We are aware that our report dated August 10, 2026, on our reviews of the interim financial information of TrustCo Bank Corp NY as of June 30, 2026 and
for the three and six-month periods ended June 30, 2026 and 2025, included in the Company's quarterly report on Form 10-Q for the quarter ended June 30, 2026, is incorporated by reference in its Registration Statements, Form S-8 (No. 333-233122), Form S-8 (No. 333-175867), Form S-8 (333-272169), Form S-8 (333-296163) and Form S-3 (333-296164). Pursuant to Rule 436(c) under the Securities Act of 1933, such report should not be
considered a part of such Registration Statements, and is not a report within the meaning of Sections 7 and 11 of that Act.