Quoted Prices

In Active

Significant

Markets for

Other

Significant

Identical

Observable

Unobservable

(Dollars in thousands)

Carrying

Estimated

Assets

Inputs

Amount

Fair Value

(Level 1)

(Level 2)

(Level 3)

June 30, 2026

Assets

Cash and cash equivalents

$

88,649

$

88,649

$

88,649

$

-

$

-

Equity securities at fair value

9,497

9,497

5,766

-

3,731

Securities available for sale

555,571

555,571

88,701

466,870

-

Securities held to maturity

383,345

344,826

-

328,939

15,887

Federal Home Loan Bank and Federal

Reserve Bank stock

28,377

28,377

-

28,377

-

Loans held for sale

3,833

3,948

-

3,948

-

Loans, net

3,037,043

2,970,655

-

-

2,970,655

Accrued interest receivable

14,812

14,812

-

14,812

-

Interest rate lock commitments

81

81

-

81

-

Interest rate derivative contracts

693

693

-

693

-

Interest rate swaps

837

837

-

837

-

Liabilities

Noninterest-bearing deposits

943,943

943,943

943,943

-

-

Total interest-bearing deposits

2,564,661

2,562,775

-

2,562,775

-

Brokered deposits

93,228

93,224

-

93,224

-

Borrowings

294,850

294,769

-

294,769

-

Subordinated debentures

48,646

45,871

-

45,871

-

Accrued interest payable

2,110

2,110

-

2,110

-

Interest rate derivative contracts

-

-

-

-

-

Interest rate swaps

843

843

-

843

-

December 31, 2025

Assets

Cash and cash equivalents

$

87,988

$

87,988

$

87,988

$

-

$

-

Equity securities at fair value

9,353

9,353

5,723

-

3,630

Securities available for sale

554,420

554,420

89,035

465,385

-

Securities held to maturity

385,193

348,122

-

332,243

15,879

Federal Home Loan Bank and Federal Reserve Bank stock

31,116

31,116

-

31,116

-

Loans held for sale

7,185

7,401

-

7,401

-

Loans, net

2,986,484

2,941,021

-

-

2,941,021

Accrued interest receivable

14,537

14,537

-

14,537

-

Interest rate lock commitments

202

202

-

202

-

Interest rate derivative contracts

8,446

8,446

-

8,446

-

Interest rate swaps

1,815

1,815

-

1,815

-

Liabilities

Noninterest-bearing deposits

907,007

907,007

907,007

-

-

Total interest-bearing deposits

2,588,111

2,587,407

-

2,587,407

-

Brokered deposits

104,906

105,040

-

105,040

-

Borrowings

264,788

265,179

-

265,179

-

Subordinated debentures

48,460

46,886

-

46,886

-

Accrued interest payable

2,475

2,475

-

2,475

-

Interest rate swaps

1,826

1,826

-

1,826

-