The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE INC COM 00724F101 658,319 3,211 SH SOLE 3,211 0 0
ALPHABET INC CAP STK CL A 02079K305 2,667,767 7,465 SH SOLE 7,465 0 0
ALPHABET INC CAP STK CL C 02079K107 374,654 1,060 SH SOLE 1,060 0 0
AMAZON COM INC COM 023135106 1,682,919 7,061 SH SOLE 7,061 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 1,150,537 9,222 SH SOLE 9,222 0 0
APPLE INC COM 037833100 1,719,377 5,942 SH SOLE 5,942 0 0
BAUSCH HEALTH COS INC COM 071734107 247,042 50,110 SH SOLE 50,110 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,497,700 2 SH SOLE 2 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,187,926 2,374 SH SOLE 2,374 0 0
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 591,076 11,293 SH SOLE 11,293 0 0
BRIGHTHOUSE FINL INC COM 10922N103 445,316 7,035 SH SOLE 7,035 0 0
BROADCOM INC COM 11135F101 507,318 1,343 SH SOLE 1,343 0 0
CAPITAL GROUP DIVIDEND VALUE SHS CREAT UNIT 14020W106 279,924 5,680 SH SOLE 5,680 0 0
CLOROX CO DEL COM 189054109 763,520 8,000 SH SOLE 8,000 0 0
CONSOLIDATED EDISON INC COM 209115104 238,408 2,155 SH SOLE 2,155 0 0
COPART INC COM 217204106 789,320 28,000 SH SOLE 28,000 0 0
DELTA AIR LINES INC COM NEW 247361702 271,146 2,895 SH SOLE 2,895 0 0
DOMINION ENERGY INC COM 25746U109 201,749 2,954 SH SOLE 2,954 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 512,599 4,050 SH SOLE 4,050 0 0
EATON CORP PLC SHS G29183103 249,706 586 SH SOLE 586 0 0
ETFS GOLD TR PHYSCL GOLD SHS 00326A104 256,829 6,718 SH SOLE 6,718 0 0
EXXON MOBIL CORP COM 30231G102 277,426 2,029 SH SOLE 2,029 0 0
FIDELITY COVINGTON TRUST HIGH DIVID ETF 316092840 1,297,923 21,528 SH SOLE 21,528 0 0
FIRST BANCORP N C COM 318910106 421,043 6,586 SH SOLE 6,586 0 0
GENERAL MILLS INC COM 370334104 348,000 10,000 SH SOLE 10,000 0 0
HARBOR ETF TRUST LONG TERM GROWER 41151J406 430,163 13,248 SH SOLE 13,248 0 0
HEALTHPEAK PROPERTIES INC COM 42250P103 430,268 20,106 SH SOLE 20,106 0 0
HOME DEPOT INC COM 437076102 225,234 639 SH SOLE 639 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 351,512 1,250 SH SOLE 1,250 0 0
INVESCO EXCH TRADED FD TR II S&P SMALLCAP 600 46138G664 2,877,741 48,365 SH SOLE 48,365 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 743,080 4,600 SH SOLE 4,600 0 0
INVESCO EXCHANGE TRADED FD T S&P 100 EQL WIGH 46137V449 432,065 3,349 SH SOLE 3,349 0 0
INVESCO EXCHANGE TRADED FD T S&P SMLCP MOMENT 46137V498 2,312,638 24,700 SH SOLE 24,700 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 4,974,756 44,071 SH SOLE 44,071 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 TOP 50 46137V233 1,675,681 27,367 SH SOLE 27,367 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 3,062,020 17,997 SH SOLE 17,997 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 4,895,816 6,648 SH SOLE 6,648 0 0
ISHARES TR MSCI US GARP ETF 46436E403 206,375 2,500 SH SOLE 2,500 0 0
ISHARES TR MRGSTR MD CP GRW 464288307 205,054 2,086 SH SOLE 2,086 0 0
ISHARES TR HDG MSCI EAFE 46434V803 5,996,274 127,784 SH SOLE 127,784 0 0
ISHARES TR SP SMCP600VL ETF 464287879 932,998 6,826 SH SOLE 6,826 0 0
ISHARES TR NATIONAL MUN ETF 464288414 282,825 2,628 SH SOLE 2,628 0 0
ISHARES TR SHRT NAT MUN ETF 464288158 301,523 2,832 SH SOLE 2,832 0 0
ISHARES TR SELECT DIVID ETF 464287168 403,607 2,582 SH SOLE 2,582 0 0
ISHARES TR CORE US AGGBD ET 464287226 655,009 6,618 SH SOLE 6,618 0 0
ISHARES TR CORE S&P500 ETF 464287200 337,749 451 SH SOLE 451 0 0
ISHARES TR RUS TP200 GR ETF 464289438 4,566,683 15,714 SH SOLE 15,714 0 0
ISHARES U S ETF TR SHOR MAT MUN ETF 46431W838 555,490 11,026 SH SOLE 11,026 0 0
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670 303,139 6,458 SH SOLE 6,458 0 0
JOHNSON & JOHNSON COM 478160104 337,374 1,328 SH SOLE 1,328 0 0
LOWES COS INC COM 548661107 243,073 1,102 SH SOLE 1,102 0 0
MCKESSON CORP COM 58155Q103 456,382 604 SH SOLE 604 0 0
META PLATFORMS INC CL A 30303M102 570,692 1,013 SH SOLE 1,013 0 0
MICRON TECHNOLOGY INC COM 595112103 225,087 195 SH SOLE 195 0 0
MICROSOFT CORP COM 594918104 1,530,319 4,103 SH SOLE 4,103 0 0
NETFLIX INC. COM 64110L106 392,343 5,495 SH SOLE 5,495 0 0
NVIDIA CORPORATION COM 67066G104 4,473,418 22,357 SH SOLE 22,357 0 0
OPUS GENETICS INC COM 67577R102 41,100 10,000 SH SOLE 10,000 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 261,691 2,243 SH SOLE 2,243 0 0
PFIZER INC COM 717081103 284,995 11,835 SH SOLE 11,835 0 0
PIMCO ETF TR MUNI INCOME OPP 72201R635 785,882 17,174 SH SOLE 17,174 0 0
PIMCO ETF TR SHTRM MUN BD ACT 72201R874 227,553 4,506 SH SOLE 4,506 0 0
PIMCO ETF TR INTER MUN BD ACT 72201R866 1,666,578 31,684 SH SOLE 31,684 0 0
ROYAL BK CDA COM 780087102 1,405,740 6,792 SH SOLE 6,792 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 256,189 7,360 SH SOLE 7,360 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,349,884 37,362 SH SOLE 37,362 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 3,272,397 88,755 SH SOLE 88,755 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 28,832,942 909,270 SH SOLE 909,270 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,154,381 39,861 SH SOLE 39,861 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 529,198 21,922 SH SOLE 21,922 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 861,826 37,260 SH SOLE 37,260 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,623,094 58,595 SH SOLE 58,595 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 29,141,777 861,164 SH SOLE 861,164 0 0
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 236,245 1,240 SH SOLE 1,240 0 0
SPDR SERIES TRUST ST STR SP600GRWO 78464A201 4,709,175 39,530 SH SOLE 39,530 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 237,980 2,000 SH SOLE 2,000 0 0
SPDR SERIES TRUST ST STR SP600SM C 78464A300 3,868,242 35,453 SH SOLE 35,453 0 0
STATE STR SPDR S&P MIDCAP 40 UTSER1 S&PDCRP 78467Y107 2,031,246 2,888 SH SOLE 2,888 0 0
T ROWE PRICE EXCHANGE-TRADED ULTRA SHRT TRM 87283Q701 1,635,226 32,856 SH SOLE 32,856 0 0
T ROWE PRICE EXCHANGE-TRADED CAP APPRECIATION 87283Q867 715,987 17,421 SH SOLE 17,421 0 0
TESLA INC COM 88160R101 317,132 754 SH SOLE 754 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 2,898,864 5,782 SH SOLE 5,782 0 0
UNITED PARCEL SVCS INC CL B 911312106 246,068 2,289 SH SOLE 2,289 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 261,044 398 SH SOLE 398 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 848,032 11,552 SH SOLE 11,552 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 258,471 5,337 SH SOLE 5,337 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 240,737 700 SH SOLE 700 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,022,930 4,694 SH SOLE 4,694 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 15,763,528 182,999 SH SOLE 182,999 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 4,850,583 13,108 SH SOLE 13,108 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 704,667 1,026 SH SOLE 1,026 0 0
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 360,850 1,466 SH SOLE 1,466 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 463,167 1,528 SH SOLE 1,528 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595 9,354,389 25,579 SH SOLE 25,579 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,565,154 31,838 SH SOLE 31,838 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,014,904 5,136 SH SOLE 5,136 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 208,289 2,160 SH SOLE 2,160 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 4,478,436 18,431 SH SOLE 18,431 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 539,350 6,440 SH SOLE 6,440 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 212,053 2,395 SH SOLE 2,395 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 980,067 19,512 SH SOLE 19,512 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,713,448 33,876 SH SOLE 33,876 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 203,020 858 SH SOLE 858 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 1,703,351 19,925 SH SOLE 19,925 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 244,459 3,431 SH SOLE 3,431 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 9,984,170 63,179 SH SOLE 63,179 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207 438,804 1,946 SH SOLE 1,946 0 0
VANGUARD WORLD FD ENERGY ETF 92204A306 1,356,124 9,033 SH SOLE 9,033 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,398,862 11,704 SH SOLE 11,704 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,299,598 30,694 SH SOLE 30,694 0 0
WALMART INC COM 931142103 295,764 2,611 SH SOLE 2,611 0 0
WAVE LIFE SCIENCES LTD SHS Y95308105 188,825 32,500 SH SOLE 32,500 0 0
ZIM INTEGRATED SHIPPING SERV SHS M9T951109 1,157,338 44,513 SH SOLE 44,513 0 0
ZOETIS INC CL A 98978V103 652,058 9,074 SH SOLE 9,074 0 0