The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305 371,083 1,038 SH SOLE 0 0 0
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802 7,927,102 76,925 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877 7,736,841 62,014 SH SOLE 0 0 0
AMERICAN CENTY ETF TR US EQT ETF 025072885 13,013,184 101,602 SH SOLE 0 0 0
APPLE INC COM 037833100 950,109 3,283 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US EQUI MARK ETF 25434V401 252,293 3,079 SH SOLE 0 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 432,599 7,864 SH SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 476,059 3,482 SH SOLE 0 0 0
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339 30,531,759 189,004 SH SOLE 0 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 385,137 523 SH SOLE 0 0 0
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101 3,353,968 100,750 SH SOLE 0 0 0
ISHARES GOLD TR ISHARES NEW 464285204 7,375,062 97,670 SH SOLE 0 0 0
ISHARES TR CORE MSCI EAFE 46432F842 38,924,289 403,026 SH SOLE 0 0 0
ISHARES TR CORE S&P500 ETF 464287200 108,300,349 144,614 SH SOLE 0 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 27,787,288 251,810 SH SOLE 0 0 0
ISHARES TR US TREAS BD ETF 46429B267 4,217,058 185,121 SH SOLE 0 0 0
ISHARES TR 0-3 MTH TREASURY 46436E718 10,519,738 104,497 SH SOLE 0 0 0
JPMORGAN CHASE & CO COM 46625H100 207,200 633 SH SOLE 0 0 0
MICROSOFT CORP COM 594918104 661,641 1,774 SH SOLE 0 0 0
NVIDIA CORPORATION COM 67066G104 329,212 1,645 SH SOLE 0 0 0
OKLO INC COM CL A 02156V109 261,650 5,000 SH SOLE 0 0 0
PEPSICO INC COM 713448108 235,461 1,739 SH SOLE 0 0 0
PROCTER & GAMBLE CO COM 742718109 703,513 4,798 SH SOLE 0 0 0
QUALCOMM INC COM 747525103 834,881 4,518 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 2,486,011 84,472 SH SOLE 0 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 227,466 7,173 SH SOLE 0 0 0
SEMPRA COM 816851109 368,800 3,978 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR AGGRE ETF 78464A649 4,279,588 167,695 SH SOLE 0 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 10,174,219 115,774 SH SOLE 0 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 761,670 1,020 SH SOLE 0 0 0
TRAVELERS COMPANIES INC COM 89417E109 355,869 1,078 SH SOLE 0 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 6,361,142 81,647 SH SOLE 0 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 2,487,039 6,721 SH SOLE 0 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 2,779,343 34,496 SH SOLE 0 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 295,982 431 SH SOLE 0 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,540,700 17,886 SH SOLE 0 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 204,355 841 SH SOLE 0 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 1,221,716 5,606 SH SOLE 0 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 261,032 2,184 SH SOLE 0 0 0
WELLS FARGO & CO COM 949746101 608,148 7,359 SH SOLE 0 0 0