The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABORATORIES COM 002824100 924,716 8,985 SH SOLE 8,985 0 0
ABBVIE INC COM 00287Y109 1,367,837 7,975 SH SOLE 7,975 0 0
ABRDN ETFS BBRG ALL COMMDY 003261203 340,061 10,432 SH SOLE 10,432 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,812,023 6,085 SH SOLE 6,085 0 0
ALPHABET INC CAP STK CL A 02079K305 313,218 1,623 SH SOLE 1,623 0 0
ALPHABET INC CAP STK CL C 02079K107 582,704 2,782 SH SOLE 2,782 0 0
ALTRIA GROUP INC COM 02209S103 271,517 5,898 SH SOLE 5,898 0 0
AMAZON COM INC COM 023135106 380,093 1,799 SH SOLE 1,799 0 0
AMEREN CORP COM 023608102 434,269 6,107 SH SOLE 6,107 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 1,776,960 13,744 SH SOLE 13,744 0 0
AMGEN INC COM 031162100 253,085 810 SH SOLE 810 0 0
APPLE INC COM 037833100 3,773,599 16,389 SH SOLE 16,389 0 0
APPLIED MATLS INC COM 038222105 922,641 2,657 SH SOLE 2,657 0 0
BANK OF AMER CORP COM 060505104 472,047 11,869 SH SOLE 11,869 0 0
BECTON DICKINSON & CO COM 075887109 315,542 1,350 SH SOLE 1,350 0 0
BLACKSTONE INC COM 09260D107 358,062 2,946 SH SOLE 2,946 0 0
CHEVRON CORPORATION COM 166764100 1,146,820 7,295 SH SOLE 7,295 0 0
CISCO SYS INC COM 17275R102 299,239 5,547 SH SOLE 5,547 0 0
COCA COLA CO COM 191216100 652,080 9,957 SH SOLE 9,957 0 0
CONOCOPHILLIPS COM 20825C104 364,372 3,245 SH SOLE 3,245 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 220,136 1,746 SH SOLE 1,746 0 0
DIGITAL RLTY TR INC COM 253868103 226,903 1,492 SH SOLE 1,492 0 0
DISNEY WALT CO COM 254687106 478,250 4,820 SH SOLE 4,820 0 0
EATON CORP PLC SHS G29183103 238,413 718 SH SOLE 718 0 0
ELI LILLY & CO COM 532457108 219,752 232 SH SOLE 232 0 0
EXXON MOBIL CORP COM 30231G102 738,697 6,309 SH SOLE 6,309 0 0
FIRST TR EXCHANGE-TRADED FD CONSUMR DISCRE 33734X101 839,075 14,006 SH SOLE 14,006 0 0
FIRST TR EXCHANGE-TRADED FD CONSUMR STAPLE 33734X119 891,458 13,835 SH SOLE 13,835 0 0
FIRST TR EXCHANGE-TRADED FD FINLS ALPHADEX 33734X135 1,190,486 25,718 SH SOLE 25,718 0 0
FIRST TR EXCHANGE-TRADED FD HLTH CARE ALPH 33734X143 1,329,302 12,718 SH SOLE 12,718 0 0
FIRST TR EXCHANGE-TRADED FD INDLS PROD DUR 33734X150 1,492,760 21,933 SH SOLE 21,933 0 0
FIRST TR EXCHANGE-TRADED FD MATERIALS ALPH 33734X168 403,829 6,230 SH SOLE 6,230 0 0
FIRST TR EXCHANGE-TRADED FD SHS 33734H106 285,617 7,009 SH SOLE 7,009 0 0
FIRST TR EXCHANGE-TRADED FD TECH ALPHADEX 33734X176 2,796,328 20,522 SH SOLE 20,522 0 0
FIRST TR EXCHANGE-TRADED FD UTILITIES ALPH 33734X184 253,581 7,668 SH SOLE 7,668 0 0
GENERAL AMERN INVS CO INC COM 368802104 251,683 5,062 SH SOLE 5,062 0 0
GENERAL MILLS INC COM 370334104 761,854 12,043 SH SOLE 12,043 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 694,292 6,449 SH SOLE 6,449 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 358,100 699 SH SOLE 699 0 0
HOME DEPOT INC COM 437076102 1,164,931 3,360 SH SOLE 3,360 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 208,942 1,208 SH SOLE 1,208 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602 740,096 1,669 SH SOLE 1,669 0 0
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 229,550 3,525 SH SOLE 3,525 0 0
INVESCO EXCHANGE TRADED FD T LARG CAP GRO ETF 46137V746 288,087 3,050 SH SOLE 3,050 0 0
INVESCO EXCHANGE TRADED FD T S&P 500 GARP ETF 46137V431 641,451 6,241 SH SOLE 6,241 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP MOMNTUM 46137V464 227,980 2,000 SH SOLE 2,000 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472 223,169 2,300 SH SOLE 2,300 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP VLU MNT 46137V456 232,398 4,500 SH SOLE 4,500 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 2,326,749 14,035 SH SOLE 14,035 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 531,679 1,090 SH SOLE 1,090 0 0
ISHARES GOLD TR ISHARES NEW 464285204 342,370 7,217 SH SOLE 7,217 0 0
ISHARES TR CORE MSCI EAFE 46432F842 573,238 7,214 SH SOLE 7,214 0 0
ISHARES TR CORE MSCI INTL 46435G326 384,388 5,653 SH SOLE 5,653 0 0
ISHARES TR CORE S&P TTL STK 464287150 1,845,337 13,303 SH SOLE 13,303 0 0
ISHARES TR CORE S&P500 ETF 464287200 2,596,915 3,714 SH SOLE 3,714 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 221,833 4,342 SH SOLE 4,342 0 0
ISHARES TR MSCI EAFE ETF 464287465 513,204 6,205 SH SOLE 6,205 0 0
ISHARES TR MSCI USA MIN ETF 46429B697 907,389 10,676 SH SOLE 10,676 0 0
ISHARES TR MSCI USA QLT FCT 46432F339 975,878 5,383 SH SOLE 5,383 0 0
ISHARES TR MSCI USA VALUE 46432F388 306,761 2,763 SH SOLE 2,763 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 237,284 2,564 SH SOLE 2,564 0 0
ISHARES TR TRUST ISHARE 0-1 464288679 370,034 3,349 SH SOLE 3,349 0 0
JOHNSON & JOHNSON COM 478160104 1,023,969 6,512 SH SOLE 6,512 0 0
JPMORGAN CHASE & CO COM 46625H100 1,323,316 6,122 SH SOLE 6,122 0 0
LOCKHEED MARTIN CORP COM 539830109 1,379,632 2,904 SH SOLE 2,904 0 0
LOWES COS INC COM 548661107 244,905 1,111 SH SOLE 1,111 0 0
MCDONALDS CORP COM 580135101 905,342 3,545 SH SOLE 3,545 0 0
MERCK & CO INC COM 58933Y105 450,098 3,603 SH SOLE 3,603 0 0
MICROSOFT CORP COM 594918104 6,975,150 15,715 SH SOLE 15,715 0 0
NEXTERA ENERGY INC COM 65339F101 584,335 7,822 SH SOLE 7,822 0 0
NOVO-NORDISK A S ADR 670100205 342,861 2,402 SH SOLE 2,402 0 0
NVIDIA CORPORATION COM 67066G104 676,951 5,477 SH SOLE 5,477 0 0
ORACLE CORP COM 68389X105 564,921 3,973 SH SOLE 3,973 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108 228,068 3,822 SH SOLE 3,822 0 0
PALO ALTO NETWORKS INC COM 697435105 917,963 2,706 SH SOLE 2,706 0 0
PEPSICO INC COM 713448108 1,336,920 8,243 SH SOLE 8,243 0 0
PFIZER INC COM 717081103 483,887 17,561 SH SOLE 17,561 0 0
PHILIP MORRIS INTL INC COM 718172109 277,948 2,743 SH SOLE 2,743 0 0
PHILLIPS 66 COM 718546104 226,167 1,542 SH SOLE 1,542 0 0
PROCTER & GAMBLE CO COM 742718109 835,495 5,223 SH SOLE 5,223 0 0
RTX CORPORATION COM 75513E101 736,742 6,275 SH SOLE 6,275 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771 1,688,490 26,351 SH SOLE 26,351 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 374,077 5,950 SH SOLE 5,950 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 748,314 10,072 SH SOLE 10,072 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 397,149 5,361 SH SOLE 5,361 0 0
SLB LIMITED COM STK 806857108 456,165 9,669 SH SOLE 9,669 0 0
SPDR SERIES TRUST ST STR P500ETF 78464A854 2,629,736 38,552 SH SOLE 38,552 0 0
SPDR SERIES TRUST ST STR P500GRW 78464A409 667,919 8,029 SH SOLE 8,029 0 0
SPDR SERIES TRUST ST STR P500VAL 78464A508 948,529 19,461 SH SOLE 19,461 0 0
STARBUCKS CORP COM 855244109 223,352 2,869 SH SOLE 2,869 0 0
STATE STR SPDR DOW JONES IND UT SER 1 78467X109 471,631 1,179 SH SOLE 1,179 0 0
STATE STR SPDR S&P 500 ETF T TR UNIT 78462F103 10,347,203 18,735 SH SOLE 18,735 0 0
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 1,577,478 7,744 SH SOLE 7,744 0 0
TARGET CORP COM 87612E106 265,271 1,792 SH SOLE 1,792 0 0
UNION PAC CORP COM 907818108 439,286 1,800 SH SOLE 1,800 0 0
UNITED PARCEL SVCS INC CL B 911312106 246,593 1,824 SH SOLE 1,824 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 2,470,941 4,640 SH SOLE 4,640 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 274,510 1,504 SH SOLE 1,504 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 964,697 4,056 SH SOLE 4,056 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 258,056 922 SH SOLE 922 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 912,670 7,243 SH SOLE 7,243 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 788,855 4,140 SH SOLE 4,140 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768 309,298 4,051 SH SOLE 4,051 0 0
VANGUARD WORLD FD COMM SRVC ETF 92204A884 240,883 1,743 SH SOLE 1,743 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702 1,901,441 6,639 SH SOLE 6,639 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 303,420 7,347 SH SOLE 7,347 0 0
VISA INC COM CL A 92826C839 698,015 2,230 SH SOLE 2,230 0 0
WALMART INC COM 931142103 382,437 4,889 SH SOLE 4,889 0 0
WISDOMTREE TR JAPN HEDGE EQT 97717W851 327,178 2,900 SH SOLE 2,900 0 0