Loan and Allowance for Credit Losses (Tables) |
6 Months Ended |
|---|---|
Jun. 30, 2026 | |
| Loans And Leases Receivable Disclosure [Abstract] | |
| Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] | June 30, December 31, (Dollars in thousands) 2026 2025 Commercial and industrial $ 27,754 $ 33,887 Municipal 35,020 24,513 Construction and land development 58,855 56,436 Commercial real estate: Owner occupied 56,118 59,568 Hotel/motel 54,455 47,870 Multifamily 61,606 51,516 Other 161,346 166,567 Total commercial 333,525 325,521 Residential real estate: Consumer mortgage 61,348 59,781 Investment property 53,460 56,773 Total residential real 114,808 116,554 Consumer installment 9,919 8,421 Total loans, net of unearned 579,881 565,332 Basis adjustment associated with fair value hedge (1) (292) 22 Total loans, net of unearned $ 579,589 $ 565,354 (1) Represents the basis adjustment associated with application of will be allocated to the amortized cost of associated loans within the portfolio if Refer to Note 7 - Derivative Instruments for additional information. |
| Past Due Financing Receivables [Table Text Block] | Accruing Accruing Total 30-89 Days Greater than Accruing Non- Total (Dollars in thousands) Current Past Due 90 days Loans Accrual Loans June 30, 2026: Commercial and industrial $ 27,678 76 — 27,754 — $ 27,754 Municipal 35,020 — — 35,020 — 35,020 Construction and land development 58,757 98 — 58,855 — 58,855 Commercial real estate: Owner occupied 56,118 — — 56,118 — 56,118 Hotel/motel 54,455 — — 54,455 — 54,455 Multifamily 61,606 — — 61,606 — 61,606 Other 161,346 — — 161,346 — 161,346 Total commercial 333,525 — — 333,525 — 333,525 Residential real estate: Consumer mortgage 61,232 52 — 61,284 64 61,348 Investment property 53,225 235 — 53,460 — 53,460 Total residential real 114,457 287 — 114,744 64 114,808 Consumer installment 9,881 38 — 9,919 — 9,919 Total $ 579,318 499 — 579,817 64 $ 579,881 December 31, 2025: Commercial and industrial $ 33,881 6 — 33,887 — $ 33,887 Municipal 24,513 — — 24,513 — 24,513 Construction and land development 56,395 41 — 56,436 — 56,436 Commercial real estate: Owner occupied 59,085 105 — 59,190 378 59,568 Hotel/motel 47,870 — — 47,870 — 47,870 Multifamily 51,516 — — 51,516 — 51,516 Other 166,567 — — 166,567 — 166,567 Total commercial 325,038 105 — 325,143 378 325,521 Residential real estate: Consumer mortgage 58,993 720 — 59,713 68 59,781 Investment property 56,737 — — 56,737 36 56,773 Total residential real 115,730 720 — 116,450 104 116,554 Consumer installment 8,348 73 — 8,421 — 8,421 Total $ 563,905 945 — 564,850 482 $ 565,332 |
| Financing Receivable Credit Quality Indicators [Table Text Block] | Year of Origination 2026 2025 2024 2023 2022 Prior to 2022 Revolving Loans Total Loans (Dollars in thousands) June 30, 2026: Commercial and industrial Pass $ 1,843 6,218 3,830 3,355 1,191 10,304 813 27,554 Special mention — — — — — — — — Substandard accruing 74 — — 1 125 — — 200 Nonaccrual — — — — — — — — Total commercial and industrial 1,917 6,218 3,830 3,356 1,316 10,304 813 27,754 Current period gross charge-offs — — — 5 — — — 5 Municipal Pass $ 11,853 — — 1,157 3,975 16,546 1,489 35,020 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total municipal 11,853 — — 1,157 3,975 16,546 1,489 35,020 Current period gross charge-offs — — — — — — — — Construction and land development Pass 18,048 31,551 4,064 1,761 1,974 — 1,418 58,816 Special mention — — — — — — — — Substandard accruing — — — — 39 — — 39 Nonaccrual — — — — — — — — Total construction and land development 18,048 31,551 4,064 1,761 2,013 — 1,418 58,855 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 1,058 10,375 1,417 9,141 5,961 26,713 354 55,019 Special mention — — — — — — 608 608 Substandard accruing — — 491 — — — — 491 Nonaccrual — — — — — — — — Total owner occupied 1,058 10,375 1,908 9,141 5,961 26,713 962 56,118 Current period gross charge-offs — — — — — 378 — 378 Hotel/motel Pass 11,429 4,896 14,144 5,890 8,739 9,357 — 54,455 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 11,429 4,896 14,144 5,890 8,739 9,357 — 54,455 Current period gross charge-offs — — — — — — — — Year of Origination 2026 2025 2024 2023 2022 Prior to 2022 Revolving Loans Total Loans (Dollars in thousands) June 30, 2026: Multifamily Pass 3,646 1,146 3,564 20,157 20,224 9,804 116 58,657 Special mention — — — — — — — — Substandard accruing — — — — — 2,949 — 2,949 Nonaccrual — — — — — — — — Total multifamily 3,646 1,146 3,564 20,157 20,224 12,753 116 61,606 Current period gross charge-offs — — — — — — — — Other Pass 25,989 25,461 32,442 16,546 26,592 33,386 930 161,346 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total other 25,989 25,461 32,442 16,546 26,592 33,386 930 161,346 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 5,102 5,827 3,545 15,502 16,088 12,268 1,972 60,304 Special mention — — — — — 226 — 226 Substandard accruing — — — — — 754 — 754 Nonaccrual — — — — — — 64 64 Total consumer mortgage 5,102 5,827 3,545 15,502 16,088 13,248 2,036 61,348 Current period gross charge-offs — — — — — — — — Investment property Pass 4,348 6,868 7,962 8,244 9,170 14,841 1,664 53,097 Special mention — — — — — — — — Substandard accruing — 234 — 37 90 2 — 363 Nonaccrual — — — — — — — — Total investment property 4,348 7,102 7,962 8,281 9,260 14,843 1,664 53,460 Current period gross charge-offs — — — — — — — — Consumer installment Pass 3,601 2,983 1,406 607 632 195 481 9,905 Special mention — — 5 — — — — 5 Substandard accruing — — 5 — — — 4 9 Nonaccrual — — — — — — — — Total consumer installment 3,601 2,983 1,416 607 632 195 485 9,919 Current period gross charge-offs — 22 — 14 — — — 36 Total loans Pass 86,917 95,325 72,374 82,360 94,546 133,414 9,237 574,173 Special mention — — 5 — — 226 608 839 Substandard accruing 74 234 496 38 254 3,705 4 4,805 Nonaccrual — — — — — — 64 64 Total loans $ 86,991 95,559 72,875 82,398 94,800 137,345 9,913 $ 579,881 Total current period gross charge-offs $ — 22 — 19 — 378 — $ 419 Year of Origination 2025 2024 2023 2022 2021 Prior to 2021 Revolving Loans Total Loans (Dollars in thousands) December 31, 2025: Commercial and industrial Pass $ 8,566 5,035 3,970 2,865 4,366 8,074 778 $ 33,654 Special mention 74 4 7 — — — — 85 Substandard accruing — — 7 139 2 — — 148 Nonaccrual — — — — — — — — Total commercial and industrial 8,640 5,039 3,984 3,004 4,368 8,074 778 33,887 Current period gross charge-offs 40 — 99 3 — — — 142 Municipal Pass $ 837 — 1,156 4,190 6,013 9,145 3,172 $ 24,513 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total municipal 837 — 1,156 4,190 6,013 9,145 3,172 24,513 Current period gross charge-offs — — — — — — — — Construction and land development Pass 31,315 14,175 7,321 2,080 69 711 765 56,436 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total construction and land development 31,315 14,175 7,321 2,080 69 711 765 56,436 Current period gross charge-offs — — — — — — — — Commercial real estate: Owner occupied Pass 9,755 1,312 11,889 6,235 13,830 11,618 2,682 57,321 Special mention 620 — — — — — 750 1,370 Substandard accruing — 499 — — — — — 499 Nonaccrual — — — — — 378 — 378 Total owner occupied 10,375 1,811 11,889 6,235 13,830 11,996 3,432 59,568 Current period gross charge-offs — — — — — 296 — 296 Hotel/motel Pass 5,012 14,161 6,143 8,976 2,948 10,630 — 47,870 Special mention — — — — — — — — Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total hotel/motel 5,012 14,161 6,143 8,976 2,948 10,630 — 47,870 Current period gross charge-offs — — — — — — — — Year of Origination 2025 2024 2023 2022 2021 Prior to 2021 Revolving Loans Total Loans (Dollars in thousands) December 31, 2025: Multifamily Pass 1,254 3,615 12,550 20,560 1,726 8,652 142 48,499 Special mention — — — — — — — — Substandard accruing — — — — — 3,017 — 3,017 Nonaccrual — — — — — — — — Total multifamily 1,254 3,615 12,550 20,560 1,726 11,669 142 51,516 Current period gross charge-offs — — — — — — — — Other Pass 25,027 41,004 12,501 28,033 17,244 24,310 17,589 165,708 Special mention — 364 — — 495 — — 859 Substandard accruing — — — — — — — — Nonaccrual — — — — — — — — Total other 25,027 41,368 12,501 28,033 17,739 24,310 17,589 166,567 Current period gross charge-offs — — — — — — — — Residential real estate: Consumer mortgage Pass 6,413 4,344 16,249 16,527 2,263 10,977 1,692 58,465 Special mention — — — — — 184 65 249 Substandard accruing — — — — — 754 245 999 Nonaccrual — — 68 — — — — 68 Total consumer mortgage 6,413 4,344 16,317 16,527 2,263 11,915 2,002 59,781 Current period gross charge-offs — — 4 — — 1 — 5 Investment property Pass 9,332 8,045 10,016 9,849 6,790 10,375 1,999 56,406 Special mention — — — — — — — — Substandard accruing 236 — — 91 4 — — 331 Nonaccrual — — 36 — — — — 36 Total investment property 9,568 8,045 10,052 9,940 6,794 10,375 1,999 56,773 Current period gross charge-offs — — 2 — — — — 2 Consumer installment Pass 4,121 1,981 972 780 137 81 304 8,376 Special mention — 7 2 — — — — 9 Substandard accruing 8 7 21 — — — — 36 Nonaccrual — — — — — — — — Total consumer installment 4,129 1,995 995 780 137 81 304 8,421 Current period gross charge-offs 42 45 9 — — — — 96 Total loans Pass 101,632 93,672 82,767 100,095 55,386 94,573 29,123 557,248 Special mention 694 375 9 — 495 184 815 2,572 Substandard accruing 244 506 28 230 6 3,771 245 5,030 Nonaccrual — — 104 — — 378 — 482 Total loans $ 102,570 94,553 82,908 100,325 55,887 98,906 30,183 $ 565,332 T otal current period gross charge-offs $ 82 45 114 3 — 297 — $ 541 |
| Schedule Of Composition Of Provision For Credit Losses [Table Text Block]] | Quarter ended June 30, Six months ended June 30, (Dollars in thousands) 2026 2025 2026 2025 Provision for credit losses: Loans $ (212) $ 166 $ (210) $ 110 Reserve for unfunded commitments (36) (53) (114) (7) Total provision for credit $ (248) $ 113 $ (324) $ 103 |
| Allowance for Credit Losses on Financing Receivables [Table Text Block] | (Dollars in thousands) Commercial and industrial Municipal Construction and land development Commercial real estate Residential real estate Consumer installment Total Quarter ended June 30, 2026: Beginning balance $ 686 154 694 4,056 1,029 157 $ 6,776 Charge-offs — — — — — (3) (3) Recoveries 4 — — — 7 14 25 Net (charge-offs) recoveries 4 — — — 7 11 22 Provision for credit losses (148) (4) (19) (97) 58 (2) (212) Ending balance $ 542 150 675 3,959 1,094 166 $ 6,586 Six months ended June 30, 2026: Beginning balance $ 1,129 — 1,304 3,777 837 129 $ 7,176 Charge-offs (5) — — (378) — (36) (419) Recoveries 4 — — — 9 26 39 Net (charge-offs) recoveries (1) — — (378) 9 (10) (380) Provision for credit losses (586) 150 (629) 560 248 47 (210) Ending balance $ 542 150 675 3,959 1,094 166 $ 6,586 Quarter ended June 30, 2025: Beginning balance $ 1,219 n/a 1,401 3,153 861 116 $ 6,750 Charge-offs (3) n/a — — (6) (9) (18) Recoveries 1 n/a — — 61 5 67 Net (charge-offs) recoveries (2) n/a — — 55 (4) 49 Provision for credit losses (5) n/a 212 (2) (50) 11 166 Ending balance $ 1,212 n/a 1,613 3,151 866 123 $ 6,965 Six months ended June 30, 2025: Beginning balance $ 1,244 n/a 1,059 3,842 588 138 $ 6,871 Charge-offs (103) n/a — — (7) (9) (119) Recoveries 30 n/a — — 63 10 103 Net (charge-offs) recoveries (73) n/a — — 56 1 (16) Provision for credit losses 41 n/a 554 (691) 222 (16) 110 Ending balance $ 1,212 n/a 1,613 3,151 866 123 $ 6,965 |
| Schedule Of Financing Receivables NonAccrual Status [Table Text Block] | Nonaccrual Loans Nonaccrual Loans Total (Dollars in thousands) With No Allowance With An Allowance Nonaccrual Loans June 30, 2026 Residential real estate $ — 64 $ 64 Total $ — 64 $ 64 December 31, 2025 Commercial real estate $ 378 — $ 378 Residential real estate — 104 104 Total $ 378 104 $ 482 |
| Schedule Of Collateral Dependent Loans Individually Evaluated For ACL [Table Text Block] | (Dollars in thousands) Real Estate Total Loans December 31, 2025: Commercial real estate $ 378 $ 378 Total $ 378 $ 378 |