v3.26.1
Consolidated Balance Sheets (Current Period Unaudited) - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
Assets [Abstract]    
Cash and due from banks $ 54,323 $ 46,113
Federal funds sold and other interest-bearing deposits 1,163 566
Cash and cash equivalents 55,486 46,679
Certificates of deposit in other banks 100 100
Securities available for sale, at fair value 109,091 118,730
Securities held to maturity, at amortized cost less allowance for credit losses of $63 and $79 20,863 21,055
Equity security, at fair value 553 550
Restricted stock, at cost 3,475 3,693
Mortgage loans held for sale 694 714
Loans, less allowance for credit losses of $4,518 and $4,361 636,549 633,144
Premises and equipment, net 6,987 7,141
Accrued interest receivable 2,402 2,535
Deferred income taxes, net 6,404 6,277
Other real estate owned, net 1,665 1,673
Bank owned life insurance 15,555 15,353
Goodwill and other intangibles, net 7,014 7,018
Other assets 7,374 7,296
Total Assets 874,212 871,958
Deposits    
Noninterest-bearing 126,385 117,098
Interest-bearing 598,740 603,361
Total deposits 725,125 720,459
Securities sold under repurchase agreements 4,559 4,317
Federal Home Loan Bank of Atlanta advances 57,700 62,700
Long-term debt, net of issuance costs 12,060 12,036
Accrued interest payable 989 1,278
Other liabilities 6,185 6,508
Total liabilities 806,618 807,298
Stockholders' equity    
Common stock, par value $.01 per share, authorized 5,000,000 shares; issued and outstanding 3,262,958 shares in 2026 and 3,229,795 shares in 2025 33 32
Additional paid-in capital 32,735 32,148
Retained earnings 47,766 45,210
Accumulated other comprehensive loss (12,940) (12,730)
Total Stockholders' equity 67,594 64,660
Total liabilities and stockholders' equity $ 874,212 $ 871,958