The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMMDY 003261203 16,157,345 473,129 SH SOLE 473,129 0 0
ALPHABET INC CAP STK CL C 02079K107 368,877 1,044 SH SOLE 1,044 0 0
ALPHABET INC CAP STK CL A 02079K305 626,240 1,752 SH SOLE 1,752 0 0
AMAZON COM INC COM 023135106 728,844 3,058 SH SOLE 3,058 0 0
APPLE INC COM 037833100 8,946,451 30,918 SH SOLE 30,918 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 496,887 993 SH SOLE 993 0 0
BLACKSTONE INC COM 09260D107 235,340 2,000 SH SOLE 2,000 0 0
BROADCOM INC COM 11135F101 861,270 2,280 SH SOLE 2,280 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 744,731 796 SH SOLE 796 0 0
CROWDSTRIKE HLDGS INC CL A 22788C105 381,570 500 SH SOLE 500 0 0
DBX ETF TR XTRACKRS S&P 500 233051143 10,581,785 153,671 SH SOLE 153,671 0 0
EXXON MOBIL CORP COM 30231G102 728,033 5,325 SH SOLE 5,325 0 0
FIRST TR EXCHANGE TRADED FD NASDQ SEMCNDTR 33738R811 3,845,685 13,496 SH SOLE 13,496 0 0
FIRST TR EXCHANGE-TRADED FD NASDQ CLN EDGE 33737A108 3,394,039 17,700 SH SOLE 17,700 0 0
FLEXSHARES TR STOXX GLOBR INF 33939L795 52,266,020 815,124 SH SOLE 815,124 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673 1,315,271 22,323 SH SOLE 22,323 0 0
INNOVATOR ETFS TRUST EMRGNG MKT JAN 45782C516 273,759 7,605 SH SOLE 7,605 0 0
INNOVATOR ETFS TRUST INTL DVLPD 10 BU 45783Y178 216,771 6,886 SH SOLE 6,886 0 0
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855 236,771 6,909 SH SOLE 6,909 0 0
INTEL CORP COM 458140100 274,792 1,968 SH SOLE 1,968 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537 287,955 12,243 SH SOLE 12,243 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2029 HG 46138J395 334,191 15,816 SH SOLE 15,816 0 0
INVESCO EXCH TRD SLF IDX FD INVSCO 28 HYCORP 46138J452 333,636 15,343 SH SOLE 15,343 0 0
INVESCO EXCH TRD SLF IDX FD BULETSHS 2027 46138J585 248,270 11,110 SH SOLE 11,110 0 0
INVESCO EXCH TRD SLF IDX FD BULL 2031 HI ETF 46139W817 250,502 9,543 SH SOLE 9,543 0 0
INVESCO EXCH TRD SLF IDX FD BULLETSHS 2030 46139W841 389,025 15,072 SH SOLE 15,072 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 383,679 3,399 SH SOLE 3,399 0 0
INVESCO MUN OPPORTUNIT TR COM 46132C107 281,789 28,550 SH SOLE 28,550 0 0
ISHARES GOLD TR ISHARES NEW 464285204 1,327,315 17,578 SH SOLE 17,578 0 0
ISHARES INC CORE MSCI EMKT 46434G103 44,042,457 531,657 SH SOLE 531,657 0 0
ISHARES INC MSCI JAPAN ETF 46434G822 592,178 6,349 SH SOLE 6,349 0 0
ISHARES INC ESG AWR MSCI EM 46434G863 2,112,893 38,634 SH SOLE 38,634 0 0
ISHARES TR CORE S&P500 ETF 464287200 283,829 379 SH SOLE 379 0 0
ISHARES TR CORE S&P MCP ETF 464287507 92,118,564 1,194,638 SH SOLE 1,194,638 0 0
ISHARES TR ISHARES SEMICDTR 464287523 3,449,460 5,383 SH SOLE 5,383 0 0
ISHARES TR CORE S&P SCP ETF 464287804 40,684,447 274,320 SH SOLE 274,320 0 0
ISHARES TR GLB INFRASTR ETF 464288372 203,863 3,061 SH SOLE 3,061 0 0
ISHARES TR NATIONAL MUN ETF 464288414 29,882,051 277,663 SH SOLE 277,663 0 0
ISHARES TR MSCI EURO FL ETF 464289180 976,933 25,056 SH SOLE 25,056 0 0
ISHARES TR CORE MSCI EAFE 46432F842 52,182,040 540,299 SH SOLE 540,299 0 0
ISHARES TR CORE MSCI PAC 46434V696 237,597 2,900 SH SOLE 2,900 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 2,399,894 23,343 SH SOLE 23,343 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 6,184,872 130,455 SH SOLE 130,455 0 0
ISHARES TR ESG AWARE MSCI 46435U663 6,411,088 114,627 SH SOLE 114,627 0 0
ISHARES TR IBON 2026 TE ETF 46436E528 207,438 9,158 SH SOLE 9,158 0 0
ISHARES U S ETF TR BLOOMBERG ROLL 46431W598 5,420,187 98,138 SH SOLE 98,138 0 0
J P MORGAN EXCHANGE TRADED F BETBULD MSCI 46641Q738 30,285,739 282,332 SH SOLE 282,332 0 0
J P MORGAN EXCHANGE TRADED F INTL HDGD EQT LA 46654Q591 580,189 10,478 SH SOLE 10,478 0 0
J P MORGAN EXCHANGE TRADED F HEDG EQU LAD ETF 46654Q724 5,590,219 82,720 SH SOLE 82,720 0 0
JACOBS SOLUTIONS INC COM 46982L108 290,934 2,309 SH SOLE 2,309 0 0
JPMORGAN CHASE & CO COM 46625H100 405,487 1,239 SH SOLE 1,239 0 0
MANULIFE FINL CORP COM 56501R106 302,569 7,469 SH SOLE 7,469 0 0
MCDONALDS CORP COM 580135101 427,312 1,581 SH SOLE 1,581 0 0
META PLATFORMS INC CL A 30303M102 283,898 504 SH SOLE 504 0 0
MICRON TECHNOLOGY INC COM 595112103 217,007 188 SH SOLE 188 0 0
MICROSOFT CORP COM 594918104 2,090,234 5,604 SH SOLE 5,604 0 0
NEW YORK LIFE INVESTMENTS ET HEDGE MULTI STRA 45409B107 38,859,201 1,061,727 SH SOLE 1,061,727 0 0
NORTHRIM BANCORP INC COM 666762109 8,480,692 305,721 SH SOLE 305,721 0 0
NVIDIA CORPORATION COM 67066G104 2,521,706 12,603 SH SOLE 12,603 0 0
PEPSICO INC COM 713448108 432,700 3,196 SH SOLE 3,196 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 347,165 11,988 SH SOLE 11,988 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 211,359 7,182 SH SOLE 7,182 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,681,461 46,372 SH SOLE 46,372 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,825,125 101,990 SH SOLE 101,990 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 2,845,785 123,034 SH SOLE 123,034 0 0
SCHWAB STRATEGIC TR US REIT ETF 808524847 2,549,391 107,660 SH SOLE 107,660 0 0
SHARONAI HOLDINGS INC COM CL A 778920306 10,839,528 128,036 SH SOLE 128,036 0 0
SPDR GOLD TR GOLD SHS 78463V107 276,285 750 SH SOLE 750 0 0
SPDR INDEX SHS FDS ST STR MSCI GLB 78463X475 503,997 5,883 SH SOLE 5,883 0 0
SPDR INDEX SHS FDS ST PORT MARK ETF 78463X509 1,167,484 22,547 SH SOLE 22,547 0 0
SPDR SERIES TRUST ST STR P400MID 78464A847 3,400,903 50,339 SH SOLE 50,339 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 7,282,879 82,873 SH SOLE 82,873 0 0
SPDR SERIES TRUST ST PORT HIGH ETF 78468R606 4,805,692 205,021 SH SOLE 205,021 0 0
SPDR SERIES TRUST ST NUVE TERM ETF 78468R739 23,612,787 492,292 SH SOLE 492,292 0 0
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,809,108 31,370 SH SOLE 31,370 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 213,391,502 285,753 SH SOLE 285,753 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 18,575,462 238,422 SH SOLE 238,422 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 90,819,927 1,237,160 SH SOLE 1,237,160 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 31,001,602 640,132 SH SOLE 640,132 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 200,864 2,083 SH SOLE 2,083 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 214,300 586 SH SOLE 586 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,271,426 14,760 SH SOLE 14,760 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,034,078 4,745 SH SOLE 4,745 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 673,906 1,821 SH SOLE 1,821 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 14,281,410 284,320 SH SOLE 284,320 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 256,001 3,593 SH SOLE 3,593 0 0
VISA INC COM CL A 92826C839 334,324 974 SH SOLE 974 0 0
WALMART INC COM 931142103 330,437 2,918 SH SOLE 2,918 0 0
WELLS FARGO & CO COM 949746101 509,524 6,166 SH SOLE 6,166 0 0