v3.26.1
Consolidated Balance Sheets - USD ($)
$ in Thousands
Jun. 30, 2026
Dec. 31, 2025
ASSETS    
Cash and due from banks $ 10,617 $ 14,040
Interest-earning deposits with banks 81,095 59,289
Cash and cash equivalents 91,712 73,329
Securities available for sale, at fair value (amortized cost $382,025 and $379,272 respectively) 359,771 357,740
Securities held to maturity, at amortized cost (fair value $20,373 and $20,208 respectively) 21,924 21,992
Less allowance for credit losses on securities held to maturity (44) (45)
Net securities held to maturity 21,880 21,947
Equity securities, at fair value 878 303
Loans held for sale 7,820 9,019
Loans held for investment 692,231 689,562
Less allowance for credit losses on loans (5,986) (6,420)
Net loans held for investment 686,245 683,142
Premises and equipment, net 16,745 14,710
Interest receivable 4,353 4,428
Prepaid expenses 1,526 1,255
Restricted stock 1,825 1,779
Bank-owned life insurance 8,149 8,081
Deferred income tax 6,857 6,840
Loan servicing assets 3,647 3,702
Mortgage banking derivatives 883 883
Other assets 9,815 9,187
Total assets 1,222,106 1,196,345
Deposits:    
Demand noninterest-bearing 295,307 269,566
Interest checking and money market accounts 412,841 421,381
Savings deposits 115,381 105,038
Time deposits, $250,000 and over 120,779 135,474
Other time deposits 154,758 149,322
Total deposits 1,099,066 1,080,781
Short-term borrowed funds 228 25
Long-term debt 30,086 29,048
Mortgage banking derivatives 26 58
Other liabilities 11,636 10,876
Total liabilities 1,141,042 1,120,788
Off balance sheet items, commitments and contingencies (Note 9)
SHAREHOLDERS’ EQUITY    
Common stock, $1.25 par value: 20,000,000 shares authorized; shares issued and outstanding 7,107,034 and 7,175,297 at June 30, 2026 and December 2025, respectively 8,884 8,969
Additional paid-in capital 12,812 13,492
Undivided profits 65,844 58,996
Accumulated other comprehensive loss (17,131) (16,555)
Total Uwharrie Capital Corp shareholders’ equity 70,409 64,902
Noncontrolling interest 10,655 10,655
Total shareholders’ equity 81,064 75,557
Total liabilities and shareholders’ equity $ 1,222,106 $ 1,196,345