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  <xs:element id="aubn_DerivativeInstrumentTypeDomain" abstract="true" nillable="true" name="DerivativeInstrumentTypeDomain" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="aubn_GainLossOnDerivativeRecognizedInIncomeOnDerivative" nillable="true" name="GainLossOnDerivativeRecognizedInIncomeOnDerivative" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"></xs:element>
  <xs:element id="aubn_GainLossRecognizedInIncomeOnHedgedItemAttributableToHedgeRisk" nillable="true" name="GainLossRecognizedInIncomeOnHedgedItemAttributableToHedgeRisk" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="duration" xbrli:balance="credit"></xs:element>
  <xs:element id="aubn_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTable" abstract="true" nillable="true" name="ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTable" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="aubn_DerivativeInstrumentRiskMemberDomain" abstract="true" nillable="true" name="DerivativeInstrumentRiskMemberDomain" substitutionGroup="xbrli:item" type="dtr-types:domainItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="aubn_LossContingencyAmountOfInsuranceCoverage" nillable="true" name="LossContingencyAmountOfInsuranceCoverage" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"></xs:element>
  <xs:element id="aubn_LossContingencyAmountOfInsuranceCoverageRetention" nillable="true" name="LossContingencyAmountOfInsuranceCoverageRetention" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"></xs:element>
  <xs:element id="aubn_DerivativeInstrumentHedgedLoansTableTextBlock" nillable="true" name="DerivativeInstrumentHedgedLoansTableTextBlock" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType" xbrli:periodType="duration"></xs:element>
  <xs:element id="aubn_DerivativeInstrumentLoanCarryingAmount" nillable="true" name="DerivativeInstrumentLoanCarryingAmount" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"></xs:element>
  <xs:element id="aubn_DerivativeInstrumentFairValueHedgeAdjustmentInLoanCarryingAmount" nillable="true" name="DerivativeInstrumentFairValueHedgeAdjustmentInLoanCarryingAmount" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"></xs:element>
  <xs:element id="aubn_FinancingReceivableIndividuallyEvaluatedLoanNotCollateralDependent" nillable="true" name="FinancingReceivableIndividuallyEvaluatedLoanNotCollateralDependent" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"></xs:element>
  <xs:element id="aubn_FinancingReceivableIndividuallyEvaluatedLoanNotCollateralDependentAllowanceForCreditLoss" nillable="true" name="FinancingReceivableIndividuallyEvaluatedLoanNotCollateralDependentAllowanceForCreditLoss" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="credit"></xs:element>
  <xs:element id="aubn_BasisAdjustmentAssociatedWithFairValueHedge" nillable="true" name="BasisAdjustmentAssociatedWithFairValueHedge" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType" xbrli:periodType="instant" xbrli:balance="debit"></xs:element>
</xs:schema>
