

Individually Evaluated for Impairment

 $-  $-  $-  $-  $- 

Collectively Evaluated for Impairment

  176   2   7   -   185 

Total

 $176  $2  $7  $-  $185 

Six Months Ended June 30, 2025
(dollars in thousands)

 

Residential Real Estate

  

Construction

  

Commercial Real Estate

  

Share Loans

  

Total

 

Allowance for Credit Losses

                    

Beginning Balance

 $173  $3  $9  $-  $185 

Charge-offs

  -   -   -   -   - 

Recoveries

  -   -   -   -   - 

Provision for credit losses

  (26)  24   2   -   - 

Ending Balances

 $147  $27  $11  $-  $185 
                     

Ending Balances Allocated to:

                    

Individually Evaluated for Impairment

 $-  $-  $-  $-  $- 

Collectively Evaluated for Impairment

  147   27   11   -   185 

Total

 $147  $27  $11  $-  $185 
Schedule of Related Party Transactions [Table Text Block]
  

2026

  

2025

 
  

(dollars in thousands)

 

Balance, Beginning

 $1,224  $1,286 

Additions

  -   - 

Payments

  (25)  (29)

Balance, Ending

 $1,199  $1,257