| Schedule of Segment reporting information, by segment |
| | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, 2026 | | | | Community | | Mortgage | | Consumer | | | | | | | | | | | (Dollars in thousands) | | Banking | | Banking | | Finance | | Other | | Eliminations | | Consolidated | | Interest income | | $ | 27,215 | | $ | 818 | | $ | 12,086 | | $ | — | | $ | 232 | | $ | 40,351 | | Interest expense | | | 10,151 | | | — | | | — | | | 1,110 | | | — | | | 11,261 | | Net interest income before allocation | | | 17,064 | | | 818 | | | 12,086 | | | (1,110) | | | 232 | | | 29,090 | | Net interest allocation1 | | | 5,934 | | | (416) | | | (5,518) | | | — | | | — | | | — | | Net interest income | | | 22,998 | | | 402 | | | 6,568 | | | (1,110) | | | 232 | | | 29,090 | | Gain on sales of loans | | | — | | | 2,655 | | | — | | | — | | | (219) | | | 2,436 | | Other noninterest income | | | 5,578 | | | 2,007 | | | 149 | | | 1,652 | | | (46) | | | 9,340 | | Net revenue | | | 28,576 | | | 5,064 | | | 6,717 | | | 542 | | | (33) | | | 40,866 | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | 150 | | | — | | | 2,500 | | | — | | | — | | | 2,650 | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 10,485 | | | 2,105 | | | 2,014 | | | 1,897 | | | — | | | 16,501 | | Occupancy expense | | | 2,012 | | | 231 | | | 159 | | | — | | | — | | | 2,402 | | Data processing | | | 2,610 | | | 434 | | | 349 | | | 10 | | | — | | | 3,403 | | Professional fees | | | 665 | | | 50 | | | 157 | | | 71 | | | — | | | 943 | | Insurance expense | | | 391 | | | 17 | | | 32 | | | — | | | — | | | 440 | | Marketing and advertising expenses | | | 491 | | | 140 | | | 8 | | | — | | | — | | | 639 | | Loan processing and collection expenses | | | 75 | | | 499 | | | 344 | | | — | | | — | | | 918 | | Provision for indemnifications | | | — | | | (25) | | | — | | | — | | | — | | | (25) | | Other segment items2 | | | 1,457 | | | 196 | | | 410 | | | 82 | | | (19) | | | 2,126 | | Total noninterest expense | | | 18,186 | | | 3,647 | | | 3,473 | | | 2,060 | | | (19) | | | 27,347 | | | | | | | | | | | | | | | | | | | | | | Income (loss) before taxes | | | 10,240 | | | 1,417 | | | 744 | | | (1,518) | | | (14) | | | 10,869 | | Income tax expense (benefit) | | | 2,067 | | | 357 | | | 206 | | | (384) | | | (3) | | | 2,243 | | Net income (loss) | | $ | 8,173 | | $ | 1,060 | | $ | 538 | | $ | (1,134) | | $ | (11) | | $ | 8,626 | | | | | | | | | | | | | | | | | | | | | | Other data: | | | | | | | | | | | | | | | | | | | | Capital expenditures | | $ | 2,311 | | $ | 85 | | $ | 12 | | $ | — | | $ | — | | $ | 2,408 | | Depreciation and amortization | | | 835 | | | 40 | | | 75 | | | — | | | — | | | 950 | |
| 1 | Interest expense is allocated to the mortgage banking and consumer finance segments through borrowings from the community banking segment. |
| 2 | Other segment items for each reportable segment include: |
| a. | Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. |
| b. | Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. |
| c. | Consumer finance – licenses and other taxes expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. |
| | | | | | | | | | | | | | | | | | | | | | Three Months Ended June 30, 2025 | | | | Community | | Mortgage | | Consumer | | | | | | | | | | | (Dollars in thousands) | | Banking | | Banking | | Finance | | Other | | Eliminations | | Consolidated | | Interest income | | $ | 24,378 | | $ | 732 | | $ | 12,144 | | $ | — | | $ | 153 | | $ | 37,407 | | Interest expense | | | 10,143 | | | — | | | — | | | 756 | | | — | | | 10,899 | | Net interest income before allocation | | | 14,235 | | | 732 | | | 12,144 | | | (756) | | | 153 | | | 26,508 | | Net interest allocation1 | | | 6,110 | | | (374) | | | (5,736) | | | — | | | — | | | — | | Net interest income | | | 20,345 | | | 358 | | | 6,408 | | | (756) | | | 153 | | | 26,508 | | Gain on sales of loans | | | — | | | 2,573 | | | — | | | — | | | (115) | | | 2,458 | | Other noninterest income | | | 4,378 | | | 1,700 | | | 149 | | | 1,225 | | | (62) | | | 7,390 | | Net revenue | | | 24,723 | | | 4,631 | | | 6,557 | | | 469 | | | (24) | | | 36,356 | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | (300) | | | — | | | 2,400 | | | — | | | — | | | 2,100 | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 9,421 | | | 1,971 | | | 2,018 | | | 1,436 | | | — | | | 14,846 | | Occupancy expense | | | 1,669 | | | 290 | | | 140 | | | — | | | — | | | 2,099 | | Data processing | | | 2,300 | | | 358 | | | 321 | | | 10 | | | — | | | 2,989 | | Professional fees | | | 680 | | | 67 | | | 135 | | | 119 | | | — | | | 1,001 | | Insurance expense | | | 345 | | | 37 | | | 34 | | | — | | | — | | | 416 | | Marketing and advertising expenses | | | 415 | | | 125 | | | 9 | | | — | | | — | | | 549 | | Loan processing and collection expenses | | | 26 | | | 327 | | | 392 | | | — | | | — | | | 745 | | Provision for indemnifications | | | — | | | (35) | | | — | | | — | | | — | | | (35) | | Other segment items2 | | | 1,419 | | | 181 | | | 364 | | | 74 | | | (18) | | | 2,020 | | Total noninterest expense | | | 16,275 | | | 3,321 | | | 3,413 | | | 1,639 | | | (18) | | | 24,630 | | | | | | | | | | | | | | | | | | | | | | Income (loss) before taxes | | | 8,748 | | | 1,310 | | | 744 | | | (1,170) | | | (6) | | | 9,626 | | Income tax expense (benefit) | | | 1,632 | | | 325 | | | 205 | | | (302) | | | (1) | | | 1,859 | | Net income (loss) | | $ | 7,116 | | $ | 985 | | $ | 539 | | $ | (868) | | $ | (5) | | $ | 7,767 | | | | | | | | | | | | | | | | | | | | | | Other data: | | | | | | | | | | | | | | | | | | | | Capital expenditures | | $ | 482 | | $ | 84 | | $ | — | | $ | — | | $ | — | | $ | 566 | | Depreciation and amortization | | | 878 | | | 39 | | | 79 | | | — | | | — | | | 996 | |
| 1 | Interest expense is allocated to the mortgage banking and consumer finance segments through borrowings from the community banking segment. |
| 2 | Other segment items for each reportable segment include: |
| a. | Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. |
| b. | Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. |
| c. | Consumer finance – licenses and other taxes expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. |
| | | | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, 2026 | | | | Community | | Mortgage | | Consumer | | | | | | | | | | | (Dollars in thousands) | | Banking | | Banking | | Finance | | Other | | Eliminations | | Consolidated | | Interest income | | $ | 53,387 | | $ | 1,358 | | $ | 24,304 | | $ | — | | $ | 448 | | $ | 79,497 | | Interest expense | | | 20,486 | | | — | | | — | | | 2,212 | | | — | | | 22,698 | | Net interest income before allocation | | | 32,901 | | | 1,358 | | | 24,304 | | | (2,212) | | | 448 | | | 56,799 | | Net interest allocation1 | | | 11,718 | | | (648) | | | (11,070) | | | — | | | — | | | — | | Net interest income | | | 44,619 | | | 710 | | | 13,234 | | | (2,212) | | | 448 | | | 56,799 | | Gain on sales of loans | | | — | | | 5,384 | | | — | | | — | | | (403) | | | 4,981 | | Other noninterest income | | | 10,074 | | | 3,712 | | | 303 | | | 1,352 | | | (96) | | | 15,345 | | Net revenue | | | 54,693 | | | 9,806 | | | 13,537 | | | (860) | | | (51) | | | 77,125 | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | 450 | | | — | | | 5,800 | | | — | | | — | | | 6,250 | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 20,602 | | | 4,367 | | | 4,046 | | | 1,843 | | | — | | | 30,858 | | Occupancy expense | | | 3,866 | | | 446 | | | 305 | | | — | | | — | | | 4,617 | | Data processing | | | 5,083 | | | 806 | | | 670 | | | 19 | | | — | | | 6,578 | | Professional fees | | | 1,305 | | | 78 | | | 351 | | | 126 | | | — | | | 1,860 | | Insurance expense | | | 771 | | | 36 | | | 63 | | | — | | | — | | | 870 | | Marketing and advertising expenses | | | 911 | | | 252 | | | 23 | | | — | | | — | | | 1,186 | | Loan processing and collection expenses | | | 114 | | | 859 | | | 818 | | | — | | | — | | | 1,791 | | Provision for indemnifications | | | — | | | (60) | | | — | | | — | | | — | | | (60) | | Other segment items2 | | | 2,614 | | | 385 | | | 825 | | | 175 | | | (37) | | | 3,962 | | Total noninterest expense | | | 35,266 | | | 7,169 | | | 7,101 | | | 2,163 | | | (37) | | | 51,662 | | | | | | | | | | | | | | | | | | | | | | Income (loss) before taxes | | | 18,977 | | | 2,637 | | | 636 | | | (3,023) | | | (14) | | | 19,213 | | Income tax expense (benefit) | | | 3,694 | | | 667 | | | 179 | | | (744) | | | (3) | | | 3,793 | | Net income (loss) | | $ | 15,283 | | $ | 1,970 | | $ | 457 | | $ | (2,279) | | $ | (11) | | $ | 15,420 | | | | | | | | | | | | | | | | | | | | | | Other data: | | | | | | | | | | | | | | | | | | | | Capital expenditures | | $ | 2,631 | | $ | 87 | | $ | 12 | | $ | — | | $ | — | | $ | 2,730 | | Depreciation and amortization | | | 1,666 | | | 70 | | | 154 | | | — | | | — | | | 1,890 | |
| 1 | Interest expense is allocated to the mortgage banking and consumer finance segments through borrowings from the community banking segment. |
| 2 | Other segment items for each reportable segment include: |
| a. | Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. |
| b. | Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. |
| c. | Consumer finance – licenses and other taxes expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. |
| | | | | | | | | | | | | | | | | | | | | | Six Months Ended June 30, 2025 | | | | Community | | Mortgage | | Consumer | | | | | | | | | | | (Dollars in thousands) | | Banking | | Banking | | Finance | | Other | | Eliminations | | Consolidated | | Interest income | | $ | 47,762 | | $ | 1,071 | | $ | 24,267 | | $ | — | | $ | 295 | | $ | 73,395 | | Interest expense | | | 20,524 | | | — | | | — | | | 1,353 | | | — | | | 21,877 | | Net interest income before allocation | | | 27,238 | | | 1,071 | | | 24,267 | | | (1,353) | | | 295 | | | 51,518 | | Net interest allocation1 | | | 11,864 | | | (446) | | | (11,418) | | | — | | | — | | | — | | Net interest income | | | 39,102 | | | 625 | | | 12,849 | | | (1,353) | | | 295 | | | 51,518 | | Gain on sales of loans | | | — | | | 4,558 | | | — | | | — | | | (253) | | | 4,305 | | Other noninterest income | | | 8,608 | | | 2,836 | | | 326 | | | 1,447 | | | (101) | | | 13,116 | | Net revenue | | | 47,710 | | | 8,019 | | | 13,175 | | | 94 | | | (59) | | | 68,939 | | | | | | | | | | | | | | | | | | | | | | Provision for credit losses | | | (200) | | | — | | | 5,300 | | | — | | | — | | | 5,100 | | | | | | | | | | | | | | | | | | | | | | Salaries and employee benefits | | | 18,700 | | | 3,763 | | | 3,995 | | | 1,871 | | | — | | | 28,329 | | Occupancy expense | | | 3,499 | | | 503 | | | 290 | | | — | | | — | | | 4,292 | | Data processing | | | 4,642 | | | 584 | | | 611 | | | 18 | | | — | | | 5,855 | | Professional fees | | | 1,404 | | | 93 | | | 226 | | | 199 | | | — | | | 1,922 | | Insurance expense | | | 761 | | | 67 | | | 79 | | | — | | | — | | | 907 | | Marketing and advertising expenses | | | 799 | | | 265 | | | 14 | | | — | | | — | | | 1,078 | | Loan processing and collection expenses | | | 68 | | | 557 | | | 803 | | | — | | | — | | | 1,428 | | Provision for indemnifications | | | — | | | (60) | | | — | | | — | | | — | | | (60) | | Other segment items2 | | | 2,634 | | | 358 | | | 800 | | | 181 | | | (35) | | | 3,938 | | Total noninterest expense | | | 32,507 | | | 6,130 | | | 6,818 | | | 2,269 | | | (35) | | | 47,689 | | | | | | | | | | | | | | | | | | | | | | Income (loss) before taxes | | | 15,403 | | | 1,889 | | | 1,057 | | | (2,175) | | | (24) | | | 16,150 | | Income tax expense (benefit) | | | 2,842 | | | 473 | | | 292 | | | (614) | | | (5) | | | 2,988 | | Net income (loss) | | $ | 12,561 | | $ | 1,416 | | $ | 765 | | $ | (1,561) | | $ | (19) | | $ | 13,162 | | | | | | | | | | | | | | | | | | | | | | Other data: | | | | | | | | | | | | | | | | | | | | Capital expenditures | | $ | 718 | | $ | 115 | | $ | — | | $ | — | | $ | — | | $ | 833 | | Depreciation and amortization | | | 1,753 | | | 72 | | | 159 | | | — | | | — | | | 1,984 | |
| 1 | Interest expense is allocated to the mortgage banking and consumer finance segments through borrowings from the community banking segment. |
| 2 | Other segment items for each reportable segment include: |
| a. | Community banking – licenses and other taxes expense, travel and education expense, telecommunications expense, other real estate owned losses and expense, net periodic pension cost, office supplies, and certain overhead expenses. |
| b. | Mortgage banking – licenses and other taxes expense, travel and education expense, telecommunications expense, office supplies, and certain overhead expenses. |
| c. | Consumer finance – licenses and other taxes expense, travel and education expense, telecommunications expense, payment processing expense, office supplies, and certain overhead expenses. |
| | | | | | | | | | | | | | | | | | | | | | Community | | Mortgage | | Consumer | | | | | | | | | | | (Dollars in thousands) | | Banking | | Banking | | Finance | | Other | | Eliminations | | Consolidated | | At June 30, 2026: | | | | | | | | | | | | | | | | | | | | Total assets | | $ | 2,687,166 | | $ | 56,059 | | $ | 463,408 | | $ | 36,481 | | $ | (433,146) | | $ | 2,809,968 | | Total loans held for investment, net | | | 1,634,738 | | | — | | | 434,534 | | | — | | | 3,842 | | | 2,073,114 | | Total loans held for sale | | | — | | | 47,935 | | | — | | | — | | | (3,869) | | | 44,066 | | Total deposits | | | 2,384,453 | | | — | | | — | | | — | | | (19,095) | | | 2,365,358 | | | | | | | | | | | | | | | | | | | | | | At December 31, 2025: | | | | | | | | | | | | | | | | | | | | Total assets | | $ | 2,651,694 | | $ | 51,275 | | $ | 469,942 | | $ | 31,218 | | $ | (435,635) | | $ | 2,768,494 | | Total loans held for investment, net | | | 1,569,530 | | | — | | | 442,016 | | | — | | | 3,353 | | | 2,014,899 | | Total loans held for sale | | | — | | | 44,286 | | | — | | | — | | | (3,375) | | | 40,911 | | Total deposits | | | 2,359,650 | | | — | | | — | | | — | | | (13,927) | | | 2,345,723 | |
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