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    <element id="BCRD_MEIAcquisitionMember" name="MEIAcquisitionMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_MEISellingShareholderMember" name="MEISellingShareholderMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_AquisitionFeePayableMember" name="AquisitionFeePayableMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_ImplementationFeesServicesPointInTimeMember" name="ImplementationFeesServicesPointInTimeMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_SubscriptionFeesMember" name="SubscriptionFeesMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_MilleniumEBSIncMember" name="MilleniumEBSIncMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_StockExchangeAndAcquisitionAgreementMember" name="StockExchangeAndAcquisitionAgreementMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_MEIMember" name="MEIMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_MilleniumPaymentHubPlatformMember" name="MilleniumPaymentHubPlatformMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_InternalUseSoftwareDevelopmentMember" name="InternalUseSoftwareDevelopmentMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_PrepaidDebitAndCreditCardSoftwareMember" name="PrepaidDebitAndCreditCardSoftwareMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OtherIntangibleAssetPaymentHubMember" name="OtherIntangibleAssetPaymentHubMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_MilleniumConsultantsIncMember" name="MilleniumConsultantsIncMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_EmploymentAgreementMember" name="EmploymentAgreementMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OtherAmountsDueMember" name="OtherAmountsDueMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OfficeLeaseMember" name="OfficeLeaseMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_FirstMonthPaymentMember" name="FirstMonthPaymentMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_VehicleRegistrationMember" name="VehicleRegistrationMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OfficeLeaseAug2020Member" name="OfficeLeaseAug2020Member" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OfficeLeaseOct2020Member" name="OfficeLeaseOct2020Member" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_ShintoMatthewMember" name="ShintoMatthewMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_March2026MatthewConversionMember" name="March2026MatthewConversionMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_StockIncentivePlan2022Member" name="StockIncentivePlan2022Member" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_DepositsAssetsNoncurrent1" name="DepositsAssetsNoncurrent1" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_RelatedPartyPayablesCurrent" name="RelatedPartyPayablesCurrent" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_CostOfRevenuesOther" name="CostOfRevenuesOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_PaymentsToAcquireRelatedPartyForAcquisitionOfSubsidiary" name="PaymentsToAcquireRelatedPartyForAcquisitionOfSubsidiary" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_PresentValueOfInitialLeaseLiabilityAndRightofuseAsset" name="PresentValueOfInitialLeaseLiabilityAndRightofuseAsset" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_IssuanceOfPayableForAcquisition" name="IssuanceOfPayableForAcquisition" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_IssuanceOfCommonStockForAcquisitionOfSubsidiary" name="IssuanceOfCommonStockForAcquisitionOfSubsidiary" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_NoncontrollingInterestAcquired" name="NoncontrollingInterestAcquired" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_RevenueDisaggregationAndDeferredRevenuesPolicyTextBlock" name="RevenueDisaggregationAndDeferredRevenuesPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_NoncontrollingInterestPolicyTextBlock" name="NoncontrollingInterestPolicyTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_ScheduleOfNoncontrollingInterestTableTextBlock" name="ScheduleOfNoncontrollingInterestTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_ScheduleOfNonCancellableOperatingLeasesTableTextBlock" name="ScheduleOfNonCancellableOperatingLeasesTableTextBlock" nillable="true" xbrli:periodType="duration" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_StockAcquiredDuringPeriodSharesAcquisitions" name="StockAcquiredDuringPeriodSharesAcquisitions" nillable="true" xbrli:periodType="duration" type="xbrli:sharesItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_WorkingCapital" name="WorkingCapital" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_BusinessAcquisitionAllocationOfNoncontrollingInterestPercentage" name="BusinessAcquisitionAllocationOfNoncontrollingInterestPercentage" nillable="true" xbrli:periodType="instant" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFour" name="FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OfficeLeaseJPlazaMember" name="OfficeLeaseJPlazaMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OneMonthRentMember" name="OneMonthRentMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_OfficeLease2023Member" name="OfficeLease2023Member" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
    <element id="BCRD_SecurityDepositMember" name="SecurityDepositMember" nillable="true" xbrli:periodType="duration" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" />
</schema>
