The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR GOLD TR GOLD SHS 78463V107 25,244,308 68,528 SH SOLE 68,528 0 0
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845 19,332,527 382,898 SH SOLE 382,898 0 0
BLACKROCK ETF TRUST II ISHA FLEX IN ETF 092528603 18,812,824 359,435 SH SOLE 359,435 0 0
ISHARES TR CORE MSCI EAFE 46432F842 15,836,593 163,974 SH SOLE 163,974 0 0
ISHARES TR MSCI INTL QUALTY 46434V456 12,222,312 246,666 SH SOLE 246,666 0 0
APPLE INC COM 037833100 11,182,096 38,644 SH SOLE 38,644 0 0
HARBOR ETF TRUST COMM ALL WEA ETF 41151J505 9,652,303 328,981 SH SOLE 328,981 0 0
KINDER MORGAN INC DEL COM 49456B101 9,247,248 289,248 SH SOLE 289,248 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 7,902,563 98,083 SH SOLE 98,083 0 0
JOHNSON & JOHNSON COM 478160104 6,955,815 27,388 SH SOLE 27,388 0 0
MICROSOFT CORP COM 594918104 6,707,132 17,981 SH SOLE 17,981 0 0
ALPHABET INC CAP STK CL C 02079K107 5,827,230 16,492 SH SOLE 16,492 0 0
WALMART INC COM 931142103 5,816,042 51,351 SH SOLE 51,351 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 5,804,457 6,205 SH SOLE 6,205 0 0
JPMORGAN CHASE & CO COM 46625H100 5,766,126 17,616 SH SOLE 17,616 0 0
ELI LILLY & CO COM 532457108 5,539,088 4,618 SH SOLE 4,618 0 0
PEPSICO INC COM 713448108 5,477,026 40,451 SH SOLE 40,451 0 0
EXXON MOBIL CORP COM 30231G102 5,417,010 39,621 SH SOLE 39,621 0 0
GENERAL DYNAMICS CORP COM 369550108 5,371,277 15,163 SH SOLE 15,163 0 0
EMERSON ELEC CO COM 291011104 5,256,458 36,720 SH SOLE 36,720 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 5,194,249 18,471 SH SOLE 18,471 0 0
VISA INC COM CL A 92826C839 4,907,417 14,304 SH SOLE 14,304 0 0
CISCO SYS INC COM 17275R102 4,830,655 41,126 SH SOLE 41,126 0 0
ABBOTT LABORATORIES COM 002824100 4,790,946 52,799 SH SOLE 52,799 0 0
ARISTA NETWORKS INC COM SHS 040413205 4,462,748 26,270 SH SOLE 26,270 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 4,440,727 35,082 SH SOLE 35,082 0 0
NEXTERA ENERGY INC COM 65339F101 4,423,546 50,399 SH SOLE 50,399 0 0
CHUBB LIMITED COM H1467J104 4,278,899 12,558 SH SOLE 12,558 0 0
AMAZON COM INC COM 023135106 4,195,976 17,605 SH SOLE 17,605 0 0
DEERE & CO COM 244199105 4,083,104 6,437 SH SOLE 6,437 0 0
COLGATE PALMOLIVE CO COM 194162103 4,010,097 43,740 SH SOLE 43,740 0 0
ANALOG DEVICES INC COM 032654105 3,950,955 9,948 SH SOLE 9,948 0 0
RTX CORPORATION COM 75513E101 3,838,836 20,233 SH SOLE 20,233 0 0
EATON CORP PLC SHS G29183103 3,837,329 9,005 SH SOLE 9,005 0 0
BHP BILLITON LIMITED SPONSORED ADS 088606108 3,663,061 43,969 SH SOLE 43,969 0 0
BOEING CO COM 097023105 3,638,905 16,810 SH SOLE 16,810 0 0
COCA COLA CO COM 191216100 3,534,135 43,486 SH SOLE 43,486 0 0
INTEL CORP COM 458140100 3,530,684 25,286 SH SOLE 25,286 0 0
ROCKWELL AUTOMATION INC COM 773903109 3,383,739 6,835 SH SOLE 6,835 0 0
BROADCOM INC COM 11135F101 3,374,007 8,932 SH SOLE 8,932 0 0
UNION PAC CORP COM 907818108 3,227,914 11,867 SH SOLE 11,867 0 0
ECOLAB INC COM 278865100 3,182,466 11,423 SH SOLE 11,423 0 0
MEDTRONIC PLC SHS G5960L103 3,152,552 40,299 SH SOLE 40,299 0 0
ABBVIE INC COM 00287Y109 3,047,472 12,110 SH SOLE 12,110 0 0
PROCTER & GAMBLE CO COM 742718109 3,041,753 20,743 SH SOLE 20,743 0 0
WOODWARD INC COM 980745103 3,035,089 7,134 SH SOLE 7,134 0 0
MORGAN STANLEY COM NEW 617446448 2,847,125 13,620 SH SOLE 13,620 0 0
HOME DEPOT INC COM 437076102 2,800,993 7,942 SH SOLE 7,942 0 0
MCDONALDS CORP COM 580135101 2,777,802 10,276 SH SOLE 10,276 0 0
STRYKER CORPORATION COM 863667101 2,746,630 8,724 SH SOLE 8,724 0 0
WASTE MGMT INC DEL COM 94106L109 2,728,459 12,242 SH SOLE 12,242 0 0
BECTON DICKINSON & CO COM 075887109 2,698,450 17,832 SH SOLE 17,832 0 0
TEXAS INSTRS INC COM 882508104 2,622,498 8,798 SH SOLE 8,798 0 0
AIR PRODUCTS AND CHEMICALS I COM 009158106 2,566,133 8,753 SH SOLE 8,753 0 0
M & T BK CORP COM 55261F104 2,546,997 10,701 SH SOLE 10,701 0 0
QUALCOMM INC COM 747525103 2,533,656 13,711 SH SOLE 13,711 0 0
EVERSOURCE ENERGY COM 30040W108 2,505,746 34,672 SH SOLE 34,672 0 0
HUNTINGTON INGALLS INDS INC COM 446413106 2,273,492 8,123 SH SOLE 8,123 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 2,016,737 15,327 SH SOLE 15,327 0 0
AMERICAN TOWER CORP COM 03027X100 1,944,179 11,886 SH SOLE 11,886 0 0
AMERICAN EXPRESS CO COM 025816109 1,869,508 5,527 SH SOLE 5,527 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 1,797,971 11,377 SH SOLE 11,377 0 0
ISHARES TR INTL SEL DIV ETF 464288448 1,440,695 34,774 SH SOLE 34,774 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,296,231 8,271 SH SOLE 8,271 0 0
HONEYWELL INTL INC COM 438516205 1,287,640 5,751 SH SOLE 5,751 0 0
HONEYWELL AEROSPACE INC COM 43849R105 1,271,563 5,752 SH SOLE 5,752 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 1,255,110 1,241 SH SOLE 1,241 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,187,614 15,856 SH SOLE 15,856 0 0
NVIDIA CORPORATION COM 67066G104 1,175,165 5,873 SH SOLE 5,873 0 0
ISHARES GOLD TR ISHARES NEW 464285204 1,129,630 14,960 SH SOLE 14,960 0 0
CAPITAL ONE FINL CORP COM 14040H105 1,115,648 5,561 SH SOLE 5,561 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,102,860 2,204 SH SOLE 2,204 0 0
AMGEN INC COM 031162100 1,076,800 2,974 SH SOLE 2,974 0 0
MERCK & CO INC COM 58933Y105 1,073,379 8,353 SH SOLE 8,353 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,066,747 2,077 SH SOLE 2,077 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,032,343 8,296 SH SOLE 8,296 0 0
NORFOLK SOUTHN CORP COM 655844108 955,410 3,037 SH SOLE 3,037 0 0
FIRST TR EXCHANGE-TRADED FD FT VEST GOLD 33733E856 945,759 44,908 SH SOLE 44,908 0 0
SCHWAB CHARLES CORP COM 808513105 935,987 10,144 SH SOLE 10,144 0 0
LOCKHEED MARTIN CORP COM 539830109 921,051 1,808 SH SOLE 1,808 0 0
CHURCH & DWIGHT CO INC COM 171340102 910,553 9,399 SH SOLE 9,399 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315 886,127 16,474 SH SOLE 16,474 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 867,000 1,161 SH SOLE 1,161 0 0
UNITED PARCEL SVCS INC CL B 911312106 861,856 8,017 SH SOLE 8,017 0 0
FEDEX CORP COM 31428X106 844,825 2,698 SH SOLE 2,698 0 0
CHEVRON CORPORATION COM 166764100 825,631 4,981 SH SOLE 4,981 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 802,987 2,170 SH SOLE 2,170 0 0
TRAVELERS COMPANIES INC COM 89417E109 792,288 2,400 SH SOLE 2,400 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 789,832 1,150 SH SOLE 1,150 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 685,591 11,898 SH SOLE 11,898 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 678,393 8,262 SH SOLE 8,262 0 0
ALTRIA GROUP INC COM 02209S103 658,945 9,158 SH SOLE 9,158 0 0
PFIZER INC COM 717081103 654,884 27,196 SH SOLE 27,196 0 0
AMERICAN ELEC PWR CO INC COM 025537101 648,206 4,738 SH SOLE 4,738 0 0
AMERIPRISE FINL INC COM 03076C106 596,388 1,300 SH SOLE 1,300 0 0
GE VERNOVA INC COM 36828A101 542,785 462 SH SOLE 462 0 0
LOWES COS INC COM 548661107 505,112 2,291 SH SOLE 2,291 0 0
ILLINOIS TOOL WKS INC COM 452308109 501,451 1,854 SH SOLE 1,854 0 0
ORACLE CORP COM 68389X105 469,107 3,201 SH SOLE 3,201 0 0
PRICE T ROWE GROUP INC COM 74144T108 458,739 4,035 SH SOLE 4,035 0 0
PHILLIPS 66 COM 718546104 455,759 2,696 SH SOLE 2,696 0 0
MOLSON COORS BEVERAGE CO CL B 60871R209 431,677 11,080 SH SOLE 11,080 0 0
WELLS FARGO & CO COM 949746101 428,203 5,182 SH SOLE 5,182 0 0
ALPHABET INC CAP STK CL A 02079K305 413,477 1,157 SH SOLE 1,157 0 0
BLACKROCK ETF TRUST ISHARES GOVT MON 09290C749 401,280 4,000 SH SOLE 4,000 0 0
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794 399,674 4,070 SH SOLE 4,070 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 382,467 1,755 SH SOLE 1,755 0 0
ONEOK INC NEW COM 682680103 377,667 4,344 SH SOLE 4,344 0 0
BANK OF AMER CORP COM 060505104 377,493 6,625 SH SOLE 6,625 0 0
AFLAC INC COM 001055102 363,006 3,096 SH SOLE 3,096 0 0
SYSCO CORP COM 871829107 351,955 4,211 SH SOLE 4,211 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 344,349 6,808 SH SOLE 6,808 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 342,840 1,131 SH SOLE 1,131 0 0
YUM BRANDS INC COM 988498101 342,580 2,143 SH SOLE 2,143 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 342,468 10,800 SH SOLE 10,800 0 0
MONDELEZ INTL INC CL A 609207105 340,553 5,888 SH SOLE 5,888 0 0
WELLTOWER INC COM 95040Q104 339,010 1,494 SH SOLE 1,494 0 0
ASTRAZENECA PLC ORD G0593M107 327,095 1,725 SH SOLE 1,725 0 0
PACKAGING CORP AMER COM 695156109 318,621 1,337 SH SOLE 1,337 0 0
FIRST TR EXCHANGE TRADED FD NASD TECH DIV 33738R118 311,325 2,710 SH SOLE 2,710 0 0
LABCORP HOLDINGS INC COM SHS 504922105 308,000 1,100 SH SOLE 1,100 0 0
LINDE PLC SHS G54950103 300,985 580 SH SOLE 580 0 0
MURPHY USA INC COM 626755102 296,379 550 SH SOLE 550 0 0
TARGET CORP COM 87612E106 295,668 2,264 SH SOLE 2,264 0 0
PAYCHEX INC COM 704326107 290,129 2,951 SH SOLE 2,951 0 0
UNITEDHEALTH GROUP INC COM 91324P102 271,891 654 SH SOLE 654 0 0
CATERPILLAR INC COM 149123101 264,095 248 SH SOLE 248 0 0
3M CO COM 88579Y101 254,555 1,572 SH SOLE 1,572 0 0
ADVANCED MICRO DEVICES INC COM 007903107 252,696 435 SH SOLE 435 0 0
NATIONAL FUEL GAS CO COM 636180101 251,936 3,263 SH SOLE 3,263 0 0
PRUDENTIAL FINL INC COM 744320102 251,722 2,332 SH SOLE 2,332 0 0
GE AEROSPACE COM NEW 369604301 247,409 662 SH SOLE 662 0 0
DOW HLDGS INC COM 260557103 243,875 8,914 SH SOLE 8,914 0 0
META PLATFORMS INC CL A 30303M102 243,187 432 SH SOLE 432 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 237,088 12,400 SH SOLE 12,400 0 0
HERSHEY CO COM 427866108 234,656 1,337 SH SOLE 1,337 0 0
GILEAD SCIENCES INC COM 375558103 231,744 1,834 SH SOLE 1,834 0 0
SIMON PPTY GROUP INC NEW COM 828806109 220,913 988 SH SOLE 988 0 0
ALPS ETF TR ALERIAN MLP 00162Q452 216,215 4,170 SH SOLE 4,170 0 0
ENTERGY CORP NEW COM 29364G103 214,112 1,864 SH SOLE 1,864 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 212,335 5,015 SH SOLE 5,015 0 0
FEDEX FGHT HLDG CO INC COMMON STOCK 314352105 203,246 1,346 SH SOLE 1,346 0 0
EASTMAN KODAK CO COM NEW 277461406 161,875 17,500 SH SOLE 17,500 0 0
ENERGY TRANSFER L P 9.250% FXD PFD I 29273V704 114,601 10,000 SH SOLE 10,000 0 0