The Securities and Exchange Commission has not necessarily
reviewed the information in this filing and has not determined
if it is accurate and complete.
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UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549 FORM 13F FORM 13F INFORMATION TABLE |
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| COLUMN 1 | COLUMN 2 | COLUMN 3 | COLUMN 4 | COLUMN 5 | COLUMN 6 | COLUMN 7 | COLUMN 8 | ||||
| VALUE | SHRS OR | SH/ | PUT/ | INVESTMENT | OTHER | VOTING AUTHORITY | |||||
| NAME OF ISSUER | TITLE OF CLASS | CUSIP | (x$1000) | PRN AMT | PRN | CALL | DISCRETION | MANAGER | SOLE | SHARED | NONE |
| ABBVIE INC. | COM | 00287Y109 | 434,331 | 1,726 | SH | SOLE | 1,726 | 0 | 0 | ||
| ADVANCED MICRO DEVICES INC | COM | 007903107 | 720,909 | 1,241 | SH | SOLE | 1,241 | 0 | 0 | ||
| AFLAC INC | COM | 001055102 | 234,500 | 2,000 | SH | SOLE | 2,000 | 0 | 0 | ||
| AGNICO EAGLE | COM | 008474108 | 9,853,082 | 63,515 | SH | SOLE | 63,515 | 0 | 0 | ||
| AIR PRODS & CHEMS | COM | 009158106 | 66,482,102 | 226,762 | SH | SOLE | 218,562 | 0 | 8,200 | ||
| ALPHABET A | COM | 38259P508 | 14,847,073 | 41,545 | SH | SOLE | 41,545 | 0 | 0 | ||
| ALPHABET C | COM | 02079K107 | 203,077,278 | 574,752 | SH | SOLE | 548,372 | 0 | 26,380 | ||
| ALTRIA GROUP INC. | COM | 02209S103 | 612,871 | 8,518 | SH | SOLE | 8,518 | 0 | 0 | ||
| AMAZON.COM | COM | 023135106 | 81,955,464 | 343,859 | SH | SOLE | 316,459 | 0 | 27,400 | ||
| AMERICAN EXPRESS | COM | 025816109 | 202,950 | 600 | SH | SOLE | 600 | 0 | 0 | ||
| AMGEN INC | COM | 031162100 | 508,779 | 1,405 | SH | SOLE | 1,405 | 0 | 0 | ||
| ANIXA BIOSCIENCES INC COM | COM | 03528H109 | 28,000 | 10,000 | SH | SOLE | 10,000 | 0 | 0 | ||
| ANTERO RES CORP | COM | 03674X106 | 1,897,560 | 54,000 | SH | SOLE | 54,000 | 0 | 0 | ||
| APPLE INC | COM | 037833100 | 43,074,523 | 148,861 | SH | SOLE | 148,861 | 0 | 0 | ||
| ASML HOLDING N V N Y REGISTRY | COM | N07059210 | 427,730 | 215 | SH | SOLE | 215 | 0 | 0 | ||
| AT&T CORP. | COM | 001957109 | 217,992 | 10,531 | SH | SOLE | 10,531 | 0 | 0 | ||
| ATARA BIOTHERAPEUTICS COM NEW | COM | 046513206 | 574,000 | 50,000 | SH | SOLE | 50,000 | 0 | 0 | ||
| BANK OF AMERICA | COM | 060505104 | 940,170 | 16,500 | SH | SOLE | 16,500 | 0 | 0 | ||
| BERKSHIRE HATH B | COM | 084670702 | 101,134,323 | 202,111 | SH | SOLE | 190,461 | 0 | 11,650 | ||
| BLACKBAUD INC COM | COM | 09227Q100 | 888,600 | 30,000 | SH | SOLE | 30,000 | 0 | 0 | ||
| BLACKROCK INC | COM | 09290D101 | 396,163 | 412 | SH | SOLE | 412 | 0 | 0 | ||
| BOEING CO. | COM | 097023105 | 73,021,609 | 337,329 | SH | SOLE | 323,029 | 0 | 14,300 | ||
| BOX INC CL A | COM | 10316T104 | 371,560 | 14,000 | SH | SOLE | 14,000 | 0 | 0 | ||
| BROADCOM LTD SHS | COM | 11135F101 | 407,970 | 1,080 | SH | SOLE | 1,080 | 0 | 0 | ||
| CALAMOS INVT TR NEW MKT NEUTRA | COM | 128119880 | 381,431 | 23,662 | SH | SOLE | 0 | 0 | 23,662 | ||
| CATERPILLAR INC | COM | 149123101 | 7,241,320 | 6,800 | SH | SOLE | 6,800 | 0 | 0 | ||
| CENCORA | COM | 03073E105 | 1,733,818 | 6,127 | SH | SOLE | 40 | 0 | 6,087 | ||
| CHECK POINT SOFTWARE | COM | m22465104 | 783,717 | 5,963 | SH | SOLE | 0 | 0 | 5,963 | ||
| CHEVRON CORP | COM | 166764100 | 64,155,368 | 387,038 | SH | SOLE | 372,810 | 0 | 14,228 | ||
| CISCO SYSTEMS | COM | 17275R102 | 68,824,824 | 585,943 | SH | SOLE | 545,713 | 0 | 40,230 | ||
| CITIGROUP | COM | 172967424 | 47,419,798 | 338,810 | SH | SOLE | 337,310 | 0 | 1,500 | ||
| CITIZENS FINL | COM | 174610105 | 1,751,750 | 25,000 | SH | SOLE | 25,000 | 0 | 0 | ||
| CLARIVATE PLC ORD SHS | COM | G21810109 | 108,000 | 50,000 | SH | SOLE | 50,000 | 0 | 0 | ||
| CNO FINANCIAL | COM | 12621E103 | 327,453 | 6,423 | SH | SOLE | 6,423 | 0 | 0 | ||
| COCA COLA CO | COM | 191216100 | 2,894,025 | 35,610 | SH | SOLE | 35,610 | 0 | 0 | ||
| COLGATE PALMOLIVE CO | COM | 194162103 | 229,200 | 2,500 | SH | SOLE | 2,500 | 0 | 0 | ||
| CONOCOPHILLIPS | COM | 20825C104 | 371,345 | 3,572 | SH | SOLE | 3,572 | 0 | 0 | ||
| COOPER COS INC COM | COM | 216648501 | 1,792,750 | 25,000 | SH | SOLE | 25,000 | 0 | 0 | ||
| CORTEVA INC. | COM | 22052L104 | 46,977,052 | 554,694 | SH | SOLE | 523,194 | 0 | 31,500 | ||
| COSTCO WHOLESALE | COM | 22160K105 | 385,414 | 412 | SH | SOLE | 412 | 0 | 0 | ||
| D R HORTON | COM | 346232101 | 285,040 | 1,750 | SH | SOLE | 1,750 | 0 | 0 | ||
| DANAHER CORP. | COM | 235851102 | 209,718 | 1,101 | SH | SOLE | 1,101 | 0 | 0 | ||
| DFA INTL. VALUE ETF | ETF | 25434V807 | 448,474 | 8,302 | SH | SOLE | 8,302 | 0 | 0 | ||
| DFA LRG VALUE ETF | ETF | 25434V666 | 3,119,864 | 78,904 | SH | SOLE | 78,904 | 0 | 0 | ||
| DFA SMALL CAP ETF | ETF | 233203843 | 1,769,898 | 21,495 | SH | SOLE | 21,495 | 0 | 0 | ||
| DIMENSIONAL ETF TRUST US TARGE | ETF | 25434V609 | 516,071 | 7,383 | SH | SOLE | 7,383 | 0 | 0 | ||
| DOW CHEMICAL | COM | 260557103 | 6,426,438 | 234,884 | SH | SOLE | 234,884 | 0 | 0 | ||
| ENBRIDGE INC | COM | 291011104 | 227,194 | 4,191 | SH | SOLE | 4,191 | 0 | 0 | ||
| EOS ENERGY ENTERPRISES COM CL | COM | 29415C101 | 117,600 | 20,000 | SH | SOLE | 20,000 | 0 | 0 | ||
| ETHOS TECHNOLOGIES INC CL A | COM | 29765A101 | 220,510 | 12,156 | SH | SOLE | 12,156 | 0 | 0 | ||
| EXXONMOBIL HOLDINGS CORPORATIO | COM | 30231G102 | 1,181,488 | 8,642 | SH | SOLE | 8,642 | 0 | 0 | ||
| F5 NETWORKS INC | COM | 315616102 | 412,216 | 991 | SH | SOLE | 165 | 0 | 826 | ||
| FARMERS NATIONAL BANC COM | COM | 309627107 | 3,679,623 | 252,029 | SH | SOLE | 0 | 0 | 252,029 | ||
| FEDERATED HERMES | COM | 314211103 | 555,203 | 10,054 | SH | SOLE | 10,054 | 0 | 0 | ||
| FEDEX CORP | COM | 31428X106 | 68,071,471 | 217,390 | SH | SOLE | 208,190 | 0 | 9,200 | ||
| FEDEX FREIGHT | COM | 314352105 | 324,650 | 2,150 | SH | SOLE | 1,850 | 0 | 300 | ||
| FIDELITY MID CAP | ETF | 31609A503 | 12,736,642 | 313,865 | SH | SOLE | 313,865 | 0 | 0 | ||
| FISERV INC | COM | 337738108 | 5,599,499 | 114,159 | SH | SOLE | 111,659 | 0 | 2,500 | ||
| FLEX LTD ORD | COM | y2573f102 | 1,173,873 | 7,243 | SH | SOLE | 1,479 | 0 | 5,764 | ||
| FLEXSHARES TR IBOXX 5YR TRGT | COM | 33939L605 | 3,541,849 | 149,005 | SH | SOLE | 147,005 | 0 | 2,000 | ||
| FUNDAMENTAL INVS CL F2 SHS | SHS | 360802821 | 1,508,925 | 14,587 | SH | SOLE | 5,873 | 0 | 8,714 | ||
| GE VERNOVA INC COM | COM | 36828A101 | 637,949 | 543 | SH | SOLE | 543 | 0 | 0 | ||
| GENERAL ELECTRIC | COM | 369604103 | 845,155 | 2,261 | SH | SOLE | 2,261 | 0 | 0 | ||
| GENUINE PARTS CO COM | COM | 372460105 | 2,064,650 | 17,500 | SH | SOLE | 17,500 | 0 | 0 | ||
| GOLDMAN SACHS | COM | 38141G104 | 226,547 | 224 | SH | SOLE | 224 | 0 | 0 | ||
| HEARTFLOW INC COM | COM | 42238D107 | 410,760 | 14,000 | SH | SOLE | 14,000 | 0 | 0 | ||
| HENRY SCHEIN | COM | 806407102 | 55,252,489 | 661,548 | SH | SOLE | 617,248 | 0 | 44,300 | ||
| HOME DEPOT INC. | COM | 437076102 | 1,438,958 | 4,080 | SH | SOLE | 4,080 | 0 | 0 | ||
| IBM | COM | 459200101 | 6,221,771 | 22,125 | SH | SOLE | 22,125 | 0 | 0 | ||
| INTL FLAV/FRAG. | COM | 459506101 | 84,525,997 | 1,066,978 | SH | SOLE | 1,028,978 | 0 | 38,000 | ||
| ISHARES CORE S&P MID-CAP ETF | ETF | 464287507 | 541,312 | 7,020 | SH | SOLE | 7,020 | 0 | 0 | ||
| iSHARES DEVELOPED MARKETS | ETF | 464287465 | 4,207,140 | 40,500 | SH | SOLE | 900 | 0 | 39,600 | ||
| iSHARES DIVIDEND | ETF | 464287168 | 324,479 | 2,076 | SH | SOLE | 2,076 | 0 | 0 | ||
| iSHARES EAFE GROWTH ETF | ETF | 464288885 | 21,808,693 | 175,283 | SH | SOLE | 175,283 | 0 | 0 | ||
| iSHARES EAFE VALUE ETF | ETF | 464288877 | 10,327,207 | 134,908 | SH | SOLE | 134,908 | 0 | 0 | ||
| iSHARES EMERGING MARKETS | ETF | 464287234 | 8,588,875 | 125,550 | SH | SOLE | 75,950 | 0 | 49,600 | ||
| iSHARES ESG 1-5 YR CORPORATE | ETF | 46435G243 | 1,749,300 | 70,000 | SH | SOLE | 70,000 | 0 | 0 | ||
| iSHARES ESG AWARE EMERGING MKT | ETF | 46434G863 | 1,640,700 | 30,000 | SH | SOLE | 30,000 | 0 | 0 | ||
| iSHARES ESG AWARE USA | ETF | 46435G425 | 13,093,600 | 80,000 | SH | SOLE | 80,000 | 0 | 0 | ||
| ISHARES GOLD TRUST | ETF | 464285204 | 692,880 | 9,176 | SH | SOLE | 9,176 | 0 | 0 | ||
| iSHARES PREFERRED STOCK | ETF | 464288687 | 503,085 | 16,500 | SH | SOLE | 16,500 | 0 | 0 | ||
| ISHARES RUSSELL 1000 ETF | ETF | 464287622 | 859,950 | 2,100 | SH | SOLE | 2,100 | 0 | 0 | ||
| iSHARES RUSSELL 1000 GROWTH | ETF | 464287614 | 202,831,494 | 1,633,498 | SH | SOLE | 1,629,398 | 0 | 4,100 | ||
| iSHARES RUSSELL 1000 VALUE | ETF | 464287598 | 1,298,847 | 5,358 | SH | SOLE | 5,358 | 0 | 0 | ||
| ISHARES RUSSELL 2000 INDEX | ETF | 464287655 | 455,482 | 1,516 | SH | SOLE | 1,516 | 0 | 0 | ||
| iSHARES S&P 500 GROWTH | ETF | 464287309 | 761,091 | 5,534 | SH | SOLE | 5,534 | 0 | 0 | ||
| ISHARES S&P SMALL-CAP ETF | ETF | 464287804 | 2,816,555 | 18,991 | SH | SOLE | 11,819 | 0 | 7,172 | ||
| iSHARES SHORT MATURITY BOND | ETF | 46431W507 | 6,050,324 | 119,430 | SH | SOLE | 119,430 | 0 | 0 | ||
| ISHARES TR S&P 500 INDEX | ETF | 464287200 | 1,050,800 | 1,403 | SH | SOLE | 1,403 | 0 | 0 | ||
| ISHARES U.S. TECH ETF | ETF | 464287721 | 8,275,666 | 32,810 | SH | SOLE | 32,810 | 0 | 0 | ||
| J.P. MORGAN CHASE | ETF | 46625H100 | 134,724,977 | 411,588 | SH | SOLE | 395,888 | 0 | 15,700 | ||
| JOHNSON&JOHNSON | COM | 478160104 | 70,169,243 | 276,289 | SH | SOLE | 263,089 | 0 | 13,200 | ||
| KKR & CO | COM | 48251W104 | 4,130,100 | 45,000 | SH | SOLE | 45,000 | 0 | 0 | ||
| LAMB WESTON | COM | 513272104 | 21,733,789 | 503,330 | SH | SOLE | 438,330 | 0 | 65,000 | ||
| LILLY ELI & CO. | COM | 532457108 | 375,422 | 313 | SH | SOLE | 313 | 0 | 0 | ||
| LINDE PLC | COM | G5494J103 | 233,523 | 450 | SH | SOLE | 450 | 0 | 0 | ||
| LIQUIDITY SERVICES | COM | 53635B107 | 8,997,600 | 230,000 | SH | SOLE | 230,000 | 0 | 0 | ||
| LOWE'S COMPANIES | COM | 548661107 | 209,465 | 950 | SH | SOLE | 950 | 0 | 0 | ||
| LYFT INC | COM | 55087P104 | 336,235 | 23,014 | SH | SOLE | 23,014 | 0 | 0 | ||
| M & T BK CORP COM | COM | 55261F104 | 1,303,105 | 5,475 | SH | SOLE | 5,475 | 0 | 0 | ||
| MANULIFE FINL | COM | 56501R106 | 220,942 | 5,454 | SH | SOLE | 5,454 | 0 | 0 | ||
| MASTERCARD INC | COM | 57636Q104 | 1,996,406 | 3,887 | SH | SOLE | 3,887 | 0 | 0 | ||
| MERCK & CO. INC. | COM | 58933Y105 | 1,016,435 | 7,910 | SH | SOLE | 7,910 | 0 | 0 | ||
| META | COM | 30303M102 | 1,417,801 | 2,517 | SH | SOLE | 2,517 | 0 | 0 | ||
| MICROSOFT CORP | COM | 594918104 | 150,505,551 | 403,479 | SH | SOLE | 388,427 | 0 | 15,052 | ||
| MONDELEZ INTL | COM | 609207105 | 203,828 | 3,524 | SH | SOLE | 3,524 | 0 | 0 | ||
| NASDAQ 100 SHARES | ETF | 46090E103 | 306,342 | 416 | SH | SOLE | 416 | 0 | 0 | ||
| NATIXIS LOOMIS SAYLES INV GRAD | ETF | 543487144 | 295,305 | 30,350 | SH | SOLE | 30,350 | 0 | 0 | ||
| NEUBERGER BRMN. MLP INCOME | MLP | 64129H104 | 1,166,100 | 115,000 | SH | SOLE | 115,000 | 0 | 0 | ||
| NUVEEN ARIZONA QLTY MUNI | COM | 67061W104 | 124,900 | 10,000 | SH | SOLE | 10,000 | 0 | 0 | ||
| NUVEEN ESG LARGE CAP VALUE | ETF | 67092P300 | 4,999,000 | 100,000 | SH | SOLE | 100,000 | 0 | 0 | ||
| NUVEEN MUNI VALUE | COM | 670928100 | 184,400 | 20,000 | SH | SOLE | 20,000 | 0 | 0 | ||
| NUVEEN NY AMT-FREE MUN | SHS | 670656107 | 278,720 | 26,000 | SH | SOLE | 26,000 | 0 | 0 | ||
| NVIDIA CORP | COM | 67066G104 | 3,378,758 | 16,886 | SH | SOLE | 16,886 | 0 | 0 | ||
| OKTA INC | COM | 679295105 | 2,058,212 | 15,084 | SH | SOLE | 15,084 | 0 | 0 | ||
| ON SEMI | COM | 682189105 | 287,874 | 3,045 | SH | SOLE | 3,045 | 0 | 0 | ||
| OPTION CARE HEALTH INC COM NEW | COM | 68404L201 | 4,194,000 | 200,000 | SH | SOLE | 200,000 | 0 | 0 | ||
| PARKER HANNIFIN | COM | 701094104 | 1,752,791 | 1,792 | SH | SOLE | 1,792 | 0 | 0 | ||
| PEPSICO INC | COM | 713448108 | 901,243 | 6,656 | SH | SOLE | 2,709 | 0 | 3,947 | ||
| PFIZER INC | COM | 717081103 | 48,282,064 | 2,005,069 | SH | SOLE | 1,917,069 | 0 | 88,000 | ||
| PHILIP MORRIS INTl. | COM | 718172109 | 19,530,186 | 107,955 | SH | SOLE | 106,955 | 0 | 1,000 | ||
| PHILLIPS 66 | COM | 718546104 | 253,575 | 1,500 | SH | SOLE | 1,500 | 0 | 0 | ||
| PIMCO ENHANCED SHORT MATURITY | ETF | 72201R833 | 1,609,975 | 15,970 | SH | SOLE | 15,970 | 0 | 0 | ||
| PIMCO INTERM. MUNI ETF | ETF | 72201R866 | 2,156,600 | 41,000 | SH | SOLE | 41,000 | 0 | 0 | ||
| PNC FINANCIAL | COM | 693475105 | 1,257,199 | 5,106 | SH | SOLE | 5,106 | 0 | 0 | ||
| PPG INDUSTRIES | COM | 693506107 | 268,172 | 2,211 | SH | SOLE | 2,211 | 0 | 0 | ||
| PROCTER & GAMBLE | COM | 742718109 | 1,782,409 | 12,155 | SH | SOLE | 12,155 | 0 | 0 | ||
| PUTNAM MUNI OPPORT TRUST | ETF | 746922103 | 131,750 | 12,500 | SH | SOLE | 12,500 | 0 | 0 | ||
| QNITY ELECTRONICS | COM | 74743L100 | 47,150,918 | 288,720 | SH | SOLE | 279,720 | 0 | 9,000 | ||
| QUALCOMM INC. | COM | 747525103 | 104,278,963 | 564,311 | SH | SOLE | 530,321 | 0 | 33,990 | ||
| RAYMOND JAMES FINL | COM | 754730109 | 950,187 | 6,250 | SH | SOLE | 6,250 | 0 | 0 | ||
| REVOLUTION MEDICINES | COM | 76155X100 | 280,920 | 1,500 | SH | SOLE | 1,500 | 0 | 0 | ||
| SCHLUMBERGER | COM | 806857108 | 258,298 | 5,556 | SH | SOLE | 5,556 | 0 | 0 | ||
| SCHWAB S&P 500 INDEX | ETF | 808509855 | 925,916 | 47,925 | SH | SOLE | 47,925 | 0 | 0 | ||
| SCHWAB U.S. BROAD MARKET | ETF | 808524102 | 1,576,644 | 54,442 | SH | SOLE | 54,442 | 0 | 0 | ||
| SCHWAB U.S. LARGE-CAP ETF | ETF | 808524300 | 3,811,479 | 129,510 | SH | SOLE | 129,510 | 0 | 0 | ||
| SCHWAB U.S. MID CAP | ETF | 808524508 | 2,465,115 | 66,860 | SH | SOLE | 66,860 | 0 | 0 | ||
| SERVICENOW INC COM | COM | 81762P102 | 292,380 | 2,945 | SH | SOLE | 2,945 | 0 | 0 | ||
| SIMON PROPERTY GROUP INC | COM | 828806109 | 13,150,620 | 58,800 | SH | SOLE | 58,800 | 0 | 0 | ||
| SKYWORKS SOLUTIONS INC. | COM | 83088M102 | 271,200 | 4,000 | SH | SOLE | 0 | 0 | 4,000 | ||
| SMUCKER J M CO | COM | 832696405 | 84,674,025 | 752,658 | SH | SOLE | 685,658 | 0 | 67,000 | ||
| SPDR GOLD SHARES | ETF | 78463v107 | 52,628,609 | 142,865 | SH | SOLE | 142,565 | 0 | 300 | ||
| SPDR S&P 400 MID CAP VALUE | ETF | 78464A839 | 484,778 | 5,111 | SH | SOLE | 5,111 | 0 | 0 | ||
| SPDR S&P 400 MIDCAP | ETF | 78467Y107 | 8,857,924 | 12,594 | SH | SOLE | 12,594 | 0 | 0 | ||
| SPDR S&P 500 ETF | ETF | 78462F103 | 1,951,310 | 2,613 | SH | SOLE | 2,613 | 0 | 0 | ||
| SPDR S&P BIOTECH | ETF | 78464A870 | 3,041,565 | 19,220 | SH | SOLE | 19,220 | 0 | 0 | ||
| SPDR SERIES TRUST SPDR BLOOMBE | ETF | 78468R663 | 696,464 | 7,600 | SH | SOLE | 7,600 | 0 | 0 | ||
| SPDR SHORT TERM MUNICIPAL | ETF | 78468r739 | 1,026,451 | 21,400 | SH | SOLE | 21,400 | 0 | 0 | ||
| SPDR SHORT-TERM CORPORATE BOND | ETF | 78464A474 | 4,923,891 | 164,075 | SH | SOLE | 164,075 | 0 | 0 | ||
| SPDR-TECHNOLOGY | ETF | 81369Y803 | 7,325,875 | 38,452 | SH | SOLE | 38,452 | 0 | 0 | ||
| STANDARD BIOTOOLS INC COM | COM | 34385P108 | 658,160 | 800,000 | SH | SOLE | 800,000 | 0 | 0 | ||
| TESLA MOTORS | COM | 88160R101 | 515,235 | 1,225 | SH | SOLE | 1,225 | 0 | 0 | ||
| TETRA TECH INC | COM | 88162g103 | 2,195,640 | 76,000 | SH | SOLE | 1,000 | 0 | 75,000 | ||
| THERMO FISHER SCIENTIFIC | COM | 883556102 | 276,751 | 552 | SH | SOLE | 552 | 0 | 0 | ||
| TITAN INTL INC | COM | 88830M102 | 6,156,026 | 798,447 | SH | SOLE | 798,447 | 0 | 0 | ||
| TJX COS INC | COM | 872540109 | 22,560,622 | 148,915 | SH | SOLE | 106,715 | 0 | 42,200 | ||
| TRUIST FINL CORP | COM | 89832Q109 | 1,125,932 | 22,600 | SH | SOLE | 22,600 | 0 | 0 | ||
| TWILIO INC | COM | 90138F102 | 2,063,300 | 10,000 | SH | SOLE | 10,000 | 0 | 0 | ||
| UNITED BANKSHARES | COM | 909907107 | 2,591,290 | 56,541 | SH | SOLE | 56,541 | 0 | 0 | ||
| VANECK VECTORS GOLD MINERS | ETF | 92189f106 | 38,910,621 | 515,714 | SH | SOLE | 514,014 | 0 | 1,700 | ||
| VANECK VECTORS PFD. SEC. EX-FI | ETF | 92189F429 | 178,400 | 10,000 | SH | SOLE | 10,000 | 0 | 0 | ||
| VANGUARD DEVEL. MARKETS ETF | ETF | 921943858 | 16,597,035 | 232,941 | SH | SOLE | 224,497 | 0 | 8,444 | ||
| VANGUARD DIV. APPRECIATION ETF | ETF | 921908844 | 5,973,193 | 25,244 | SH | SOLE | 25,244 | 0 | 0 | ||
| VANGUARD EMERG. MARKETS ETF | ETF | 922042858 | 34,210,415 | 573,135 | SH | SOLE | 552,977 | 0 | 20,158 | ||
| VANGUARD EUROPE ETF | ETF | 922042874 | 3,550,454 | 40,100 | SH | SOLE | 40,100 | 0 | 0 | ||
| VANGUARD GROWTH | ETF | 922908736 | 2,208,457 | 25,638 | SH | SOLE | 25,638 | 0 | 0 | ||
| VANGUARD INDEX FDS MCAP VL IDX | ETF | 922908512 | 2,009,592 | 10,170 | SH | SOLE | 770 | 0 | 9,400 | ||
| VANGUARD INTERM. TREASURY | ETF | 92206c706 | 13,764,811 | 233,381 | SH | SOLE | 233,381 | 0 | 0 | ||
| VANGUARD INTERM-TERM BOND | ETF | 921937819 | 396,539 | 5,170 | SH | SOLE | 5,170 | 0 | 0 | ||
| VANGUARD INTER-TERM CORP BOND | ETF | 92206C870 | 2,718,358 | 32,890 | SH | SOLE | 32,890 | 0 | 0 | ||
| VANGUARD INTL. HIGH DIVIDEND E | ETF | 921946794 | 314,240 | 3,200 | SH | SOLE | 3,200 | 0 | 0 | ||
| VANGUARD LARGE CAP ETF | ETF | 922908637 | 2,210,089 | 6,426 | SH | SOLE | 6,426 | 0 | 0 | ||
| VANGUARD MBS ETF | ETF | 92206C771 | 15,570,176 | 332,625 | SH | SOLE | 332,625 | 0 | 0 | ||
| VANGUARD MID CAP | ETF | 922908629 | 15,771,481 | 195,749 | SH | SOLE | 187,089 | 0 | 8,660 | ||
| VANGUARD S&P 500 ETF | ETF | 922908363 | 11,222,200 | 16,340 | SH | SOLE | 8,020 | 0 | 8,320 | ||
| VANGUARD S/T CORP BOND ETF | ETF | 92206C409 | 17,063,446 | 215,911 | SH | SOLE | 213,411 | 0 | 2,500 | ||
| VANGUARD SMALL CAP GROWTH | ETF | 922908595 | 208,488 | 570 | SH | SOLE | 570 | 0 | 0 | ||
| VANGUARD SMALL CAP VALUE ETF | ETF | 922908611 | 561,550 | 2,311 | SH | SOLE | 311 | 0 | 2,000 | ||
| VANGUARD SMALL-CAP ETF | ETF | 922908751 | 14,842,875 | 48,967 | SH | SOLE | 48,317 | 0 | 650 | ||
| VANGUARD S-T TIPS | ETF | 922020805 | 2,633,308 | 52,425 | SH | SOLE | 52,425 | 0 | 0 | ||
| VANGUARD STAR FD TL INT STK ID | ETF | 921909819 | 211,069 | 4,594 | SH | SOLE | 4,594 | 0 | 0 | ||
| VANGUARD TOTAL BOND MARKET | ETF | 921937835 | 10,596,733 | 144,350 | SH | SOLE | 141,350 | 0 | 3,000 | ||
| VANGUARD TOTAL INTL. ETF | ETF | 922042775 | 2,681,284 | 32,015 | SH | SOLE | 32,015 | 0 | 0 | ||
| VANGUARD VALUE | ETF | 922908744 | 26,516,988 | 121,677 | SH | SOLE | 119,177 | 0 | 2,500 | ||
| VANGUARD WINDSOR-ADM | ETF | 922018403 | 2,871,704 | 36,077 | SH | SOLE | 36,077 | 0 | 0 | ||
| VERIZON COMM. | COM | 92343V104 | 8,013,467 | 189,265 | SH | SOLE | 189,265 | 0 | 0 | ||
| VISA INC CL A | COM | 92826C839 | 1,411,472 | 4,114 | SH | SOLE | 4,114 | 0 | 0 | ||
| VISTANCE NETWORKS INC | COM | 20337x109 | 5,357,376 | 419,200 | SH | SOLE | 419,200 | 0 | 0 | ||
| VYNE THERAP. | COM | 92941V209 | 33,493 | 51,472 | SH | SOLE | 51,472 | 0 | 0 | ||
| WAL-MART STORES | COM | 931142103 | 393,780 | 3,477 | SH | SOLE | 3,477 | 0 | 0 | ||
| WALT DISNEY CO. | COM | 254687106 | 34,944,888 | 363,064 | SH | SOLE | 338,864 | 0 | 24,200 | ||
| WESTERN DIGITAL | COM | 958102105 | 309,140 | 484 | SH | SOLE | 484 | 0 | 0 | ||
| WISDOMTREE LARGECAP DIV | ETF | 97717W307 | 360,602 | 3,744 | SH | SOLE | 3,744 | 0 | 0 | ||