The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P500 ETF 464287200 156,080,970 208,416 SH SOLE 0 0 208,416
iShares Core S&P 500 ETF ETF 464287200 156,080,970 208,416 SH SOLE 0 0 208,416
ISHARES TR CORE S&P MCP ETF 464287507 59,887,089 776,645 SH SOLE 0 0 776,644
iShares Core S&P Mid-Cap ETF ETF 464287507 59,887,089 776,645 SH SOLE 0 0 776,644
AMERICAN CENTY ETF TR INTL EQT ETF 025072703 38,003,855 426,053 SH SOLE 0 0 426,052
APPLE INC COM 037833100 29,946,871 103,493 SH SOLE 0 0 102,214
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604 28,158,794 291,832 SH SOLE 0 0 291,831
VICTORY PORTFOLIOS II CORE BD ETF 92647N527 19,550,764 417,413 SH SOLE 0 0 417,412
ALPHABET INC CAP STK CL A 02079K305 19,268,372 53,917 SH SOLE 0 0 53,916
BROADCOM INC COM 11135F101 18,452,525 48,848 SH SOLE 0 0 48,848
ISHARES TR CORE S&P SCP ETF 464287804 17,629,639 118,870 SH SOLE 0 0 118,870
iShares Core S&P Small-Cap ETF ETF 464287804 17,629,639 118,870 SH SOLE 0 0 118,870
MICROSOFT CORP COM 594918104 16,655,807 44,652 SH SOLE 0 0 43,436
Microsoft Corp Stock 594918104 16,655,807 44,652 SH SOLE 1,215 0 43,436
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 15,290,814 527,998 SH SOLE 0 0 527,997
Schwab US Broad Market ETF ETF 808524102 15,290,814 527,998 SH SOLE 0 0 527,997
PROCTER & GAMBLE CO COM 742718109 14,571,900 99,372 SH SOLE 0 0 92,755
Procter & Gamble Co Stock 742718109 14,571,900 99,372 SH SOLE 6,616 0 92,755
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535 13,402,612 264,769 SH SOLE 0 0 264,769
JPMORGAN CHASE & CO COM 46625H100 11,777,689 35,981 SH SOLE 0 0 35,981
NVIDIA CORPORATION COM 67066G104 11,480,461 57,377 SH SOLE 0 0 57,376
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763 11,000,724 289,037 SH SOLE 0 0 289,036
Schwab Fundamental US Small Company ETF ETF 808524763 11,000,724 289,037 SH SOLE 0 0 289,036
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 10,902,892 15,875 SH SOLE 0 0 15,874
Vanguard S&P 500 ETF ETF 922908363 10,902,892 15,875 SH SOLE 0 0 15,874
ASML HLDG NV N Y REGISTRY SHS N07059210 9,358,901 4,704 SH SOLE 0 0 4,704
PALO ALTO NETWORKS INC COM 697435105 8,416,818 24,681 SH SOLE 0 0 24,681
Palo Alto Networks Inc Stock 697435105 8,416,818 24,681 SH SOLE 0 0 24,681
TRANE TECHNOLOGIES PLC SHS G8994E103 8,305,780 16,910 SH SOLE 0 0 16,910
WILLIAMS COS INC COM 969457100 7,281,829 97,953 SH SOLE 0 0 97,953
Williams Companies Inc Stock 969457100 7,281,829 97,953 SH SOLE 0 0 97,953
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,175,192 14,339 SH SOLE 0 0 14,339
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 7,001,821 88,597 SH SOLE 0 0 88,597
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 6,995,835 9,368 SH SOLE 0 0 9,368
ABBVIE INC COM 00287Y109 6,442,740 25,603 SH SOLE 0 0 25,602
JOHNSON & JOHNSON COM 478160104 6,083,518 23,953 SH SOLE 0 0 23,761
Johnson & Johnson Stock 478160104 6,083,518 23,953 SH SOLE 191 0 23,761
MERCK & CO INC COM 58933Y105 5,954,868 46,341 SH SOLE 0 0 46,341
CITIZENS FINL GROUP INC COM 174610105 5,688,673 81,185 SH SOLE 0 0 81,185
Citizens Financial Group Inc Stock 174610105 5,688,673 81,185 SH SOLE 0 0 81,185
AMGEN INC COM 031162100 5,604,699 15,478 SH SOLE 0 0 15,477
TJX COS INC NEW COM 872540109 5,291,569 34,928 SH SOLE 0 0 34,927
TJX Companies Inc Stock 872540109 5,291,569 34,928 SH SOLE 0 0 34,927
AMAZON COM INC COM 023135106 5,213,056 21,872 SH SOLE 0 0 21,872
HOME DEPOT INC COM 437076102 5,141,595 14,579 SH SOLE 0 0 14,393
The Home Depot Inc Stock 437076102 5,141,595 14,579 SH SOLE 185 0 14,393
SPROUTS FMRS MKT INC COM 85208M102 4,891,770 57,836 SH SOLE 0 0 57,836
PAYCHEX INC COM 704326107 4,753,611 48,343 SH SOLE 0 0 48,343
PAYCHEX INC Stock 704326107 4,753,611 48,343 SH SOLE 0 0 48,343
NEXTERA ENERGY INC COM 65339F101 4,601,771 52,430 SH SOLE 0 0 52,430
WALMART INC COM 931142103 4,598,990 40,606 SH SOLE 0 0 40,606
Walmart Inc Stock 931142103 4,598,990 40,606 SH SOLE 0 0 40,606
VISA INC COM CL A 92826C839 4,242,177 12,365 SH SOLE 0 0 12,364
ILLINOIS TOOL WKS INC COM 452308109 4,214,876 15,583 SH SOLE 0 0 15,583
Illinois Tool Works Inc Stock 452308109 4,214,876 15,583 SH SOLE 0 0 15,583
GE AEROSPACE COM NEW 369604301 4,120,662 11,026 SH SOLE 0 0 11,025
General Electric Co Stock 369604301 4,120,662 11,026 SH SOLE 0 0 11,025
ISHARES TR RUS 1000 GRW ETF 464287614 4,117,530 33,160 SH SOLE 0 0 32,885
iShares Russell 1000 Growth ETF ETF 464287614 4,117,530 33,160 SH SOLE 274 0 32,885
AMCOR PLC COM NEW G0250X149 3,999,474 92,260 SH SOLE 0 0 92,260
VANGUARD INDEX FDS TOTAL STK MKT 922908769 3,871,765 10,463 SH SOLE 0 0 10,463
Vanguard Total Stock Market ETF ETF 922908769 3,871,765 10,463 SH SOLE 0 0 10,463
VERIZON COMMUNICATIONS INC COM 92343V104 3,862,322 91,222 SH SOLE 0 0 91,221
GENUINE PARTS CO COM 372460105 3,845,581 32,596 SH SOLE 0 0 32,595
GENUINE PARTS CO COM Stock 372460105 3,845,581 32,596 SH SOLE 0 0 32,595
NORTHROP GRUMMAN CORP COM 666807102 3,753,114 7,369 SH SOLE 0 0 7,368
Northrop Grumman Corp Stock 666807102 3,753,114 7,369 SH SOLE 0 0 7,368
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 3,745,037 45,312 SH SOLE 0 0 45,312
THERMO FISHER SCIENTIFIC INC COM 883556102 3,594,728 7,170 SH SOLE 0 0 7,169
Thermo Fisher Scientific Inc Stock 883556102 3,594,728 7,170 SH SOLE 0 0 7,169
ABBOTT LABORATORIES COM 002824100 3,511,492 38,698 SH SOLE 0 0 38,697
AIR PRODUCTS AND CHEMICALS I COM 009158106 3,500,710 11,940 SH SOLE 0 0 11,940
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,500,304 126,365 SH SOLE 0 0 126,364
Schwab International Equity ETF ETF 808524805 3,500,304 126,365 SH SOLE 0 0 126,364
GE VERNOVA INC COM 36828A101 3,311,150 2,818 SH SOLE 0 0 2,818
SHELL PLC SPON ADS 780259305 3,305,650 42,632 SH SOLE 0 0 42,631
Shell PLC ADR 780259305 3,305,650 42,632 SH SOLE 0 0 42,631
SPDR Portfolio S&P 500 ETF ETF 78464A854 2,727,680 31,039 SH SOLE 0 0 31,038
ISHARES TR MSCI USA QLT FCT 46432F339 2,535,837 11,556 SH SOLE 0 0 11,556
ALPHABET INC CAP STK CL C 02079K107 2,455,155 6,949 SH SOLE 0 0 6,948
INVESCO QQQ TR UNIT SER 1 46090E103 2,439,164 3,312 SH SOLE 0 0 3,312
ISHARES TR RUS MID CAP ETF 464287499 2,318,902 21,020 SH SOLE 0 0 21,019
iShares Russell Mid-Cap ETF ETF 464287499 2,318,902 21,020 SH SOLE 0 0 21,019
KEURIG DR PEPPER INC COM 49271V100 2,314,900 70,727 SH SOLE 0 0 70,727
ISHARES GOLD TR ISHARES NEW 464285204 2,300,866 30,471 SH SOLE 0 0 30,471
DOMINOS PIZZA INC COM 25754A201 2,291,327 7,740 SH SOLE 0 0 7,740
US BANCORP COM NEW 902973304 2,228,298 36,892 SH SOLE 0 0 35,721
U.S. Bancorp Stock 902973304 2,228,298 36,892 SH SOLE 1,171 0 35,721
iShares MSCI EAFE Value ETF ETF 464288877 2,182,094 28,505 SH SOLE 0 0 28,505
COMCAST CORP NEW CL A 20030N101 2,150,205 87,585 SH SOLE 0 0 87,585
EATON CORP PLC SHS G29183103 2,113,940 4,961 SH SOLE 0 0 4,960
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 2,009,132 41,753 SH SOLE 0 0 41,753
ISHARES TR RUSSELL 2000 ETF 464287655 1,978,944 6,587 SH SOLE 0 0 6,586
iShares Russell 2000 ETF ETF 464287655 1,978,944 6,587 SH SOLE 0 0 6,586
VANGUARD INDEX FDS GROWTH ETF 922908736 1,952,323 22,665 SH SOLE 0 0 22,664
Vanguard Growth ETF ETF 922908736 1,952,323 22,665 SH SOLE 0 0 22,664
RTX CORPORATION COM 75513E101 1,731,439 9,126 SH SOLE 0 0 7,209
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 1,644,451 6,950 SH SOLE 0 0 6,949
Vanguard Dividend Appreciation ETF ETF 921908844 1,644,451 6,950 SH SOLE 0 0 6,949
SPDR SSgA Multi-Asset Real Return ETF ETF 78467V103 1,643,480 47,623 SH SOLE 0 0 47,623
CATERPILLAR INC COM 149123101 1,634,544 1,535 SH SOLE 0 0 1,534
Caterpillar Inc Stock 149123101 1,634,544 1,535 SH SOLE 0 0 1,534
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,612,259 22,628 SH SOLE 0 0 22,628
Vanguard FTSE Developed Markets ETF ETF 921943858 1,612,259 22,628 SH SOLE 0 0 22,628
WP CAREY INC COM 92936U109 1,519,381 21,250 SH SOLE 0 0 21,250
CHEVRON CORPORATION COM 166764100 1,501,498 9,058 SH SOLE 0 0 9,058
Chevron Corp Stock 166764100 1,501,498 9,058 SH SOLE 0 0 9,058
CISCO SYS INC COM 17275R102 1,491,675 12,700 SH SOLE 0 0 12,699
iShares Core US Aggregate Bond ETF ETF 464287226 1,435,107 14,499 SH SOLE 0 0 14,498
CINTAS CORP COM 172908105 1,434,347 8,433 SH SOLE 0 0 8,433
Cintas Corp Stock 172908105 1,434,347 8,433 SH SOLE 0 0 8,433
CSX CORP COM 126408103 1,392,716 29,302 SH SOLE 0 0 29,301
CSX Corp Stock 126408103 1,392,716 29,302 SH SOLE 0 0 29,301
LOCKHEED MARTIN CORP COM 539830109 1,348,412 2,647 SH SOLE 0 0 2,646
Lockheed Martin Corp Stock 539830109 1,348,412 2,647 SH SOLE 0 0 2,646
CUMMINS INC COM Stock 231021106 1,323,654 1,856 SH SOLE 0 0 1,855
ISHARES INC CORE MSCI EMKT 46434G103 1,311,180 15,828 SH SOLE 0 0 15,828
iShares MSCI EAFE Growth ETF ETF 464288885 1,246,124 10,015 SH SOLE 0 0 10,015
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 1,245,983 5,856 SH SOLE 0 0 5,856
INTEL CORP COM 458140100 1,226,585 8,785 SH SOLE 0 0 8,683
Intel Corp Stock 458140100 1,226,585 8,785 SH SOLE 100 0 8,683
NORFOLK SOUTHN CORP COM 655844108 1,199,280 3,812 SH SOLE 0 0 3,812
Norfolk Southern Corp Stock 655844108 1,199,280 3,812 SH SOLE 0 0 3,812
CINCINNATI FINL CORP COM 172062101 1,193,743 6,448 SH SOLE 0 0 6,094
Cincinnati Financial Corp Stock 172062101 1,193,743 6,448 SH SOLE 353 0 6,094
APPLIED MATLS INC COM 038222105 1,180,446 1,633 SH SOLE 0 0 1,632
NORDSON CORP COM Stock 655663102 1,158,490 3,840 SH SOLE 0 0 3,840
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,152,301 19,305 SH SOLE 0 0 19,304
Vanguard FTSE Emerging Markets ETF ETF 922042858 1,152,301 19,305 SH SOLE 0 0 19,304
SPDR SERIES TRUST ST STR SP600 SML 78468R853 1,137,169 19,718 SH SOLE 0 0 19,718
SELECT SECTOR SPDR TR ST STR TECHN ETF 81369Y803 1,133,115 5,947 SH SOLE 0 0 5,947
ISHARES TR MSCI EAFE ETF 464287465 1,108,508 10,671 SH SOLE 0 0 10,671
iShares MSCI EAFE ETF ETF 464287465 1,108,508 10,671 SH SOLE 0 0 10,671
EXXON MOBIL CORP COM 30231G102 1,092,025 7,987 SH SOLE 0 0 7,987
ISHARES TR CORE MSCI TOTAL 46432F834 1,086,893 11,389 SH SOLE 0 0 11,388
LCNB CORP COM 50181P100 1,072,355 60,964 SH SOLE 0 0 60,963
ELI LILLY & CO COM 532457108 1,060,376 884 SH SOLE 0 0 884
ISHARES TR MSCI EMG MKT ETF 464287234 1,036,742 15,155 SH SOLE 0 0 15,154
iShares MSCI Emerging Markets ETF ETF 464287234 1,036,742 15,155 SH SOLE 0 0 15,154
SPDR Portfolio S&P 400 Mid Cap ETF ETF 78464A847 1,018,665 15,078 SH SOLE 0 0 15,077
VANGUARD INDEX FDS VALUE ETF 922908744 973,824 4,468 SH SOLE 0 0 4,468
Vanguard Value ETF ETF 922908744 973,824 4,468 SH SOLE 0 0 4,468
DUKE ENERGY CORP NEW COM NEW 26441C204 953,319 7,531 SH SOLE 0 0 7,106
ISHARES TR NATIONAL MUN ETF 464288414 918,913 8,538 SH SOLE 0 0 8,538
iShares National Muni Bond ETF ETF 464288414 918,913 8,538 SH SOLE 0 0 8,538
ISHARES INC MSCI EMRG CHN 46434G764 891,340 8,713 SH SOLE 0 0 8,713
WW GRAINGER INC COM 384802104 875,014 643 SH SOLE 0 0 643
W.W. Grainger Inc Stock 384802104 875,014 643 SH SOLE 0 0 643
Vanguard Tax-Exempt Bond ETF ETF 922907746 874,416 17,288 SH SOLE 0 0 17,287
ISHARES TR RUS 1000 VAL ETF 464287598 833,051 3,436 SH SOLE 0 0 3,332
iShares Russell 1000 Value ETF ETF 464287598 833,051 3,436 SH SOLE 104 0 3,332
PEPSICO INC COM 713448108 830,438 6,133 SH SOLE 0 0 6,133
PepsiCo Inc Stock 713448108 830,438 6,133 SH SOLE 0 0 6,133
INTERNATIONAL BUSINESS MACHS COM 459200101 827,174 2,941 SH SOLE 0 0 2,941
International Business Machines Corp Stock 459200101 827,174 2,941 SH SOLE 0 0 2,941
HARTFORD INSURANCE GROUP INC COM 416515104 805,457 6,078 SH SOLE 0 0 6,078
The Hartford Financial Services Group Inc Stock 416515104 805,457 6,078 SH SOLE 0 0 6,078
TESLA INC COM 88160R101 795,316 1,891 SH SOLE 0 0 1,890
iShares iBonds Dec. 2026 Corporate Bond ETF ETF 46435GAA0 781,817 32,266 SH SOLE 0 0 32,266
iShares iBonds Dec. 2027 Corporate Bond ETF ETF 46435UAA9 781,724 32,276 SH SOLE 0 0 32,275
iShares iBonds Dec. 2028 Corporate Bond ETF ETF 46435U515 779,294 30,863 SH SOLE 0 0 30,863
COSTCO WHOLESALE CORPORATION COM 22160K105 776,720 830 SH SOLE 0 0 830
Exxon Mobil Corp Stock 30233Q108 776,281 5,678 SH SOLE 0 0 5,677
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 773,083 9,231 SH SOLE 0 0 9,230
Vanguard FTSE All-Wld ex-US ETF ETF 922042775 773,083 9,231 SH SOLE 0 0 9,230
JOHN HANCOCK MULTIFACTOR MID CAP ETF ETF 47804J206 772,670 10,308 SH SOLE 0 0 10,307
META PLATFORMS INC CL A 30303M102 763,779 1,356 SH SOLE 0 0 1,355
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 758,804 7,869 SH SOLE 0 0 7,868
Vanguard Real Estate ETF ETF 922908553 758,804 7,869 SH SOLE 0 0 7,868
SPDR SERIES TRUST ST SHO TREAS ETF 78468R101 689,584 23,771 SH SOLE 0 0 23,770
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 684,619 35,806 SH SOLE 0 0 35,806
SPDR Gold MiniShares ETF 98149E303 667,158 8,400 SH SOLE 0 0 8,400
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837 667,136 13,192 SH SOLE 0 0 13,192
iShares MSCI USA Min Vol Factor ETF ETF 46429B697 657,127 6,812 SH SOLE 0 0 6,812
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 652,692 18,000 SH SOLE 0 0 18,000
FIFTH THIRD BANCORP COM 316773100 642,820 11,404 SH SOLE 0 0 11,403
Fifth Third Bancorp Stock 316773100 642,820 11,404 SH SOLE 0 0 11,403
SELECT SECTOR SPDR TR ST STR CARE ETF 81369Y209 628,387 3,961 SH SOLE 0 0 3,960
F/M OPPORTUNISTIC INCOME ETF ETF 74933W445 627,708 12,233 SH SOLE 0 0 12,232
iShares 3-7 Year Treasury Bond ETF ETF 464288661 625,034 5,322 SH SOLE 0 0 5,321
ALPS O'SHARES US SMALL-CAP QUALITY DIVIDEND ETF ETF 00162Q395 619,912 13,045 SH SOLE 0 0 13,045
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 614,380 4,330 SH SOLE 0 0 4,330
First Trust TCW Unconstrained Plus Bond ETF ETF 33740F888 609,392 24,493 SH SOLE 0 0 24,493
ISHARES TR S&P 500 GRWT ETF 464287309 608,331 4,423 SH SOLE 0 0 4,423
iShares S&P 500 Growth ETF ETF 464287309 608,331 4,423 SH SOLE 0 0 4,423
iShares iBonds Dec. 2029 Corporate Bond ETF ETF 46436E205 606,556 26,190 SH SOLE 0 0 26,189
VICTORYSHARES FREE CASH FLOW ETF ETF 92647X830 599,877 13,112 SH SOLE 0 0 13,112
F/M ULTRASHORT TREASURY INFLATION-PROTECTED SECURITY (TIPS) ETF ETF 74933W213 589,658 11,819 SH SOLE 0 0 11,819
iShares Core Total Bond Market ETF ETF 46434V613 584,794 12,672 SH SOLE 0 0 12,671
iShares 7-10 Year Treasury Bond ETF ETF 464287440 578,197 6,114 SH SOLE 0 0 6,113
MICRON TECHNOLOGY INC COM 595112103 567,948 492 SH SOLE 0 0 492
MICRON TECHNOLOGY Stock 595112103 567,948 492 SH SOLE 0 0 492
VANGUARD INDEX FDS SMALL CP ETF 922908751 555,910 1,834 SH SOLE 0 0 1,834
Vanguard Small-Cap ETF ETF 922908751 555,910 1,834 SH SOLE 0 0 1,834
BRISTOL-MYERS SQUIBB CO COM 110122108 546,866 9,491 SH SOLE 0 0 9,490
Bristol-Myers Squibb Co Stock 110122108 546,866 9,491 SH SOLE 0 0 9,490
ISHARES TR INTL EQTY FACTOR 46434V274 543,294 13,264 SH SOLE 0 0 13,264
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540 543,246 11,838 SH SOLE 0 0 11,838
AFLAC INC COM 001055102 524,694 4,475 SH SOLE 0 0 4,475
KROGER CO COM 501044101 501,010 9,022 SH SOLE 0 0 9,022
The Kroger Co Stock 501044101 501,010 9,022 SH SOLE 0 0 9,022
PNC FINL SVCS GROUP INC COM 693475105 483,429 1,963 SH SOLE 0 0 1,329
PNC Financial Services Group Inc Stock 693475105 483,429 1,963 SH SOLE 634 0 1,329
F/M US TREASURY 3 MONTH BILL FUND ETF 74933W452 478,723 9,601 SH SOLE 0 0 9,601
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 469,601 1,907 SH SOLE 0 0 1,907
Vanguard Extended Market ETF ETF 922908652 469,601 1,907 SH SOLE 0 0 1,907
NETFLIX INC. COM 64110L106 466,956 6,540 SH SOLE 0 0 6,540
PHILIP MORRIS INTL INC COM 718172109 463,280 2,561 SH SOLE 0 0 2,561
Philip Morris International Inc Stock 718172109 463,280 2,561 SH SOLE 0 0 2,561
ELEVANCE HEALTH INC FORMERLY COM 036752103 460,613 1,191 SH SOLE 0 0 410
VANGUARD INDEX FDS MID CAP ETF 922908629 458,283 5,688 SH SOLE 0 0 5,688
QUALCOMM INC COM 747525103 438,518 2,373 SH SOLE 0 0 2,373
CARRIER GLOBAL CORPORATION COM 14448C104 438,407 5,977 SH SOLE 0 0 5,976
ADVANCED MICRO DEVICES INC COM 007903107 436,952 752 SH SOLE 0 0 752
MCDONALDS CORP COM 580135101 436,442 1,615 SH SOLE 0 0 1,614
McDonald's Corp Stock 580135101 436,442 1,615 SH SOLE 0 0 1,614
STARBUCKS CORP COM 855244109 432,855 4,236 SH SOLE 0 0 3,924
Starbucks Corp Stock 855244109 432,855 4,236 SH SOLE 311 0 3,924
GOLDMAN SACHS GROUP INC COM 38141G104 427,753 423 SH SOLE 0 0 422
ISHARES INC MSCI EQUAL WEITE 464286681 419,306 3,672 SH SOLE 0 0 3,672
iShares MSCI USA Equal Weighted ETF ETF 464286681 419,306 3,672 SH SOLE 0 0 3,672
AMERICAN EXPRESS CO COM 025816109 418,813 1,238 SH SOLE 0 0 1,238
RIVIAN AUTOMOTIVE INC COM CL A 76954A103 414,492 23,890 SH SOLE 0 0 23,890
iShares Russell 1000 ETF ETF 464287622 410,397 1,002 SH SOLE 0 0 1,002
LOWES COS INC COM 548661107 405,482 1,839 SH SOLE 0 0 1,839
AMERICAN FINANCIAL GROUP INC COM 025932104 400,104 2,859 SH SOLE 0 0 2,859
CORNING INC COM 219350105 389,795 1,526 SH SOLE 0 0 1,526
MASTERCARD INCORPORATED CL A 57636Q104 387,255 754 SH SOLE 0 0 754
WASTE MGMT INC DEL COM 94106L109 371,541 1,667 SH SOLE 0 0 1,667
COLGATE PALMOLIVE CO COM 194162103 368,412 4,018 SH SOLE 0 0 4,018
Colgate-Palmolive Co Stock 194162103 368,412 4,018 SH SOLE 0 0 4,018
AMERICAN CAPITAL AGENCY CORP. REIT 00123Q104 359,927 33,021 SH SOLE 0 0 33,020
Industrial Select Sector SPDR ETF ETF 81369Y704 349,861 1,889 SH SOLE 0 0 1,888
UNION PAC CORP COM 907818108 344,919 1,268 SH SOLE 0 0 1,268
KLA CORP COM NEW 482480100 339,062 1,124 SH SOLE 0 0 1,123
KLA CORP COM NEW Stock 482480100 339,062 1,124 SH SOLE 0 0 1,123
ISHARES TR CORE MSCI EAFE 46432F842 331,316 3,430 SH SOLE 0 0 3,430
SELECT SECTOR SPDR TR ST STR DISCR ETF 81369Y407 323,298 2,757 SH SOLE 0 0 2,756
BANK OF NY MELLON CORP COM 064058100 315,991 2,185 SH SOLE 0 0 2,185
EVERUS CONSTR GROUP COM 300426103 307,008 1,850 SH SOLE 0 0 1,850
TEXAS INSTRS INC COM 882508104 291,329 977 SH SOLE 0 0 977
Texas Instruments Inc Stock 882508104 291,329 977 SH SOLE 0 0 977
UNITEDHEALTH GROUP INC COM 91324P102 285,146 686 SH SOLE 0 0 686
F/M HIGH YIELD 100 ETF ETF 74933W197 283,110 5,483 SH SOLE 0 0 5,483
DEERE & CO COM 244199105 281,016 443 SH SOLE 0 0 443
COCA COLA CO COM 191216100 278,984 3,433 SH SOLE 0 0 3,433
ALTRIA GROUP INC COM 02209S103 275,979 3,836 SH SOLE 0 0 3,836
Vanguard Small-Cap Value ETF ETF 922908611 274,715 1,131 SH SOLE 0 0 1,130
New Residential Investment Corp REIT 64828T201 274,602 29,244 SH SOLE 0 0 29,244
iShares Core US REIT ETF ETF 464288521 272,064 4,094 SH SOLE 0 0 4,094
ISHARES TR SHRT NAT MUN ETF 464288158 270,480 2,541 SH SOLE 0 0 2,540
iShares Short-Term National Muni Bd ETF ETF 464288158 270,480 2,541 SH SOLE 0 0 2,540
LAM RESEARCH CORP COM NEW 512807306 269,909 623 SH SOLE 0 0 622
Lam Research Corp Stock 512807306 269,909 623 SH SOLE 0 0 622
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 266,527 11,523 SH SOLE 0 0 11,523
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F/M 2-YEAR INVESTMENT GRADE CORPORATE BOND ETF ETF 74933W429 228,627 4,539 SH SOLE 0 0 4,539
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 228,279 478 SH SOLE 0 0 478
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Consumer Staples Select Sector SPDR ETF ETF 81369Y308 218,800 2,634 SH SOLE 0 0 2,633
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iShares iBonds Dec. 2027 Municipal Bond ETF ETF 46435U283 217,188 8,544 SH SOLE 0 0 8,544
iShares iBonds Dec. 2029 Municipal Bond ETF ETF 46436E163 217,156 8,553 SH SOLE 0 0 8,552
iShares iBonds Dec. 2026 Municipal Bond ETF ETF 46435U259 216,736 8,453 SH SOLE 0 0 8,453
Schwab US Large-Cap ETF ETF 808524201 213,866 7,267 SH SOLE 0 0 7,266
SPDR SERIES TRUST ST STR SP400GRW 78464A821 212,747 1,898 SH SOLE 0 0 1,898
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