v3.26.1
INTERIM CONDENSED CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)
$ in Thousands
 3 Months Ended 6 Months Ended
Jun. 30, 2026
Jun. 30, 2025
Jun. 30, 2026
Jun. 30, 2025
Interest income        
Loans, including fees $ 22,607 $ 19,832 $ 44,071 $ 39,180
AFS securities        
Taxable 2,902 2,513 5,391 4,616
Nontaxable 470 519 969 1,059
FHLB stock 64 125 139 285
Federal funds sold and other 173 253 775 735
Total interest income 26,216 23,242 51,345 45,875
Interest expense        
Deposits 6,778 7,391 13,890 14,854
Short-term borrowings 1,007 324 1,743 665
FHLB advances 43 132 176 170
Subordinated debt 304 266 570 532
Total interest expense 8,132 8,113 16,379 16,221
Net interest income 18,084 15,129 34,966 29,654
Provision for (reversal of) credit losses 895 (1,099) 1,499 (1,206)
Net interest income after provision for credit losses 17,189 16,228 33,467 30,860
Noninterest income        
Service charges and fees 2,440 1,936 4,717 3,810
Wealth management fees 1,216 1,084 2,324 2,063
Increase in the cash surrender value of BOLI 434 300 882 672
Net gain on sale of mortgage loans 15 47 48 77
Other 270 319 765 592
Total noninterest income 4,375 3,686 8,736 7,214
Noninterest expenses        
Compensation and benefits 8,147 7,496 16,075 14,879
Occupancy and equipment 2,890 2,650 5,730 5,250
Other professional services 807 863 1,822 1,574
ATM and debit card fees 629 555 1,187 1,041
Marketing 514 469 1,020 928
FDIC insurance premiums 288 267 594 570
Merger-related expenses 505 0 505 0
Other 1,606 1,445 3,115 2,802
Total noninterest expenses 15,386 13,745 30,048 27,044
Income before income tax expense 6,178 6,169 12,155 11,030
Income tax expense 1,137 1,138 2,122 2,050
Net income $ 5,041 $ 5,031 $ 10,033 $ 8,980
Earnings per common share        
Basic (in dollars per share) $ 0.69 $ 0.68 $ 1.37 $ 1.21
Diluted (in dollars per share) 0.69 0.68 1.37 1.21
Cash dividends per common share (in dollars per share) $ 0.28 $ 0.28 $ 0.56 $ 0.56