The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 8,626,803 69,325 SH SOLE 0 0 69,325
ALPHABET INC CAP STK CL C 02079K107 73,924,056 209,221 SH SOLE 0 0 209,221
ALPHABET INC CAP STK CL A 02079K305 3,861,025 10,804 SH SOLE 0 0 10,804
AMAZON COM INC COM 023135106 41,900,410 175,801 SH SOLE 0 0 175,801
AMERICAN EXPRESS CO COM 025816109 331,147 979 SH SOLE 0 0 979
AON PLC SHS CL A G0403H108 754,595 2,275 SH SOLE 0 0 2,275
APPLE INC COM 037833100 22,338,881 77,201 SH SOLE 0 0 77,201
AUTOMATIC DATA PROCESSING IN COM 053015103 17,827,988 79,607 SH SOLE 0 0 79,607
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,411,616 2,821 SH SOLE 0 0 2,821
BOOKING HOLDINGS INC COM 09857L108 628,296 3,525 SH SOLE 0 0 3,525
CANADIAN NATL RY CO COM 136375102 3,937,305 33,020 SH SOLE 0 0 33,020
CANADIAN PACIFIC KANSAS CITY COM 13646K108 3,048,434 35,181 SH SOLE 0 0 35,181
EAST WEST BANCORP INC COM 27579R104 680,304 5,270 SH SOLE 0 0 5,270
ELI LILLY & CO COM 532457108 23,151,398 19,302 SH SOLE 0 0 19,302
EVERSOURCE ENERGY COM 30040W108 17,204,379 238,057 SH SOLE 0 0 238,057
INTUIT COM 461202103 4,592,295 17,595 SH SOLE 0 0 17,595
IQVIA HLDGS INC COM 46266C105 30,672,902 158,746 SH SOLE 0 0 158,746
ISHARES TR 7-10 YR TRSY BD 464287440 19,554,428 206,772 SH SOLE 0 0 206,772
JPMORGAN CHASE & CO COM 46625H100 8,998,629 27,491 SH SOLE 0 0 27,491
MASTERCARD INCORPORATED CL A 57636Q104 1,203,878 2,344 SH SOLE 0 0 2,344
MCDONALDS CORP COM 580135101 1,843,514 6,820 SH SOLE 0 0 6,820
MCKESSON CORP COM 58155Q103 6,739,952 8,920 SH SOLE 0 0 8,920
META PLATFORMS INC CL A 30303M102 1,999,680 3,550 SH SOLE 0 0 3,550
MICROSOFT CORP COM 594918104 53,404,065 143,167 SH SOLE 0 0 143,167
NETFLIX INC. COM 64110L106 5,562,560 77,907 SH SOLE 0 0 77,907
NVIDIA CORPORATION COM 67066G104 21,033,861 105,122 SH SOLE 0 0 105,122
NXP SEMICONDUCTORS N V COM N6596X109 334,145 1,189 SH SOLE 0 0 1,189
ORACLE CORP COM 68389X105 254,997 1,740 SH SOLE 0 0 1,740
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854 8,743,302 354,554 SH SOLE 0 0 354,554
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 6,184,909 256,210 SH SOLE 0 0 256,210
SLM CORP COM 78442P106 18,593,066 716,772 SH SOLE 0 0 716,772
STRYKER CORPORATION COM 863667101 15,810,425 50,217 SH SOLE 0 0 50,217
TAIWAN SEMICONDUCTOR MANUFAC SPONSORED ADS 874039100 984,749 2,062 SH SOLE 0 0 2,062
THERMO FISHER SCIENTIFIC INC COM 883556102 3,364,126 6,710 SH SOLE 0 0 6,710
T-MOBILE US INC COM 872590104 25,340,984 151,082 SH SOLE 0 0 151,082
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847 4,112,565 74,530 SH SOLE 0 0 74,530
VISA INC COM CL A 92826C839 35,787,828 104,310 SH SOLE 0 0 104,310