v3.26.1
CONSOLIDATED BALANCE SHEETS - USD ($)
Jun. 30, 2026
Dec. 31, 2025
Assets    
Cash and due from banks $ 19,371,000 $ 13,622,000
Interest-bearing deposits in other banks 42,739,000 65,510,000
Total cash and cash equivalents 62,110,000 79,132,000
Securities-available for sale at fair value, amortized cost of $466,683 and $471,036, respectively 458,252,000 458,111,000
Loans held for sale, at fair value 44,066,000 40,911,000
Loans, net of allowance for credit losses of $39,675 and $39,677, respectively 2,073,114,000 2,014,899,000
Restricted stock, at cost 4,059,000 3,680,000
Corporate premises and equipment, net 40,329,000 39,200,000
Other real estate owned, net of valuation allowance of $0 and $215, respectively   1,316,000
Accrued interest receivable 11,769,000 11,726,000
Goodwill 25,191,000 25,191,000
Other intangible assets, net 859,000 909,000
Bank-owned life insurance 22,032,000 21,808,000
Net deferred tax asset 13,046,000 14,039,000
Other assets 55,141,000 57,572,000
Total assets 2,809,968,000 2,768,494,000
Deposits    
Noninterest-bearing demand deposits 561,160,000 543,673,000
Savings, money market and interest-bearing demand deposits 884,584,000 905,683,000
Time deposits 919,614,000 896,367,000
Total deposits 2,365,358,000 2,345,723,000
FHLB advances 45,000,000 40,000,000
Subordinated notes 65,510,000 65,493,000
Other borrowings 7,664,000 7,842,000
Accrued interest payable 3,948,000 3,745,000
Other liabilities 44,096,000 43,343,000
Total liabilities 2,531,576,000 2,506,146,000
Commitments and contingent liabilities (Note 12)
Equity    
Common stock ($1.00 par value, 8,000,000 shares authorized, 3,250,307 and 3,245,972 shares issued and outstanding, respectively, includes 98,973 and 100,578 of unvested shares, respectively) 3,151,000 3,145,000
Additional paid-in capital 1,237,000 1,078,000
Retained earnings 280,884,000 268,696,000
Accumulated other comprehensive loss, net (7,487,000) (11,166,000)
Equity attributable to C&F Financial Corporation 277,785,000 261,753,000
Noncontrolling interest 607,000 595,000
Total equity 278,392,000 262,348,000
Total liabilities and equity $ 2,809,968,000 $ 2,768,494,000