The following tables present advances from the FHLB as of the dates indicated (dollars in thousands): | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | | | | | | | | FHLB advances: | | | | | | | | | Short-term advances (one year or less) | $ | — | | | $ | — | | | Long-term advances (over one year) | — | | | 10,000 | | Total | $ | — | | | $ | 10,000 | | | | | | | | | |
| | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | | Fixed Rate: | | | | | Outstanding balance | $ | — | | | $ | 10,000 | | | Interest rates ranging from | — | % | | 4.06 | % | | Interest rates ranging to | — | % | | 4.06 | % | | Weighted average interest rate | — | % | | 4.06 | % | | | | | | | | | | | | |
The following table presents the Company’s borrowing capacity from the FHLB as of the dates indicated: | | | | | | | | | | | | | June 30, 2026 | | December 31, 2025 | Amount available to borrow under credit facility(1) | $ | 485,376 | | | $ | 347,095 | | | Advance equivalent of collateral: | | | | | One-to-four family loans | $ | 197,352 | | | $ | 190,290 | | | Commercial and multifamily loans | 19,080 | | | 21,097 | | | Home equity loans | 275 | | | 278 | | | | | | | Notional amount of letters of credit outstanding | 15,000 | | | 14,000 | | Remaining FHLB borrowing capacity(2) | $ | 201,708 | | | $ | 187,665 | | | | | | | | | |
(1)Subject to eligible pledged collateral. (2)Amount remaining from the advance equivalent of collateral less letters of credit outstanding and FHLB advances.
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